Loading...
Loading...
Insurance Agent
Training: 20 hours | Exam: Yes
Some details on this page are not yet confirmed against an official source. See sources below or contact the licensing board to verify.
20 hrs
P&C Education
20 hrs
L&H Education
2 years
Renewal Cycle
$353.75
Gov. Fees (Both)
Insurance Producer
West Virginia licenses insurance producers by lines of authority with required pre-licensing education. P&C requires 40 hours, while Life and Health each require 20 hours. Exams are administered by Pearson VUE. Fingerprinting is required at initial application AND at each two-year renewal through IdentoGO.
Other Available Lines of Authority
20 hours of approved pre-licensing education required
Pre-licensing education required per major line.
Online courses: Allowed
West Virginia Property & Casualty Insurance Exam
Administered by Pearson VUE
158
Questions
70 (scaled score on 0-100 scale)
Passing Score
3.5 hours (210 minutes)
Time Limit
$86
Exam Fee
P&C exam: 158 total questions (140 scored, 18 pretest), 3.5 hours. Passing score is 70% (scaled 0-100). Must appear for the exam within 90 days of receiving the Certificate of Pre-Licensing Completion. Exam scores are valid for 12 months.
20 hours of approved pre-licensing education required
Pre-licensing education required per major line.
Online courses: Allowed
West Virginia Life & Health Insurance Exam
Administered by Pearson VUE
89
Questions
70%
Passing Score
2 hours (120 minutes)
Time Limit
$86
Exam Fee
Life exam: 89 total questions (78 scored, 11 pretest), 2 hours. Health exam: 91 total questions (80 scored, 11 pretest), 2 hours. Each exam is $86. Must appear within 90 days of receiving Certificate of Pre-Licensing Completion. Exam scores valid for 12 months.
Compare top-rated insurance pre-licensing schools in West Virginia.
Minimum Age
18 years old
Education
No formal education requirement beyond pre-licensing courses
Residency
Must apply as resident producer if domiciled in West Virginia
Background Check
Fingerprinting is required at initial application AND at each two-year renewal. Fingerprints must be submitted through IdentoGO using service code 228NS5. Fingerprints are valid for only 30 days after completion and must be submitted with your license application.
Fingerprinting
Required
Citizenship
Must have a valid SSN or FEIN
Not sure if you need a insurance agent license? Check whether your state requires one.
West Virginia Life & Health Insurance Exam
Questions
89 questions
Time Limit
2 hours (120 minutes)
Passing Score
70%
Administered By
Pearson VUE
Cost of failing
Retake fee: $86Invest in preparation to pass the first time.
How long should you study? Most candidates study 2–4 weeks before taking the West Virginia Life & Health Insurance Exam.
Study Materials & Exam Prep — Life & Health Insurance License Exam
Prepare for your Life & Health Insurance License Exam with Mometrix study guides, flashcards, online courses, and practice tests.
Affiliate link — we may earn a commission at no extra cost to you.
Complete Your Pre-Licensing Education in West Virginia
State-approved online courses you can start today.
| Fee | Amount |
|---|---|
Application Fee NIPR application fee plus $5.60 NIPR transaction fee | $50 |
P&C Exam Fee Property & Casualty combined exam fee through Pearson VUE | $86 |
L&H Exam Fee Life exam fee through Pearson VUE ($88 for Health exam) | $86 |
Fingerprinting Fee IdentoGO fingerprinting fee. Required at initial application and each renewal. Fingerprints valid for 30 days only. | $45.75 ($12.50 fingerprint fee + $20.00 WVSP fee + $13.25 FBI fee) |
Total Gov. Fees (Single Line) Application ($50) + one exam ($86) + fingerprinting ($45.75) for one line of authority (P&C). Plus $5.60 NIPR transaction fee. | $181.75 |
Total Gov. Fees (Both Lines) Application ($50) + P&C exam ($86) + Life exam ($86) + Health exam ($88) + fingerprinting ($45.75). Note: Life and Health are separate exams with separate fees. | $353.75 |
Pre-Licensing Course Cost: $200-$500(per line)
Varies by provider. Per line. NOT a government fee.
Use our licensing cost calculator to estimate your total investment including education and exam fees.
Budget tip: Online courses are often more affordable than in-person programs. Compare options →(affiliate link)
Launching soon at $20. Be the first to know — and get an early-access link the moment it's ready.
No spam. Unsubscribe anytime.
Calculate your licensing ROI →
See how quickly your license investment pays for itself.
Complete 40 hours of approved P&C pre-licensing education and obtain Certificate of Pre-Licensing Completion (PL 789E)
Register for the P&C exam through Pearson VUE (800-274-2614 or pearsonvue.com) within 90 days of receiving the certificate
Pass the P&C exam with a score of 70% or higher
Schedule fingerprinting through IdentoGO using service code 228NS5
Apply for your license through NIPR within 30 days of fingerprinting (fingerprints expire after 30 days)
Pay the $50 application fee plus NIPR transaction fee
Obtain appointment from at least one insurance carrier
Complete 20 hours of approved pre-licensing education for Life and/or 20 hours for Health
Obtain Certificate of Pre-Licensing Completion (PL 789E)
Register for the Life and/or Health exam through Pearson VUE within 90 days of certificate
Pass the exam(s) with a score of 70% or higher
Schedule fingerprinting through IdentoGO using service code 228NS5
Apply for your license through NIPR within 30 days of fingerprinting
Pay the $50 application fee plus NIPR transaction fee
Obtain appointment from at least one insurance carrier
Important: A license alone does not allow you to sell insurance
After obtaining your license, you must be appointed by at least one insurance company to sell their products.
Appointment fee: Paid by carrier
Non-resident producers apply through NIPR. West Virginia participates in the NIPR electronic licensing system.
Additional requirements: Non-resident applicants must hold a valid resident license in their home state
Moving to another state? Use our Transfer Tool to see what you need →
Compare West Virginia with other states →
See how requirements, costs, and timelines differ across all 50 states.
Renewal Cycle
2 years
Renewal Fee
$50
CE Required
24 hours per cycle
Ethics Hours
3 hours (included in CE total)
24 hours of CE every 2-year renewal period, including 3 hours of ethics. Fingerprinting must also be completed at each renewal.
Regulatory Board
Unique to West Virginia: West Virginia is one of very few states that requires fingerprinting at EVERY biennial renewal, not just at initial application. Fingerprints expire after only 30 days, creating a tight window for application submission. The state also has a 90-day window to take the exam after receiving the pre-licensing certificate, and online pre-licensing courses uniquely require a 3rd party proctor for certificate exams.
Insurance Agent requirements in nearby states
Other professional licenses in West Virginia
See how West Virginia compares: Insurance Agent License Fees by State — Cheapest to Most Expensive →
Related Guides
Compare insurance agent requirements across all states →
Insurance Agent licensing requirements nationwide →
Not sure insurance agent is right for you? Find careers that match your situation →
How does West Virginia compare to other states for insurance agent? See the full comparison →
Calculate the return on investment for your insurance agent license →
Explore requirements for other professional licenses in West Virginia.
Insurance Agent Schools in West Virginia
Compare approved training programs, costs, and requirements.
Not sure this is the right career? Take a 2-minute quiz →
Answer 6 quick questions and we'll match you with the best-fit licensed profession.
Official Sources
Insurance Agent requirements in West Virginia verified against West Virginia Offices of the Insurance Commissioner, April 2026.
Moving to West Virginia? Use our free Transfer Tool to see what you need →
Already licensed elsewhere? See how to transfer your Insurance Agent license to West Virginia →
Transfer your Insurance Agent license from West Virginia to: Kentucky → | Maryland → | Ohio → | Pennsylvania → | Virginia →
Study guides for P&C, life & health, and other insurance licensing exams.
Browse Study Guides on Amazon →As an Amazon Associate, we earn from qualifying purchases.
Shop essential tools and supplies to get started in your career.
As an Amazon Associate, we earn from qualifying purchases.