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How to get an insurance license in Oklahoma. P&C: 0 pre-licensing hours. L&H: 0 hours. Government fees: $136 for both lines. 2 years renewal cycle. Verified 2026-03-22. Data verified 2026-03-22. Source: LicenseMap (getlicensemap.com).
Insurance Agent
Most information on this page has been verified.
87% of data points are verified against official sources. 2 fields based on preliminary research. 1 field needs verification. We recommend confirming details with your state's licensing authority. See sources below · Report incorrect data
Not required
P&C Education
Not required
L&H Education
2 years
Renewal Cycle
$136
Gov. Fees (Both)
Insurance Producer
Oklahoma issues separate lines of authority including Life, Health/Accident & Sickness, Property, Casualty, and Personal Lines. Combined exams are available for Life & Health and Property & Casualty. Oklahoma does NOT require pre-licensing education.
Other Available Lines of Authority
No pre-licensing education required
Not required.
Oklahoma Property & Casualty Insurance Exam
Administered by Pearson VUE
Combined P&C: 155 (150 scored, 5 pretest); Property only: 80 (75 scored, 5 pretest); Casualty only: 80 (75 scored, 5 pretest)
Questions
70%
Passing Score
Combined P&C: 2.5 hours; Individual lines: 2 hours each
Time Limit
$38
Exam Fee
Combined P&C exam has 155 questions (150 scored, 5 pretest) with a 2.5-hour time limit. Individual Property or Casualty exams have 80 questions (75 scored, 5 pretest) with a 2-hour time limit. 70% passing score required. Exam fee reduced from $41 to $38 effective August 1, 2024.
No pre-licensing education required
Not required.
Oklahoma Life & Health Insurance Exam
Administered by Pearson VUE
Combined L&H: 155 (150 scored, 5 pretest); Life only: 105 (100 scored, 5 pretest); Health only: 105 (100 scored, 5 pretest)
Questions
70%
Passing Score
Combined L&H: 2.5 hours; Individual lines: 2 hours each
Time Limit
$38
Exam Fee
Combined L&H exam has 155 questions (150 scored, 5 pretest) with a 2.5-hour time limit. Individual Life or Health exams have 105 questions (100 scored, 5 pretest) with a 2-hour time limit. 70% passing score required.
Minimum Age
18 years old
Education
No formal education requirement. Pre-licensing education is not required.
Residency
Must apply as resident producer if domiciled in Oklahoma. Non-residents apply through NIPR with active home state license.
Background Check
Oklahoma requires a background check as part of the licensing process. There is conflicting information about whether fingerprinting is specifically required. Some sources indicate fingerprinting is not required while others suggest it may be required after passing the exam.
Fingerprinting
Required
Citizenship
US citizen or authorized to work in the US
| Fee | Amount |
|---|---|
Application Fee State license fee. Plus $5.60 NIPR transaction fee. | $50 |
P&C Exam Fee Per exam through PSI. Reduced from $41 effective August 1, 2024. | $38 |
L&H Exam Fee Per exam through PSI. Reduced from $41 effective August 1, 2024. | $38 |
Fingerprinting Fee Fingerprinting may not be required in Oklahoma. UNVERIFIED — conflicting sources. | $0 |
Total Gov. Fees (Single Line) Application ($60) + exam ($38) = $98. Add $5.60 NIPR transaction fee if applicable. | $98 |
Total Gov. Fees (Both Lines) Application ($60) + P&C exam ($38) + L&H exam ($38) = $136. Add $5.60 NIPR transaction fee if applicable. | $136 |
Pre-Licensing Course Cost: $0-$300(per line)
Pre-licensing education is not required in OK, so this is optional exam prep. NOT a government fee.
Study for the Property & Casualty exam (pre-licensing education not required but recommended)
Schedule and take the P&C exam through PSI
Pass the exam with 70% or better
Apply for your license through NIPR (nipr.com) or directly to OID
Pay the $60 application fee (plus $5.60 NIPR transaction fee if applicable)
Receive license approval from Oklahoma Insurance Department
Obtain appointment from at least one insurance carrier
Study for the Life & Health exam (pre-licensing education not required but recommended)
Schedule and take the L&H exam through PSI
Pass the exam with 70% or better
Apply for your license through NIPR (nipr.com) or directly to OID
Pay the $60 application fee (plus $5.60 NIPR transaction fee if applicable)
Receive license approval from Oklahoma Insurance Department
Obtain appointment from at least one insurance carrier
Important: A license alone does not allow you to sell insurance
After obtaining your producer license, you must be appointed by at least one insurance company to sell their products.
Appointment fee: Paid by carrier
Oklahoma participates in NIPR and has reciprocity arrangements with most states. Non-resident producers with active home state licenses can obtain Oklahoma licenses. CE is reciprocal with the producer's resident state if that state has a CE requirement.
Additional requirements: Must hold active license in good standing in home state.
Renewal Cycle
2 years
Renewal Fee
$60
CE Required
24 hours per cycle
Ethics Hours
3 hours (included in CE total)
24 hours of CE per 2-year renewal cycle. 3 hours must be in ethics. 2 hours must be in legislative updates. Remaining 19 hours in general producer education. Non-residents with CE reciprocity from home state are deemed compliant.
Regulatory Board
Unique to Oklahoma: Oklahoma is one of the most accessible states for getting an insurance license — no pre-licensing education required, relatively low exam fees ($38), and a straightforward application process. The state uniquely requires 2 hours of legislative updates as part of CE. Oklahoma recently reduced exam fees from $41 to $38 in August 2024.
Explore requirements for other professional licenses in Oklahoma.
How this state compares to 50 others for this profession
Timeline
#1 of 51
Salary
#49 of 51
Processing
#1 of 51
Based on May 2024 Bureau of Labor Statistics OEWS data for Insurance Sales Agents (SOC 41-3021)
Entry Level
$37,580
25th percentile
Median
$45,550
-25% vs. national avg ($60,370)Experienced
$72,800
75th percentile
Wage Distribution (Annual)
5,310 employed in this state
Note: Insurance agent compensation is heavily commission-based. BLS OEWS data may not fully reflect total earnings including commissions and bonuses.
Source: BLS OEWS – Insurance Sales Agents (May 2024)
National employment projections for 2024-2034
Projected Growth
+4.7%
Average GrowthNew Jobs
+26,200
over 10 years
Annual Openings
41,200
per year (avg.)
555,200 currently employed nationwide (2024)
Source: BLS Employment Projections 2024-2034 (September 2025)
Insurance Career Ladder+49% salary growth potential
You are here
Insurance Agent
$45,550
Pre-licensing education + state exam
You are here
Insurance Agent
Pre-licensing education + state exam
$45,550
Adjuster licensing + claims experience
$67,950
Salary data from BLS OEWS May 2024 for this state. Career paths represent common advancement routes — actual progression may vary. Bureau of Labor Statistics — Occupational Outlook Handbook
Government fees and exam costs to obtain your initial license
Note: These are government licensing fees only. Education/training program costs (tuition, books, etc.) are not included as they vary widely by institution.
Source: Oklahoma Insurance Department — Licensing Requirements
Estimated total: 4–10 weeks
Timeline estimated from licensing requirements on this page.
Source: Oklahoma Insurance Department — Licensing Requirements
1–4 weeks
Estimated processing time
Source: Oklahoma Insurance Department — Licensing Requirements
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