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How to get an insurance license in Arizona. P&C: 0 pre-licensing hours. L&H: 0 hours. Government fees: $310.25 for both lines. 4 years renewal cycle. Verified 2026-03-22. Data verified 2026-03-22. Source: LicenseMap (getlicensemap.com).
Insurance Agent
Governing Authority
Arizona Department of Insurance and Financial Institutions (DIFI)
Official website →Most information on this page has been verified.
87% of data points are verified against official sources. 3 fields based on preliminary research. We recommend confirming details with your state's licensing authority. See sources below · Report incorrect data
Not required
P&C Education
Not required
L&H Education
4 years
Renewal Cycle
$310.25
Gov. Fees (Both)
Insurance Producer (Agent/Broker)
Arizona issues producer licenses with individual lines of authority. Pre-licensing education is NOT required by law. Separate exams are required for each line. Arizona limits candidates to 4 exam attempts per line per year. Effective September 1, 2025, PSI Services LLC replaced the previous vendor for exam administration.
Other Available Lines of Authority
No pre-licensing education required
Not required. Exam prep recommended.
Arizona Property & Casualty Insurance Exam
Administered by Prometric
150
Questions
70% on each section (national and state scored separately, not averaged)
Passing Score
150 minutes (2.5 hours)
Time Limit
$59 (combined P&C) or $50 (single line)
Exam Fee
Combined P&C: 150 questions, 2.5 hours. Individual Property: 100 questions, 2 hours. Individual Casualty: 100 questions, 2 hours. Must score 70% on each section separately. Limited to 4 exam attempts per line per year. Administered by PSI at testing centers or via remote proctoring.
No pre-licensing education required
Not required. Exam prep recommended.
Arizona Life and Accident & Health Insurance Exam
Administered by Prometric
100
Questions
70% on each section
Passing Score
120 minutes (2 hours) per individual exam
Time Limit
$50 per single line exam
Exam Fee
Life: 100 questions, 2 hours. Accident & Health: 100 questions, 2 hours. Must score 70% on each section. Limited to 4 attempts per line per year.
Minimum Age
18 years old
Education
No formal education requirement; no pre-licensing education required
Residency
Must apply as resident if primary residence or principal place of business is in Arizona
Background Check
State and federal criminal background check required. Multi-step process through AZ DPS Public Services Portal and Fieldprint. Use Fingerprint Code INS-055.A. Do NOT select Fingerprint Clearance Card option. DPS portal requires $23 application fee, Fieldprint appointment requires $8.25 fee.
Fingerprinting
Required
Citizenship
Must have SSN or FEIN
| Fee | Amount |
|---|---|
Application Fee Resident new license insurance producer fee. Includes all non-surplus lines of authority. Plus NIPR transaction fee of ~$5.60. | $120 |
P&C Exam Fee Combined P&C exam fee via PSI. Single line exams are $50 each. | $59 |
L&H Exam Fee $50 per exam (Life + Accident & Health separately) via PSI. No combined L&H exam available. | $100 |
Fingerprinting Fee $23 AZ DPS application fee + $8.25 Fieldprint appointment fee | $31.25 |
Total Gov. Fees (Single Line) $120 application + $50 single-line exam + $31.25 fingerprinting | $201.25 |
Total Gov. Fees (Both Lines) $120 application + $59 P&C combo exam + $100 L&H exams (2x$50) + $31.25 fingerprinting | $310.25 |
Pre-Licensing Course Cost: $0-$400(per line)
Pre-licensing education is NOT required in Arizona. Education costs are optional exam prep only. NOT a government fee.
Study for the exam (pre-licensing education not required but recommended)
Schedule and pass the P&C exam with PSI ($59 combined or $50 per line)
Create an account with AZ DPS Public Services Portal and pay $23 application fee
Schedule fingerprint appointment with Fieldprint (code INS-055.A) and pay $8.25
Complete fingerprinting at Fieldprint location
Apply for license through NIPR and pay $120 application fee
Receive license and obtain carrier appointments to begin selling
Study for the exam (pre-licensing education not required but recommended)
Schedule and pass the Life exam with PSI ($50) and Accident & Health exam ($50)
Create an account with AZ DPS Public Services Portal and pay $23 (if not already done)
Schedule fingerprint appointment with Fieldprint (if not already done)
Apply for license through NIPR and pay $120 application fee
Receive license and obtain carrier appointments to begin selling
Important: A license alone does not allow you to sell insurance
After obtaining your producer license, you must be appointed by at least one insurance company to sell their products.
Appointment fee: Paid by carrier
Non-resident licensing available through NIPR. Licensed producers in good standing in their home state are exempt from Arizona exam requirements.
Additional requirements: Must hold valid resident license in home state. No exam required for non-residents licensed in their home state for the same lines.
Renewal Cycle
4 years
Renewal Fee
$120 per line of authority
CE Required
48 hours per cycle
Ethics Hours
6 hours (included in CE total)
48 hours of CE per biennial renewal cycle, including 6 hours of ethics. Arizona does NOT require CE for adjusters.
Unique to Arizona: Arizona has a strict 4-attempt limit per exam per year. The fingerprint process is unusually complex, requiring accounts with both AZ DPS and Fieldprint. Arizona also has one of the higher CE requirements at 48 hours per cycle with 6 ethics hours. The 2025 transition to PSI for exam administration is a significant change.
Explore requirements for other professional licenses in Arizona.
How this state compares to 50 others for this profession
Timeline
#1 of 51
Salary
#30 of 51
Processing
#1 of 51
Based on May 2024 Bureau of Labor Statistics OEWS data for Insurance Sales Agents (SOC 41-3021)
Entry Level
$43,340
25th percentile
Median
$59,400
-2% vs. national avg ($60,370)Experienced
$77,120
75th percentile
Wage Distribution (Annual)
9,910 employed in this state
Note: Insurance agent compensation is heavily commission-based. BLS OEWS data may not fully reflect total earnings including commissions and bonuses.
Source: BLS OEWS – Insurance Sales Agents (May 2024)
National employment projections for 2024-2034
Projected Growth
+4.7%
Average GrowthNew Jobs
+26,200
over 10 years
Annual Openings
41,200
per year (avg.)
555,200 currently employed nationwide (2024)
Source: BLS Employment Projections 2024-2034 (September 2025)
Insurance Career Ladder+6% salary growth potential
You are here
Insurance Agent
$59,400
Pre-licensing education + state exam
You are here
Insurance Agent
Pre-licensing education + state exam
$59,400
Adjuster licensing + claims experience
$63,240
Salary data from BLS OEWS May 2024 for this state. Career paths represent common advancement routes — actual progression may vary. Bureau of Labor Statistics — Occupational Outlook Handbook
Government fees and exam costs to obtain your initial license
Note: These are government licensing fees only. Education/training program costs (tuition, books, etc.) are not included as they vary widely by institution.
Source: Arizona Department of Insurance and Financial Institutions (DIFI) — Licensing Requirements
Estimated total: 4–10 weeks
Timeline estimated from licensing requirements on this page.
Source: Arizona Department of Insurance and Financial Institutions (DIFI) — Licensing Requirements
1–4 weeks
Estimated processing time
Source: Arizona Department of Insurance and Financial Institutions (DIFI) — Licensing Requirements
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