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Insurance Agent
Training: 0 hours | Exam: Yes
Some details on this page are not yet confirmed against an official source. See sources below or contact the licensing board to verify.
Not required
P&C Education
Not required
L&H Education
2 years (biennial, tied to birth month/year)
Renewal Cycle
$119.95
Gov. Fees (Both)
Insurance Agent
Virginia issues agent licenses with lines of authority. Pre-licensing education is NOT required but strongly recommended. Producers must pass state exams for each line. Available lines include Life & Annuities, Health, Property & Casualty, Personal Lines, and Title.
Other Available Lines of Authority
No pre-licensing education required
Not required.
Virginia Property & Casualty Insurance Exam
Administered by Pearson VUE
145
Questions
70% on each section (national and state sections scored separately, not averaged)
Passing Score
150 minutes (2.5 hours)
Time Limit
$35
Exam Fee
145 total questions (135 scored + 10 pretest). 2.5 hours. Two sections: national insurance and state rules. Must score 70% on each section separately. Available at Prometric testing centers or via remote ProProctor testing.
No pre-licensing education required
Not required.
Virginia Life, Annuities & Health Insurance Exam
Administered by Pearson VUE
150
Questions
70% on each section (national and state sections scored separately)
Passing Score
150 minutes (2.5 hours)
Time Limit
$35
Exam Fee
Combined Life & Health: 150 questions (140 scored + 10 pretest), 2.5 hours. Separate exams also available: Life & Annuities (105 questions, 2 hours) and Health (105 questions, 2 hours). Must score 70% on each section.
Compare top-rated insurance pre-licensing schools in Virginia.
Minimum Age
18 years old
Education
No formal education requirement; no pre-licensing education required
Residency
Must apply as resident agent if domiciled in Virginia. Proof of residency required.
Background Check
Criminal background check required. Fingerprints must be submitted through Fieldprint using code 'FPVABIProducer'. Must apply within 90 days of submitting fingerprints.
Fingerprinting
Not required
Citizenship
Must have SSN or FEIN
Not sure if you need a insurance agent license? Check whether your state requires one.
Virginia Life, Annuities & Health Insurance Exam
Questions
150 questions
Time Limit
150 minutes (2.5 hours)
Passing Score
70% on each section (national and state sections scored separately)
Administered By
Pearson VUE
Cost of failing
Retake fee: $35Invest in preparation to pass the first time.
How long should you study? Most candidates study 2–4 weeks before taking the Virginia Life, Annuities & Health Insurance Exam.
Study Materials & Exam Prep — Life & Health Insurance License Exam
Prepare for your Life & Health Insurance License Exam with Mometrix study guides, flashcards, online courses, and practice tests.
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Complete Your Pre-Licensing Education in Virginia
State-approved online courses you can start today.
| Fee | Amount |
|---|---|
Application Fee Non-refundable $15 per qualification per application processing fee. Multiple lines require $15 each. | $50 |
P&C Exam Fee Prometric exam fee for Property & Casualty exam | $35 |
L&H Exam Fee Prometric exam fee for Life & Health exam | $35 |
Fingerprinting Fee Fieldprint fingerprint-based background check fee | $34.95 |
Total Gov. Fees (Single Line) $15 application + $35 exam + $34.95 fingerprinting | $84.95 |
Total Gov. Fees (Both Lines) $15 application (per qualification) x 2 + $35 P&C exam + $35 L&H exam + $34.95 fingerprinting (one-time). Exact total depends on number of qualifications applied for. | $119.95 |
Pre-Licensing Course Cost: $0-$400(per line)
Pre-licensing education is NOT required in Virginia. Education costs are optional exam prep only. NOT a government fee.
Use our licensing cost calculator to estimate your total investment including education and exam fees.
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Study for the exam (pre-licensing education not required but recommended)
Schedule and pass the Property & Casualty exam with Prometric (145 questions, 70% on each section)
Submit fingerprints through Fieldprint (code: FPVABIProducer)
Apply for license through NIPR within 90 days of fingerprint submission
Pay $15 per qualification application fee
Receive license and obtain carrier appointments to begin selling
Study for the exam (pre-licensing education not required but recommended)
Schedule and pass the Life, Annuities & Health exam with Prometric (150 questions, 70% on each section)
Submit fingerprints through Fieldprint (if not already completed)
Apply for license through NIPR within 90 days of fingerprint submission
Pay $15 per qualification application fee
Receive license and obtain carrier appointments to begin selling
Important: A license alone does not allow you to sell insurance
After obtaining your license, you must be appointed by at least one insurance company to sell their products. Carriers file appointments electronically.
Appointment fee: Paid by carrier
Non-resident licensing available through NIPR. Non-resident applicants must hold valid home state license.
Additional requirements: Must maintain home state resident license in good standing
Moving to another state? Use our Transfer Tool to see what you need →
Compare Virginia with other states →
See how requirements, costs, and timelines differ across all 50 states.
Renewal Cycle
2 years (biennial, tied to birth month/year)
Renewal Fee
$10 per line of authority
CE Required
24 hours per cycle
Ethics Hours
3 hours (included in CE total)
24 hours per biennial renewal for producers with multiple license types. 16 hours if you hold only one license type or hold both Life & Annuities and Health. 3 hours must be ethics, and 8 hours must be in your line of authority. Effective February 1, 2026, new limitations on non-certification self-study CE: no more than 12 CE hours may be completed in any consecutive 24-hour period.
Regulatory Board
Unique to Virginia: Virginia is one of the few states that does not require any pre-licensing education, making it relatively faster to get licensed. However, the exam requires passing both national and state sections separately at 70% each. Virginia also uses the term 'Agent' rather than 'Producer' for licensed professionals.
Insurance Agent requirements in nearby states
| State | Timeline | |
|---|---|---|
| Virginia (you) | 4–10 wks | |
| District of Columbia | 4–10 wks | → |
| Kentucky | 4–10 wks | → |
| Maryland | 4–10 wks | → |
| North Carolina | 4–10 wks | → |
Other professional licenses in Virginia
See how Virginia compares: Insurance Agent License Fees by State — Cheapest to Most Expensive →
Related Guides
Compare insurance agent requirements across all states →
Insurance Agent licensing requirements nationwide →
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How does Virginia compare to other states for insurance agent? See the full comparison →
Calculate the return on investment for your insurance agent license →
Explore requirements for other professional licenses in Virginia.
Insurance Agent Schools in Virginia
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Official Sources
Insurance Agent requirements in Virginia verified against Virginia State Corporation Commission, Bureau of Insurance, April 2026.
Moving to Virginia? Use our free Transfer Tool to see what you need →
Already licensed elsewhere? See how to transfer your Insurance Agent license to Virginia →
Transfer your Insurance Agent license from Virginia to: Kentucky → | Maryland → | North Carolina → | Tennessee → | West Virginia → | District of Columbia →
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