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Insurance Agent
Training: 0 hours | Exam: Yes
Some details on this page are not yet confirmed against an official source. See sources below or contact the licensing board to verify.
Not required
P&C Education
Not required
L&H Education
Fixed term: April 1 to March 31 of odd years (approximately 2-year cycle)
Renewal Cycle
$190
Gov. Fees (Both)
Insurance Producer (Producer)
Vermont licenses insurance producers by lines of authority. Available lines include Life, Health, Life & Health (combined), Property, Casualty, Property & Casualty (combined), and Personal Lines. Vermont offers both combined and individual exams. The license term runs from April 1 to March 31 of odd years (fixed renewal period, not birth month based).
Other Available Lines of Authority
No pre-licensing education required
Not required.
Vermont Property & Casualty Producer Exam
Administered by Pearson VUE
155
Questions
70%
Passing Score
150 minutes
Time Limit
$65
Exam Fee
Combined Property & Casualty exam: 155 questions (including 5 unscored), 2.5 hours, $65. Single-line exams (Property only or Casualty only): 105 questions (including 5 unscored), 2 hours, $50. Both in-person and remote online proctored exams available through Prometric. Exam scores valid for 2 years.
No pre-licensing education required
Not required.
Vermont Life & Health Producer Exam
Administered by Pearson VUE
155
Questions
70%
Passing Score
150 minutes
Time Limit
$65
Exam Fee
Combined Life & Health exam: 155 questions (including 5 unscored), 2.5 hours, $65. Single-line exams (Life only or Health only): 105 questions (including 5 unscored), 2 hours, $50. Exam scores valid for 2 years.
Compare top-rated insurance pre-licensing schools in Vermont.
Minimum Age
18 years old
Education
Must be deemed competent, trustworthy and financially responsible by the commissioner. No formal education requirement stated.
Residency
Must apply as resident producer if domiciled in Vermont. Non-resident licenses available through NIPR.
Background Check
Vermont is one of a few states that does not require fingerprinting or a formal background check for insurance producer licensing. However, applicants must be deemed competent, trustworthy, and financially responsible by the commissioner. Fingerprinting is available at Prometric test centers for those who need it for other purposes.
Fingerprinting
Not required
Citizenship
US citizen or authorized to work in the US
Not sure if you need a insurance agent license? Check whether your state requires one.
Vermont Life & Health Producer Exam
Questions
155 questions
Time Limit
150 minutes
Passing Score
70%
Administered By
Pearson VUE
Cost of failing
Retake fee: $65Invest in preparation to pass the first time.
How long should you study? Most candidates study 2–4 weeks before taking the Vermont Life & Health Producer Exam.
Study Materials & Exam Prep — Life & Health Insurance License Exam
Prepare for your Life & Health Insurance License Exam with Mometrix study guides, flashcards, online courses, and practice tests.
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Complete Your Pre-Licensing Education in Vermont
State-approved online courses you can start today.
| Fee | Amount |
|---|---|
Application Fee Initial application fee through NIPR. Plus $5.60 NIPR transaction fee. | $50 |
P&C Exam Fee Combined Property & Casualty exam. Single-line (Property only or Casualty only) is $50. | $65 |
L&H Exam Fee Combined Life & Health exam. Single-line (Life only or Health only) is $50. | $65 |
Fingerprinting Fee Vermont does not require fingerprinting for insurance producer licensing | $0 |
Total Gov. Fees (Single Line) Application ($60) + one combo exam ($65) = $125. Does not include NIPR transaction fee ($5.60). No fingerprint fee required. | $125 |
Total Gov. Fees (Both Lines) Application ($60) + P&C combo exam ($65) + L&H combo exam ($65) = $190. Does not include NIPR transaction fee ($5.60). | $190 |
Pre-Licensing Course Cost: $0 (not required)(per line)
Pre-licensing education is not required. Voluntary study courses typically cost $150-$400 per line.
Use our licensing cost calculator to estimate your total investment including education and exam fees.
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Register and schedule your Property & Casualty exam through Prometric (prometric.com/vermont/insurance). Pay the $65 exam fee.
Pass the Property & Casualty exam with a score of 70% or higher.
Submit your license application through NIPR (nipr.com) with the $60 application fee plus $5.60 transaction fee.
Receive your license from the Vermont Department of Financial Regulation.
Register and schedule your Life & Health exam through Prometric (prometric.com/vermont/insurance). Pay the $65 exam fee.
Pass the Life & Health exam with a score of 70% or higher.
Submit your license application through NIPR (nipr.com) with the $60 application fee plus $5.60 transaction fee.
Receive your license from the Vermont Department of Financial Regulation.
Important: A license alone does not allow you to sell insurance
After obtaining your license, you must be appointed by at least one insurance company to sell their products. Effective January 1, 2025, appointment fees revised to $80 per grouping for carriers located outside Vermont.
Appointment fee: $80 per grouping (paid by carrier)
Non-resident licenses available through NIPR. Non-resident applicants must hold a valid resident license in their home state.
Additional requirements: Non-resident applicants must submit application through NIPR. Effective January 1, 2025, appointment fees revised: Life and A&H grouping $80, Casualty and Property grouping $80 for carriers outside Vermont.
Moving to another state? Use our Transfer Tool to see what you need →
Compare Vermont with other states →
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Renewal Cycle
Fixed term: April 1 to March 31 of odd years (approximately 2-year cycle)
Renewal Fee
$30
CE Required
24 hours per cycle
Ethics Hours
3 hours (included in CE total)
24 hours of CE every 2 years, including 3 hours of ethics training. CE must be completed before the March 31 renewal deadline of odd years.
Regulatory Board
Unique to Vermont: Vermont is one of the most affordable and streamlined states for insurance licensing. It has NO pre-licensing education requirement, NO fingerprinting requirement, NO background check, and among the lowest exam fees ($50-$65). Vermont uses Prometric as its exam provider (rather than the more common Pearson VUE or PSI) and has a fixed renewal period (April 1 to March 31 of odd years) rather than a birth month cycle.
Insurance Agent requirements in nearby states
| State | Timeline | |
|---|---|---|
| Vermont (you) | 4–10 wks | |
| Massachusetts | 4–10 wks | → |
| New Hampshire | 4–10 wks | → |
| New York | 4–10 wks | → |
Other professional licenses in Vermont
See how Vermont compares: Insurance Agent License Fees by State — Cheapest to Most Expensive →
Related Guides
Compare insurance agent requirements across all states →
Insurance Agent licensing requirements nationwide →
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How does Vermont compare to other states for insurance agent? See the full comparison →
Calculate the return on investment for your insurance agent license →
Explore requirements for other professional licenses in Vermont.
Insurance Agent Schools in Vermont
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Official Sources
Insurance Agent requirements in Vermont verified against Vermont Department of Financial Regulation, April 2026.
Moving to Vermont? Use our free Transfer Tool to see what you need →
Already licensed elsewhere? See how to transfer your Insurance Agent license to Vermont →
Transfer your Insurance Agent license from Vermont to: Massachusetts → | New Hampshire → | New York →
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