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Insurance Agent
Training: 20 hours | Exam: Yes
Some details on this page are not yet confirmed against an official source. See sources below or contact the licensing board to verify.
20 hrs
P&C Education
20 hrs
L&H Education
2 years (biennial), expiring on the last day of the licensee's birth month
Renewal Cycle
$308
Gov. Fees (Both)
Insurance Producer
Consistent with MID. House Bill 819, enacted April 26, 2024 and effective July 1, 2024, removed the pre-licensing requirement for the Life line of authority only. Other lines (Property, Casualty, Health) still require 20 hours each. Exams via Pearson VUE; applications via Sircon or NIPR.
Other Available Lines of Authority
20 hours of approved pre-licensing education required
20 hours per line of authority per official MID guidance
Online courses: Allowed
Mississippi Property & Casualty Insurance Exam
Administered by Pearson VUE
70
Questions
70%
Passing Score
2 hours
Time Limit
$52
Exam Fee
Property exam: 70 total questions (60 scored, 10 pretest), 2 hours, 70% passing score. Casualty exam: 70 total questions (60 scored, 10 pretest), 2 hours, 70% passing score. Each exam is $52.
20 hours of approved pre-licensing education required
20 hours per line (Health, Property, Casualty, Personal Lines); 40 hours for P&C combined.
Online courses: Allowed
Mississippi Life & Accident & Health Insurance Exam
Administered by Pearson VUE
70
Questions
65%
Passing Score
2 hours
Time Limit
$52
Exam Fee
Life exam: 70 total questions (60 scored, 10 pretest), 2 hours, 65% passing score. Health exam: 70 total questions (60 scored, 10 pretest), 2 hours, 65% passing score. Note: L&H exams have a LOWER passing score (65%) than P&C exams (70%).
Compare top-rated insurance pre-licensing schools in Mississippi.
Minimum Age
18 years old
Education
No formal education requirement beyond pre-licensing courses
Residency
Must apply as resident if domiciled in Mississippi
Background Check
State and federal criminal history background check required. First-time applicants for resident licenses must undergo a background check.
Fingerprinting
Required
Citizenship
Must have a valid SSN or FEIN
Not sure if you need a insurance agent license? Check whether your state requires one.
Mississippi Life & Accident & Health Insurance Exam
Questions
70 questions
Time Limit
2 hours
Passing Score
65%
Administered By
Pearson VUE
Cost of failing
Retake fee: $52Invest in preparation to pass the first time.
How long should you study? Most candidates study 2–4 weeks before taking the Mississippi Life & Accident & Health Insurance Exam.
Study Materials & Exam Prep — Life & Health Insurance License Exam
Prepare for your Life & Health Insurance License Exam with Mometrix study guides, flashcards, online courses, and practice tests.
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Complete Your Pre-Licensing Education in Mississippi
State-approved online courses you can start today.
| Fee | Amount |
|---|---|
Application Fee Privilege tax fee. Applications processed through Sircon or NIPR. | $50 |
P&C Exam Fee Per exam (Property or Casualty) through Pearson VUE | $52 |
L&H Exam Fee Per exam (Life or Health) through Pearson VUE | $52 |
Fingerprinting Fee Fingerprinting fees vary by vendor and location. The listed amount reflects the state processing fee — total cost including vendor fees may be higher. | $0 |
Total Gov. Fees (Single Line) Application/privilege tax ($100) + one exam ($52) for one line of authority | $152 |
Total Gov. Fees (Both Lines) Application/privilege tax ($100) + Property exam ($52) + Casualty exam ($52) + Life exam ($52) + Health exam ($52). Mississippi has separate exams per line. | $308 |
Pre-Licensing Course Cost: $150-$400(per line)
Varies by provider. Per line. NOT a government fee.
Use our licensing cost calculator to estimate your total investment including education and exam fees.
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Complete 20 hours of approved pre-licensing education for Property and/or Casualty
Register for and pass the Property and/or Casualty exam through Pearson VUE (888-293-4222 or pearsonvue.com)
Apply for your license electronically through Sircon or NIPR
Pay the $100 privilege tax fee
Pass the state and federal criminal history background check
Obtain appointment from at least one insurance carrier
$100 privilege tax fee confirmed
Complete 20 hours of approved pre-licensing education for Health (Life pre-licensing no longer required as of 7/1/2024)
Register for and pass the Life and/or Health exam through Pearson VUE
Apply for your license electronically through Sircon or NIPR
Pay the $100 privilege tax fee
Pass the state and federal criminal history background check
Obtain appointment from at least one insurance carrier
Important: A license alone does not allow you to sell insurance
After obtaining your license, you must be appointed by at least one insurance company to sell their products.
Appointment fee: Paid by carrier
Non-resident producers apply through Sircon or NIPR. Mississippi participates in the NIPR electronic licensing system.
Additional requirements: Non-resident applicants must hold a valid resident license in their home state
Moving to another state? Use our Transfer Tool to see what you need →
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Renewal Cycle
2 years (biennial), expiring on the last day of the licensee's birth month
Renewal Fee
$100
CE Required
24 hours per cycle
Ethics Hours
3 hours (included in CE total)
24 hours of CE every 2-year renewal period (for licenses in effect 19-24 months). 3 hours must be in ethics. Producers age 65+ with 25+ continuous years of licensure are exempt from CE (effective April 17, 2023). A one-time 1-hour CE course is required before selling pet insurance.
Regulatory Board
Unique to Mississippi: Mississippi has different passing scores for different exam types - Life and Health require only 65% while Property and Casualty require 70%. The state also eliminated the Life pre-licensing education requirement in 2024, making it easier to get a Life-only license. The application fee is called a 'privilege tax.'
Insurance Agent requirements in nearby states
Other professional licenses in Mississippi
See how Mississippi compares: Insurance Agent License Fees by State — Cheapest to Most Expensive →
Related Guides
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Official Sources
Insurance Agent requirements in Mississippi verified against Mississippi Insurance Department, April 2026.
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Already licensed elsewhere? See how to transfer your Insurance Agent license to Mississippi →
Transfer your Insurance Agent license from Mississippi to: Alabama → | Arkansas → | Louisiana → | Tennessee →
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