Loading...
Loading...
Insurance Agent
Training: 0 hours | Exam: Yes
Governing Authority
Arizona Department of Insurance and Financial Institutions (DIFI)
Official website →Some details on this page are not yet confirmed against an official source. See sources below or contact the licensing board to verify.
Not required
P&C Education
Not required
L&H Education
4 years, expiring on the last day of the licensee's birth month (initial term may be 3–4 years)
Renewal Cycle
$310.25
Gov. Fees (Both)
Insurance Producer (Agent/Broker)
Arizona issues producer licenses with individual lines of authority. Pre-licensing education is NOT required by law. Separate exams are required for each line. Arizona limits candidates to 4 exam attempts per line per year. Effective September 1, 2025, PSI Services LLC replaced the previous vendor for exam administration.
Other Available Lines of Authority
No pre-licensing education required
Not required. Exam prep recommended.
Arizona Property & Casualty Insurance Exam
Administered by Prometric
150
Questions
70% correct to pass; exam has national and state sections scored separately
Passing Score
150 minutes (2.5 hours)
Time Limit
$59 (combined P&C) or $50 (single line)
Exam Fee
Combined P&C: 150 questions, 2.5 hours. Individual Property: 100 questions, 2 hours. Individual Casualty: 100 questions, 2 hours. Must score 70% on each section separately. Limited to 4 exam attempts per line per year. Administered by PSI at testing centers or via remote proctoring.
No pre-licensing education required
Not required. Exam prep recommended.
Arizona Life and Accident & Health Insurance Exam
Administered by Prometric
100
Questions
70% on each section
Passing Score
120 minutes (2 hours) per individual exam
Time Limit
$50 per single line exam
Exam Fee
Life: 100 questions, 2 hours. Accident & Health: 100 questions, 2 hours. Must score 70% on each section. Limited to 4 attempts per line per year.
Compare top-rated insurance pre-licensing schools in Arizona.
Minimum Age
18 years old
Education
No formal education requirement; no pre-licensing education required
Residency
Must apply as resident if primary residence or principal place of business is in Arizona
Background Check
State and federal criminal background check required. Multi-step process through AZ DPS Public Services Portal and Fieldprint. Use Fingerprint Code INS-055.A. Do NOT select Fingerprint Clearance Card option. DPS portal requires $23 application fee, Fieldprint appointment requires $8.25 fee.
Fingerprinting
Required
Citizenship
Must have SSN or FEIN
Not sure if you need a insurance agent license? Check whether your state requires one.
Arizona Life and Accident & Health Insurance Exam
Questions
100 questions
Time Limit
120 minutes (2 hours) per individual exam
Passing Score
70% on each section
Administered By
Prometric
Cost of failing
Retake fee: $50 per single line examInvest in preparation to pass the first time.
How long should you study? Most candidates study 2–4 weeks before taking the Arizona Life and Accident & Health Insurance Exam.
Study Materials & Exam Prep — Life & Health Insurance License Exam
Prepare for your Life & Health Insurance License Exam with Mometrix study guides, flashcards, online courses, and practice tests.
Affiliate link — we may earn a commission at no extra cost to you.
Complete Your Pre-Licensing Education in Arizona
State-approved online courses you can start today.
| Fee | Amount |
|---|---|
Application Fee Resident new license insurance producer fee. Includes all non-surplus lines of authority. Plus NIPR transaction fee of ~$5.60. | $120 per license class (other than surplus lines broker or life settlement broker) |
P&C Exam Fee Combined P&C exam fee via PSI. Single line exams are $50 each. | $59 (combined Property and Casualty exam) |
L&H Exam Fee $50 per exam (Life + Accident & Health separately) via PSI. No combined L&H exam available. | $100 |
Fingerprinting Fee $23 AZ DPS application fee + $8.25 Fieldprint appointment fee | $31.25 |
Total Gov. Fees (Single Line) $120 application + $50 single-line exam + $31.25 fingerprinting | $201.25 |
Total Gov. Fees (Both Lines) $120 application + $59 P&C combo exam + $100 L&H exams (2x$50) + $31.25 fingerprinting | $310.25 |
Pre-Licensing Course Cost: $0-$400(per line)
Pre-licensing education is NOT required in Arizona. Education costs are optional exam prep only. NOT a government fee.
Use our licensing cost calculator to estimate your total investment including education and exam fees.
Budget tip: Online courses are often more affordable than in-person programs. Compare options →(affiliate link)
Launching soon at $20. Be the first to know — and get an early-access link the moment it's ready.
No spam. Unsubscribe anytime.
Calculate your licensing ROI →
See how quickly your license investment pays for itself.
Study for the exam (pre-licensing education not required but recommended)
Schedule and pass the P&C exam with PSI ($59 combined or $50 per line)
Create an account with AZ DPS Public Services Portal and pay $23 application fee
Schedule fingerprint appointment with Fieldprint (code INS-055.A) and pay $8.25
Complete fingerprinting at Fieldprint location
Apply for license through NIPR and pay $120 application fee
Receive license and obtain carrier appointments to begin selling
Study for the exam (pre-licensing education not required but recommended)
Schedule and pass the Life exam with PSI ($50) and Accident & Health exam ($50)
Create an account with AZ DPS Public Services Portal and pay $23 (if not already done)
Schedule fingerprint appointment with Fieldprint (if not already done)
Apply for license through NIPR and pay $120 application fee
Receive license and obtain carrier appointments to begin selling
Important: A license alone does not allow you to sell insurance
After obtaining your producer license, you must be appointed by at least one insurance company to sell their products.
Appointment fee: Paid by carrier
Non-resident licensing available through NIPR. Licensed producers in good standing in their home state are exempt from Arizona exam requirements.
Additional requirements: Must hold valid resident license in home state. No exam required for non-residents licensed in their home state for the same lines.
Moving to another state? Use our Transfer Tool to see what you need →
Compare Arizona with other states →
See how requirements, costs, and timelines differ across all 50 states.
Renewal Cycle
4 years, expiring on the last day of the licensee's birth month (initial term may be 3–4 years)
Renewal Fee
$120 per line of authority
CE Required
48 hours per cycle
Ethics Hours
6 hours (included in CE total)
48 hours of CE per biennial renewal cycle, including 6 hours of ethics. Arizona does NOT require CE for adjusters.
Unique to Arizona: Arizona has a strict 4-attempt limit per exam per year. The fingerprint process is unusually complex, requiring accounts with both AZ DPS and Fieldprint. Arizona also has one of the higher CE requirements at 48 hours per cycle with 6 ethics hours. The 2025 transition to PSI for exam administration is a significant change.
Insurance Agent requirements in nearby states
| State | Timeline | |
|---|---|---|
| Arizona (you) | 4–10 wks | |
| California | 4–10 wks | → |
| Colorado | 4–10 wks | → |
| Nevada | 4–10 wks | → |
| New Mexico | 4–10 wks | → |
Other professional licenses in Arizona
See how Arizona compares: Insurance Agent License Fees by State — Cheapest to Most Expensive →
Related Guides
Compare insurance agent requirements across all states →
Insurance Agent licensing requirements nationwide →
Not sure insurance agent is right for you? Find careers that match your situation →
How does Arizona compare to other states for insurance agent? See the full comparison →
Calculate the return on investment for your insurance agent license →
Explore requirements for other professional licenses in Arizona.
Insurance Agent Schools in Arizona
Compare approved training programs, costs, and requirements.
Not sure this is the right career? Take a 2-minute quiz →
Answer 6 quick questions and we'll match you with the best-fit licensed profession.
Official Sources
Insurance Agent requirements in Arizona verified against Arizona Department of Insurance and Financial Institutions (DIFI), April 2026.
Moving to Arizona? Use our free Transfer Tool to see what you need →
Already licensed elsewhere? See how to transfer your Insurance Agent license to Arizona →
Transfer your Insurance Agent license from Arizona to: California → | Colorado → | Nevada → | New Mexico → | Utah →
Study guides for P&C, life & health, and other insurance licensing exams.
Browse Study Guides on Amazon →As an Amazon Associate, we earn from qualifying purchases.
Shop essential tools and supplies to get started in your career.
As an Amazon Associate, we earn from qualifying purchases.