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Insurance Agent
Training: 0 hours | Exam: Yes
Some details on this page are not yet confirmed against an official source. See sources below or contact the licensing board to verify.
Not required
P&C Education
Not required
L&H Education
2 years
Renewal Cycle
$144.60
Gov. Fees (Both)
Insurance Producer
Arkansas licenses insurance producers by lines of authority with required pre-licensing education of 20 hours per line. Available lines include Life, Accident & Health, Property, Casualty, Personal Lines. Applicants must complete pre-licensing education and pass a background check before taking the exam through PSI.
Other Available Lines of Authority
No pre-licensing education required
Not required.
Arkansas Property & Casualty Insurance Exam
Administered by PSI
160
Questions
70%
Passing Score
3.5 hours (160 minutes General Knowledge + 50 minutes State Law)
Time Limit
$50
Exam Fee
160 total questions (150 scored, 10 pretest). Time limit: 3.5 hours. Exam covers general insurance knowledge and Arkansas-specific state law. Must apply for license before taking exam - wait for PSI authorization (2-5 days).
No pre-licensing education required
Not required.
Arkansas Life & Accident & Health Insurance Exam
Administered by PSI
90
Questions
70%
Passing Score
2.5 hours
Time Limit
$50
Exam Fee
90 total questions (80 scored, 10 pretest). Time limit: 2.5 hours. General portion contains 60 scoreable questions (90 minutes). State law portion also included. Must apply for license before taking exam.
Compare top-rated insurance pre-licensing schools in Arkansas.
Minimum Age
18 years old
Education
No formal education requirement beyond pre-licensing courses
Residency
Must provide proof of residency within the state of Arkansas for resident licenses
Background Check
Fingerprint-based criminal background check must be completed through the Arkansas State Police BEFORE taking an exam. Background check is submitted electronically.
Fingerprinting
Required
Citizenship
Must have a valid SSN or FEIN
Not sure if you need a insurance agent license? Check whether your state requires one.
Arkansas Life & Accident & Health Insurance Exam
Questions
90 questions
Time Limit
2.5 hours
Passing Score
70%
Administered By
PSI
Cost of failing
Retake fee: $50Invest in preparation to pass the first time.
How long should you study? Most candidates study 2–4 weeks before taking the Arkansas Life & Accident & Health Insurance Exam.
Study Materials & Exam Prep — Life & Health Insurance License Exam
Prepare for your Life & Health Insurance License Exam with Mometrix study guides, flashcards, online courses, and practice tests.
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Complete Your Pre-Licensing Education in Arkansas
State-approved online courses you can start today.
| Fee | Amount |
|---|---|
Application Fee NIPR application fee plus $5.60 NIPR transaction fee | $50 |
P&C Exam Fee Property & Casualty exam fee through PSI | $50 |
L&H Exam Fee Life & Accident & Health exam fee through PSI | $50 |
Fingerprinting Fee Criminal background check fee paid electronically when background is submitted | $24 |
Total Gov. Fees (Single Line) Application ($15) + one exam ($50) + fingerprinting ($24) + NIPR transaction fee ($5.60) for one line of authority | $94.60 |
Total Gov. Fees (Both Lines) Application ($15) + P&C exam ($50) + L&H exam ($50) + fingerprinting ($24) + NIPR transaction fee ($5.60) | $144.60 |
Pre-Licensing Course Cost: $150-$400(per line)
Varies by provider. Per line. NOT a government fee.
Use our licensing cost calculator to estimate your total investment including education and exam fees.
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Complete 20 hours of approved P&C pre-licensing education
Complete fingerprint-based criminal background check through Arkansas State Police
Apply for your license through NIPR (nipr.com) and pay the $15 application fee
Wait 2-5 days for PSI exam authorization
Register for and pass the P&C exam through PSI (test-takers.psiexams.com) with 70% or higher
License is issued upon passing the exam and completing the application
Obtain appointment from at least one insurance carrier
Complete 20 hours of approved L&H pre-licensing education
Complete fingerprint-based criminal background check through Arkansas State Police
Apply for your license through NIPR and pay the $15 application fee
Wait 2-5 days for PSI exam authorization
Register for and pass the L&H exam through PSI with 70% or higher
License is issued upon passing the exam and completing the application
Obtain appointment from at least one insurance carrier
Important: A license alone does not allow you to sell insurance
After obtaining your license, you must be appointed by at least one insurance company to sell their products. Residents must also attach a surety bond (Form AID-LI-SLBB) in favor of the State of Arkansas in the amount of $50,000.
Appointment fee: Paid by carrier
Non-resident producers apply through NIPR. Arkansas participates in the NIPR electronic licensing system.
Additional requirements: Non-resident applicants must hold a valid resident license in their home state. Effective September 13, 2025, military service members, veterans, and spouses have expedited licensure options.
Moving to another state? Use our Transfer Tool to see what you need →
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Renewal Cycle
2 years
Renewal Fee
$70
CE Required
24 hours per cycle
Ethics Hours
3 hours (included in CE total)
24 hours of CE every 2-year renewal period, including 3 hours of ethics. Additionally, a $20 CE Filing Fee per license class is required at renewal.
Regulatory Board
Unique to Arkansas: Arkansas is unique in requiring applicants to apply for their license BEFORE taking the exam (not after). They also require a $50,000 surety bond for resident producers. The background check must be completed through the Arkansas State Police before exam authorization is granted.
Insurance Agent requirements in nearby states
Other professional licenses in Arkansas
See how Arkansas compares: Insurance Agent License Fees by State — Cheapest to Most Expensive →
Related Guides
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Explore requirements for other professional licenses in Arkansas.
Insurance Agent Schools in Arkansas
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Official Sources
Insurance Agent requirements in Arkansas verified against Arkansas Insurance Department, April 2026.
Moving to Arkansas? Use our free Transfer Tool to see what you need →
Already licensed elsewhere? See how to transfer your Insurance Agent license to Arkansas →
Transfer your Insurance Agent license from Arkansas to: Louisiana → | Mississippi → | Missouri → | Oklahoma → | Tennessee → | Texas →
Study guides for P&C, life & health, and other insurance licensing exams.
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