Loading...
Loading...
Insurance Agent
Training: 0 hours | Exam: Yes
Some details on this page are not yet confirmed against an official source. See sources below or contact the licensing board to verify.
Not required
P&C Education
Not required
L&H Education
2 years
Renewal Cycle
$201
Gov. Fees (Both)
Insurance Producer
Utah issues separate lines of authority including Life, Accident & Health, Property, Casualty, and Personal Lines. Combined exams are available for Life & Health and Property & Casualty. Utah does NOT require pre-licensing education. All resident applicants must be fingerprinted.
Other Available Lines of Authority
No pre-licensing education required
Not required.
Utah Property & Casualty Insurance Exam
Administered by Pearson VUE
Combined P&C: 150; Property only: 100; Casualty only: 100
Questions
70%
Passing Score
Combined P&C: 2.5 hours; Individual lines: 2 hours each
Time Limit
$44
Exam Fee
Combined P&C exam has 150 questions with a 2.5-hour time limit. Individual Property or Casualty exams have 100 questions with a 2-hour time limit. 70% passing score required. Available at physical Prometric centers or via remote online proctoring.
No pre-licensing education required
Not required.
Utah Life & Accident and Health Insurance Exam
Administered by Pearson VUE
Combined L&H: 150; Life only: 100; Accident & Health only: 100
Questions
70%
Passing Score
Combined L&H: 2.5 hours; Individual lines: 2 hours each
Time Limit
$44
Exam Fee
Combined L&H exam has 150 questions with a 2.5-hour time limit. Individual Life or Accident & Health exams have 100 questions with a 2-hour time limit. 70% passing score required.
Compare top-rated insurance pre-licensing schools in Utah.
Minimum Age
18 years old
Education
No formal education requirement. Pre-licensing education is not required.
Residency
Must apply as resident producer if domiciled in Utah. Non-residents apply through NIPR with active home state license.
Background Check
Utah requires all individuals applying for a resident insurance license to be fingerprinted. Fingerprinting is processed through Prometric. The fingerprint fee includes FBI/BCI processing.
Fingerprinting
Required
Citizenship
US citizen or authorized to work in the US
Not sure if you need a insurance agent license? Check whether your state requires one.
Utah Life & Accident and Health Insurance Exam
Questions
Combined L&H: 150; Life only: 100; Accident & Health only: 100 questions
Time Limit
Combined L&H: 2.5 hours; Individual lines: 2 hours each
Passing Score
70%
Administered By
Pearson VUE
Cost of failing
Retake fee: $44Invest in preparation to pass the first time.
How long should you study? Most candidates study 2–4 weeks before taking the Utah Life & Accident and Health Insurance Exam.
Study Materials & Exam Prep — Life & Health Insurance License Exam
Prepare for your Life & Health Insurance License Exam with Mometrix study guides, flashcards, online courses, and practice tests.
Affiliate link — we may earn a commission at no extra cost to you.
Complete Your Pre-Licensing Education in Utah
State-approved online courses you can start today.
| Fee | Amount |
|---|---|
Application Fee Application fee through NIPR or Sircon. Plus $5.60 NIPR transaction fee if applicable. | $75 |
P&C Exam Fee Combined P&C exam. Individual Property or Casualty exam is $32. | $44 |
L&H Exam Fee Combined L&H exam. Individual Life or Accident & Health exam is $32. | $44 |
Fingerprinting Fee Fingerprint fee ($32 state fee + $6 Prometric processing). Additional FBI ($12) and BCI ($20) fees may apply during the online license application. | $32 FBI/BCI fee ($12 FBI + $20 BCI) + $6 Prometric fingerprint processing fee = $38 total minimum |
Total Gov. Fees (Single Line) Application ($75) + exam ($44) + fingerprinting ($38) = $157. Add $5.60 NIPR transaction fee if applicable. Additional FBI/BCI fees may apply. | $157 |
Total Gov. Fees (Both Lines) Application ($75) + P&C exam ($44) + L&H exam ($44) + fingerprinting ($38) = $201. Add $5.60 NIPR transaction fee if applicable. Additional FBI/BCI fees may apply. | $201 |
Pre-Licensing Course Cost: $0-$300(per line)
Pre-licensing education is not required in UT, so this is optional exam prep. NOT a government fee.
Use our licensing cost calculator to estimate your total investment including education and exam fees.
Budget tip: Online courses are often more affordable than in-person programs. Compare options →(affiliate link)
Launching soon at $20. Be the first to know — and get an early-access link the moment it's ready.
No spam. Unsubscribe anytime.
Calculate your licensing ROI →
See how quickly your license investment pays for itself.
Study for the Property & Casualty exam (pre-licensing education not required but recommended)
Schedule and take the P&C exam through Prometric (www.prometric.com/utah/insurance)
Pass the exam with 70% or better
Complete fingerprinting (at Prometric location or as directed)
Apply for your license through NIPR (nipr.com) or Sircon
Pay the $75 application fee (plus $5.60 NIPR transaction fee if applicable)
Pay FBI/BCI fingerprint processing fees during online application
Receive license approval from Utah Insurance Department
Obtain appointment from at least one insurance carrier
Study for the Life & Health exam (pre-licensing education not required but recommended)
Schedule and take the L&H exam through Prometric (www.prometric.com/utah/insurance)
Pass the exam with 70% or better
Complete fingerprinting (at Prometric location or as directed)
Apply for your license through NIPR (nipr.com) or Sircon
Pay the $75 application fee (plus $5.60 NIPR transaction fee if applicable)
Pay FBI/BCI fingerprint processing fees during online application
Receive license approval from Utah Insurance Department
Obtain appointment from at least one insurance carrier
Important: A license alone does not allow you to sell insurance
After obtaining your producer license, you must be appointed by at least one insurance company to sell their products.
Appointment fee: Paid by carrier
Utah participates in NIPR and has reciprocity arrangements with most states. Non-resident producers with active home state licenses can obtain Utah licenses. Non-residents who are compliant in their home state are exempt from Utah CE.
Additional requirements: Must hold active license in good standing in home state.
Moving to another state? Use our Transfer Tool to see what you need →
Compare Utah with other states →
See how requirements, costs, and timelines differ across all 50 states.
Renewal Cycle
2 years
Renewal Fee
$75
CE Required
24 hours per cycle
Ethics Hours
3 hours (included in CE total)
24 hours of CE per 2-year renewal cycle. 3 hours must be in ethics. 12 hours must be classroom or classroom-equivalent courses. Non-resident producers who are compliant in their home state are not required to complete additional Utah CE.
Regulatory Board
Unique to Utah: Utah is one of the few states that uses Prometric as its exam provider (most states use Pearson VUE or PSI). Despite not requiring pre-licensing education, Utah requires all resident applicants to be fingerprinted. Utah also uniquely requires that 12 of the 24 CE hours be classroom or classroom-equivalent courses, making it one of the states with classroom CE requirements.
Insurance Agent requirements in nearby states
Other professional licenses in Utah
See how Utah compares: Insurance Agent License Fees by State — Cheapest to Most Expensive →
Related Guides
Compare insurance agent requirements across all states →
Insurance Agent licensing requirements nationwide →
Not sure insurance agent is right for you? Find careers that match your situation →
How does Utah compare to other states for insurance agent? See the full comparison →
Calculate the return on investment for your insurance agent license →
Explore requirements for other professional licenses in Utah.
Insurance Agent Schools in Utah
Compare approved training programs, costs, and requirements.
Not sure this is the right career? Take a 2-minute quiz →
Answer 6 quick questions and we'll match you with the best-fit licensed profession.
Official Sources
Insurance Agent requirements in Utah verified against Utah Insurance Department, April 2026.
Moving to Utah? Use our free Transfer Tool to see what you need →
Already licensed elsewhere? See how to transfer your Insurance Agent license to Utah →
Transfer your Insurance Agent license from Utah to: Arizona → | Colorado → | Idaho → | Nevada → | New Mexico → | Wyoming →
Study guides for P&C, life & health, and other insurance licensing exams.
Browse Study Guides on Amazon →As an Amazon Associate, we earn from qualifying purchases.
Shop essential tools and supplies to get started in your career.
As an Amazon Associate, we earn from qualifying purchases.