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Insurance Agent
Training: 0 hours | Exam: Yes
Some details on this page are not yet confirmed against an official source. See sources below or contact the licensing board to verify.
Not required
P&C Education
Not required
L&H Education
2 years
Renewal Cycle
$136
Gov. Fees (Both)
Insurance Producer
Oklahoma issues separate lines of authority including Life, Health/Accident & Sickness, Property, Casualty, and Personal Lines. Combined exams are available for Life & Health and Property & Casualty. Oklahoma does NOT require pre-licensing education.
Other Available Lines of Authority
No pre-licensing education required
Not required.
Oklahoma Property & Casualty Insurance Exam
Administered by Pearson VUE
Combined P&C: 155 (150 scored, 5 pretest); Property only: 80 (75 scored, 5 pretest); Casualty only: 80 (75 scored, 5 pretest)
Questions
70%
Passing Score
Combined P&C: 2.5 hours; Individual lines: 2 hours each
Time Limit
$38
Exam Fee
Combined P&C exam has 155 questions (150 scored, 5 pretest) with a 2.5-hour time limit. Individual Property or Casualty exams have 80 questions (75 scored, 5 pretest) with a 2-hour time limit. 70% passing score required. Exam fee reduced from $41 to $38 effective August 1, 2024.
No pre-licensing education required
Not required.
Oklahoma Life & Health Insurance Exam
Administered by Pearson VUE
Combined L&H: 155 (150 scored, 5 pretest); Life only: 105 (100 scored, 5 pretest); Health only: 105 (100 scored, 5 pretest)
Questions
70%
Passing Score
Combined L&H: 2.5 hours; Individual lines: 2 hours each
Time Limit
$38
Exam Fee
Combined L&H exam has 155 questions (150 scored, 5 pretest) with a 2.5-hour time limit. Individual Life or Health exams have 105 questions (100 scored, 5 pretest) with a 2-hour time limit. 70% passing score required.
Compare top-rated insurance pre-licensing schools in Oklahoma.
Minimum Age
18 years old
Education
No formal education requirement. Pre-licensing education is not required.
Residency
Must apply as resident producer if domiciled in Oklahoma. Non-residents apply through NIPR with active home state license.
Background Check
Oklahoma requires a background check as part of the licensing process. There is conflicting information about whether fingerprinting is specifically required. Some sources indicate fingerprinting is not required while others suggest it may be required after passing the exam.
Fingerprinting
Required
Citizenship
US citizen or authorized to work in the US
Not sure if you need a insurance agent license? Check whether your state requires one.
Oklahoma Life & Health Insurance Exam
Questions
Combined L&H: 155 (150 scored, 5 pretest); Life only: 105 (100 scored, 5 pretest); Health only: 105 (100 scored, 5 pretest) questions
Time Limit
Combined L&H: 2.5 hours; Individual lines: 2 hours each
Passing Score
70%
Administered By
Pearson VUE
Cost of failing
Retake fee: $38Invest in preparation to pass the first time.
How long should you study? Most candidates study 2–4 weeks before taking the Oklahoma Life & Health Insurance Exam.
Study Materials & Exam Prep — Life & Health Insurance License Exam
Prepare for your Life & Health Insurance License Exam with Mometrix study guides, flashcards, online courses, and practice tests.
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Complete Your Pre-Licensing Education in Oklahoma
State-approved online courses you can start today.
| Fee | Amount |
|---|---|
Application Fee State license fee. Plus $5.60 NIPR transaction fee. | $50 |
P&C Exam Fee Per exam through PSI. Reduced from $41 effective August 1, 2024. | $38 |
L&H Exam Fee Per exam through PSI. Reduced from $41 effective August 1, 2024. | $38 |
Fingerprinting Fee Fingerprinting fees vary by vendor and location. The listed amount reflects the state processing fee — total cost including vendor fees may be higher. | $0 |
Total Gov. Fees (Single Line) Application ($60) + exam ($38) = $98. Add $5.60 NIPR transaction fee if applicable. | $98 |
Total Gov. Fees (Both Lines) Application ($60) + P&C exam ($38) + L&H exam ($38) = $136. Add $5.60 NIPR transaction fee if applicable. | $136 |
Pre-Licensing Course Cost: $0-$300(per line)
Pre-licensing education is not required in OK, so this is optional exam prep. NOT a government fee.
Use our licensing cost calculator to estimate your total investment including education and exam fees.
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Study for the Property & Casualty exam (pre-licensing education not required but recommended)
Schedule and take the P&C exam through PSI
Pass the exam with 70% or better
Apply for your license through NIPR (nipr.com) or directly to OID
Pay the $60 application fee (plus $5.60 NIPR transaction fee if applicable)
Receive license approval from Oklahoma Insurance Department
Obtain appointment from at least one insurance carrier
Study for the Life & Health exam (pre-licensing education not required but recommended)
Schedule and take the L&H exam through PSI
Pass the exam with 70% or better
Apply for your license through NIPR (nipr.com) or directly to OID
Pay the $60 application fee (plus $5.60 NIPR transaction fee if applicable)
Receive license approval from Oklahoma Insurance Department
Obtain appointment from at least one insurance carrier
Important: A license alone does not allow you to sell insurance
After obtaining your producer license, you must be appointed by at least one insurance company to sell their products.
Appointment fee: Paid by carrier
Oklahoma participates in NIPR and has reciprocity arrangements with most states. Non-resident producers with active home state licenses can obtain Oklahoma licenses. CE is reciprocal with the producer's resident state if that state has a CE requirement.
Additional requirements: Must hold active license in good standing in home state.
Moving to another state? Use our Transfer Tool to see what you need →
Compare Oklahoma with other states →
See how requirements, costs, and timelines differ across all 50 states.
Renewal Cycle
2 years
Renewal Fee
$60
CE Required
24 hours per cycle
Ethics Hours
3 hours (included in CE total)
24 hours of CE per 2-year renewal cycle. 3 hours must be in ethics. 2 hours must be in legislative updates. Remaining 19 hours in general producer education. Non-residents with CE reciprocity from home state are deemed compliant.
Regulatory Board
Unique to Oklahoma: Oklahoma is one of the most accessible states for getting an insurance license — no pre-licensing education required, relatively low exam fees ($38), and a straightforward application process. The state uniquely requires 2 hours of legislative updates as part of CE. Oklahoma recently reduced exam fees from $41 to $38 in August 2024.
Insurance Agent requirements in nearby states
Other professional licenses in Oklahoma
See how Oklahoma compares: Insurance Agent License Fees by State — Cheapest to Most Expensive →
Related Guides
Compare insurance agent requirements across all states →
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How does Oklahoma compare to other states for insurance agent? See the full comparison →
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Explore requirements for other professional licenses in Oklahoma.
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Official Sources
Insurance Agent requirements in Oklahoma verified against Oklahoma Insurance Department, April 2026.
Moving to Oklahoma? Use our free Transfer Tool to see what you need →
Already licensed elsewhere? See how to transfer your Insurance Agent license to Oklahoma →
Transfer your Insurance Agent license from Oklahoma to: Arkansas → | Colorado → | Kansas → | Missouri → | New Mexico → | Texas →
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