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How to get an insurance license in Louisiana. P&C: 0 pre-licensing hours. L&H: 0 hours. Government fees: $220.25 for both lines. 2 years renewal cycle. Verified 2026-03-22. Data verified 2026-03-22. Source: LicenseMap (getlicensemap.com).
Insurance Agent
Most information on this page has been verified.
87% of data points are verified against official sources. 3 fields based on preliminary research. We recommend confirming details with your state's licensing authority. See sources below · Report incorrect data
Not required
P&C Education
Not required
L&H Education
2 years
Renewal Cycle
$220.25
Gov. Fees (Both)
Insurance Producer
Louisiana issues separate lines of authority including Life, Health & Accident, Property, Casualty, and Personal Lines. Combined exams are available for Property & Casualty and Life/Health & Accident. Pre-licensing education is not required by the state.
Other Available Lines of Authority
No pre-licensing education required
Not required.
Louisiana Property & Casualty Insurance Exam
Administered by PSI
Combined P&C: 150; Property only: 100; Casualty only: 100
Questions
70%
Passing Score
Combined P&C: 3 hours; Individual lines: 2 hours each
Time Limit
$53
Exam Fee
Combined P&C exam has 150 questions with a 3-hour time limit. Individual Property or Casualty exams have 100 questions with a 2-hour time limit. 70% passing score required. Two valid government-issued IDs required at testing.
No pre-licensing education required
Not required.
Louisiana Life, Health & Accident Insurance Exam
Administered by PSI
Combined L&H: 150; Life only: 100; Health & Accident only: 100
Questions
70%
Passing Score
Combined L&H: 2 hours 40 minutes; Individual lines: 2 hours each
Time Limit
$53
Exam Fee
Combined Life, Health & Accident exam has 150 questions with a 2 hour 40 minute time limit. Individual Life exam has 100 questions (2 hours, $38). Individual Health & Accident exam has 100 questions (2 hours, $30). 70% passing score required. Two valid government-issued IDs required at testing.
Minimum Age
18 years old
Education
No formal education requirement. Pre-licensing education is not required.
Residency
Must apply as resident producer if domiciled in Louisiana. Non-residents apply through NIPR with active home state license.
Background Check
Louisiana requires fingerprinting and background checks processed by Louisiana State Police and the FBI. Two valid government-issued IDs required at testing (one with photo).
Fingerprinting
Required
Citizenship
US citizen or authorized to work in the US
| Fee | Amount |
|---|---|
Application Fee Processing fee per insurance producer license application. Surplus lines authority costs $250. Plus $5.60 NIPR transaction fee. | $75 |
P&C Exam Fee Combined P&C exam through PSI. Individual Property or Casualty exams cost less. | $53 |
L&H Exam Fee Combined Life, Health & Accident exam through PSI. Individual Life exam: $38; Health & Accident: $30. | $53 |
Fingerprinting Fee State processing fee payable to PSI by money order or cashier's check. Some sources report higher fees up to $58. | $39.25 |
Total Gov. Fees (Single Line) Application ($75) + exam ($53) + fingerprinting ($39.25) = $167.25. Add $5.60 NIPR transaction fee if applicable. | $167.25 |
Total Gov. Fees (Both Lines) Application ($75) + P&C exam ($53) + L&H exam ($53) + fingerprinting ($39.25) = $220.25. Add $5.60 NIPR transaction fee if applicable. | $220.25 |
Pre-Licensing Course Cost: $0-$300(per line)
Pre-licensing education is not required in LA, so this is optional exam prep. NOT a government fee.
Study for the Property & Casualty exam (pre-licensing education not required but recommended)
Schedule and take the P&C exam through PSI (candidate.psiexams.com)
Pass the exam with 70% or better
Complete fingerprinting for background check through Louisiana State Police/FBI
Apply for your license through NIPR (nipr.com)
Pay the $75 application fee (plus $5.60 NIPR transaction fee)
Receive license approval from Louisiana Department of Insurance
Obtain appointment from at least one insurance carrier
Study for the Life, Health & Accident exam (pre-licensing education not required but recommended)
Schedule and take the L&H exam through PSI (candidate.psiexams.com)
Pass the exam with 70% or better
Complete fingerprinting for background check through Louisiana State Police/FBI
Apply for your license through NIPR (nipr.com)
Pay the $75 application fee (plus $5.60 NIPR transaction fee)
Receive license approval from Louisiana Department of Insurance
Obtain appointment from at least one insurance carrier
Important: A license alone does not allow you to sell insurance
After obtaining your producer license, you must be appointed by at least one insurance company to sell their products.
Appointment fee: Paid by carrier
Louisiana participates in NIPR and has reciprocity arrangements with most states. Non-resident producers who have satisfied CE requirements in their home state are deemed compliant with Louisiana requirements. Non-residents must submit a letter of certification with renewal applications.
Additional requirements: Must hold active license in good standing in home state. Must submit letter of certification from home state with renewal.
Renewal Cycle
2 years
Renewal Fee
$50 per line of authority
CE Required
24 hours per cycle
Ethics Hours
3 hours (included in CE total)
24 hours of CE per 2-year renewal cycle including 3 hours of ethics. Effective August 2025, Louisiana will begin requiring 2 hours of legislative updates (applicable to renewals on or after July 31, 2027). Non-residents who meet home state CE requirements are deemed compliant.
Regulatory Board
Unique to Louisiana: Louisiana does not require pre-licensing education, making it one of the easier states to enter. The state requires two forms of government-issued ID at the exam (most states only require one). Individual line exam fees vary significantly ($30 for Health & Accident, $38 for Life, $53 for combined). Louisiana is also adding a legislative updates CE requirement starting in 2027.
Explore requirements for other professional licenses in Louisiana.
How this state compares to 50 others for this profession
Timeline
#1 of 51
Salary
#38 of 51
Processing
#1 of 51
Based on May 2024 Bureau of Labor Statistics OEWS data for Insurance Sales Agents (SOC 41-3021)
Entry Level
$41,260
25th percentile
Median
$55,590
-8% vs. national avg ($60,370)Experienced
$76,040
75th percentile
Wage Distribution (Annual)
6,240 employed in this state
Note: Insurance agent compensation is heavily commission-based. BLS OEWS data may not fully reflect total earnings including commissions and bonuses.
Source: BLS OEWS – Insurance Sales Agents (May 2024)
National employment projections for 2024-2034
Projected Growth
+4.7%
Average GrowthNew Jobs
+26,200
over 10 years
Annual Openings
41,200
per year (avg.)
555,200 currently employed nationwide (2024)
Source: BLS Employment Projections 2024-2034 (September 2025)
Insurance Career Ladder+25% salary growth potential
You are here
Insurance Agent
$55,590
Pre-licensing education + state exam
You are here
Insurance Agent
Pre-licensing education + state exam
$55,590
Adjuster licensing + claims experience
$69,370
Salary data from BLS OEWS May 2024 for this state. Career paths represent common advancement routes — actual progression may vary. Bureau of Labor Statistics — Occupational Outlook Handbook
Government fees and exam costs to obtain your initial license
Note: These are government licensing fees only. Education/training program costs (tuition, books, etc.) are not included as they vary widely by institution.
Source: Louisiana Department of Insurance — Licensing Requirements
Estimated total: 4–10 weeks
Timeline estimated from licensing requirements on this page.
Source: Louisiana Department of Insurance — Licensing Requirements
1–4 weeks
Estimated processing time
Source: Louisiana Department of Insurance — Licensing Requirements
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