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How to get an insurance license in Texas. P&C: 0 pre-licensing hours. L&H: 0 hours. Government fees: $174-$176 for both lines. 2 years renewal cycle. Verified 2026-03-22. Data verified 2026-03-22. Source: LicenseMap (getlicensemap.com).
Insurance Agent
Some information on this page has not been fully verified.
70% of data points are verified against official sources. 6 fields based on preliminary research. 1 field needs verification. We recommend confirming details with your state's licensing authority. See sources below · Report incorrect data
Not required
P&C Education
Not required
L&H Education
2 years
Renewal Cycle
$174-$176
Gov. Fees (Both)
General Lines Agent
Texas licenses producers under 'General Lines' designations. General Lines — Property and Casualty is the P&C license. General Lines — Life, Accident, Health and HMO is the L&H license. Texas does NOT require pre-licensing education for General Lines licenses, though temporary license holders must complete 40 hours of training within 30 days of approval. Applicants must pass the state exam administered by Pearson VUE before applying.
Other Available Lines of Authority
No pre-licensing education required
Not required.
Texas General Lines — Property and Casualty Agent Examination
Administered by Pearson VUE
145
Questions
70% (scaled score of 70)
Passing Score
150 minutes (2.5 hours)
Time Limit
$43
Exam Fee
The exam has 145 total questions: 100 scorable + 10 pretest on national/general content, and 30 scorable + 5 pretest on Texas state-specific content. Online exams are no longer available for new exam reservations as of October 2024 — must be taken in person at a Pearson VUE test center. Application must be submitted within one year of passing the exam.
No pre-licensing education required
Not required.
Texas General Lines — Life, Accident, Health and HMO Agent Examination
Administered by Pearson VUE
145
Questions
70% (scaled score of 70)
Passing Score
150 minutes (2.5 hours)
Time Limit
$43
Exam Fee
The exam has 145 total questions. A scaled score of 70 is required to pass. Must be taken in person at a Pearson VUE test center (online exams discontinued for new reservations as of October 2024). Veterans may seek exam fee reimbursement through the U.S. Department of Veterans Affairs. Application must be submitted within one year of passing.
Minimum Age
18 years old
Education
No specific education requirement (no pre-licensing education required)
Residency
Must apply as resident agent if domiciled in Texas. Non-residents must hold active, good-standing general lines license in home state.
Background Check
Most applicants must obtain fingerprints through IdentoGO and submit proof to TDI. Fingerprint service code is obtained through TDI's online initial application and fingerprint portal. Exemptions exist for Texas residents with active TDI licenses who already submitted fingerprints, and non-residents with active resident licenses in their home state (may substitute criminal history records or Certificate of Good Standing).
Fingerprinting
Required
Citizenship
Must have SSN or FEIN (Tax ID) with U.S. work authorization
| Fee | Amount |
|---|---|
Application Fee Same fee for resident agent, resident agency, and non-resident (agent or agency) licenses | $50 |
P&C Exam Fee General Lines — Property and Casualty exam fee paid to Pearson VUE at time of reservation | $43 |
L&H Exam Fee General Lines — Life, Accident, Health and HMO exam fee paid to Pearson VUE | $43 |
Fingerprinting Fee IdentoGO fingerprinting fee. Varies slightly by service center. One source cites $38.25, another $39.70. | $38-$40 |
Total Gov. Fees (Single Line) Application ($50) + exam ($43) + fingerprinting (~$38-$40) for one line of authority | $131-$133 |
Total Gov. Fees (Both Lines) Application ($50 per license x 2 = $100) + P&C exam ($43) + L&H exam ($43) + fingerprinting (~$38-$40, one-time). Note: application fee may be $50 total for both lines rather than per-line. | $174-$176 |
Pre-Licensing Course Cost: $0-$300(per line)
Pre-licensing education is NOT required in Texas, but recommended courses are available from $0-$300 depending on provider. NOT a government fee.
Pass the Texas General Lines — Property and Casualty state exam through Pearson VUE (in-person only)
Obtain fingerprint service code through TDI's online initial application and fingerprint portal
Complete fingerprint background check via IdentoGO
Submit proof of fingerprints to TDI showing prints were sent to Texas Department of Public Safety
Apply through Sircon or National Insurance Producer Registry (NIPR) within one year of passing the exam
Pay the $50 application fee
Pass the Texas General Lines — Life, Accident, Health and HMO state exam through Pearson VUE (in-person only)
Obtain fingerprint service code through TDI's online portal
Complete fingerprint background check via IdentoGO
Submit proof of fingerprints to TDI
Apply through Sircon or NIPR within one year of passing the exam
Pay the $50 application fee
Important: A license alone does not allow you to sell insurance
After obtaining your license, you must be appointed by at least one insurance company to sell their products. The carrier files the appointment with TDI.
Appointment fee: Paid by carrier
Texas participates in NIPR for non-resident producer licensing. Non-residents must hold active, good-standing General Lines license in their home state. Exam exemptions apply for non-residents with valid licenses in reciprocal states. Non-residents can substitute criminal history records or Certificate of Good Standing from home state in lieu of fingerprinting.
Additional requirements: Must hold active license in good standing in home state. Applications processed through Sircon or NIPR.
Renewal Cycle
2 years
Renewal Fee
$50
CE Required
24 hours per cycle
Ethics Hours
3 hours (included in CE total)
Licensed producers must complete 24 hours of TDI-approved continuing education every 2 years, including 2 hours of Ethics. CE must be completed based on the last day of the licensee's birth month. There is NO grace period — all CE must be completed before the license expires.
Regulatory Board
Unique to Texas: Texas is notable for having NO pre-licensing education requirement for General Lines licenses, making it one of the fastest states to get licensed if you can self-study and pass the exam. The state also discontinued online/remote proctored exams as of October 2024. Texas uses the 'General Lines' terminology and offers a unique temporary license path with a $150 fee and 40-hour employer-provided training requirement.
Explore requirements for other professional licenses in Texas.
How this state compares to 50 others for this profession
Timeline
#1 of 51
Salary
#47 of 51
Processing
#1 of 51
Based on May 2024 Bureau of Labor Statistics OEWS data for Insurance Sales Agents (SOC 41-3021)
Entry Level
$38,310
25th percentile
Median
$47,530
-21% vs. national avg ($60,370)Experienced
$77,270
75th percentile
Wage Distribution (Annual)
44,670 employed in this state
Note: Insurance agent compensation is heavily commission-based. BLS OEWS data may not fully reflect total earnings including commissions and bonuses.
Source: BLS OEWS – Insurance Sales Agents (May 2024)
National employment projections for 2024-2034
Projected Growth
+4.7%
Average GrowthNew Jobs
+26,200
over 10 years
Annual Openings
41,200
per year (avg.)
555,200 currently employed nationwide (2024)
Source: BLS Employment Projections 2024-2034 (September 2025)
Insurance Career Ladder+69% salary growth potential
You are here
Insurance Agent
$47,530
Pre-licensing education + state exam
You are here
Insurance Agent
Pre-licensing education + state exam
$47,530
Adjuster licensing + claims experience
$80,220
Salary data from BLS OEWS May 2024 for this state. Career paths represent common advancement routes — actual progression may vary. Bureau of Labor Statistics — Occupational Outlook Handbook
Government fees and exam costs to obtain your initial license
Note: These are government licensing fees only. Education/training program costs (tuition, books, etc.) are not included as they vary widely by institution.
Source: Texas Department of Insurance (TDI) — Licensing Requirements
Estimated total: 4–10 weeks
Timeline estimated from licensing requirements on this page.
Source: Texas Department of Insurance (TDI) — Licensing Requirements
1–4 weeks
Estimated processing time
Source: Texas Department of Insurance (TDI) — Licensing Requirements
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