Loading...
Loading...
How to get an insurance license in Pennsylvania. P&C: 0 pre-licensing hours. L&H: 0 hours. Government fees: $175 for both lines. 2 years renewal cycle. Verified 2026-03-22. Data verified 2026-03-22. Source: LicenseMap (getlicensemap.com).
Insurance Agent
Most information on this page has been verified.
87% of data points are verified against official sources. 3 fields based on preliminary research. We recommend confirming details with your state's licensing authority. See sources below · Report incorrect data
Not required
P&C Education
Not required
L&H Education
2 years
Renewal Cycle
$175
Gov. Fees (Both)
Insurance Producer
Pennsylvania licenses insurance producers with lines of authority including Life, Accident & Health, Property, Casualty, and Personal Lines. As of April 29, 2025, per Act 142 of 2024, Pennsylvania ELIMINATED the pre-licensing education (PLE) requirement. Candidates can now go directly to the state exam without completing any pre-licensing courses. Exams are administered by PSI Services.
Other Available Lines of Authority
No pre-licensing education required
Repealed effective April 29, 2025. Exam prep recommended but not mandatory.
Pennsylvania Property and Casualty Insurance Examination
Administered by PSI
150
Questions
70%
Passing Score
170 minutes (2 hours 50 minutes)
Time Limit
$53
Exam Fee
The combined Property and Casualty exam has 150 total questions with a 2 hour 50 minute time limit. A 70% passing score is required. Exam may be taken at a physical PSI examination center or via remote online proctored exam. Insurance exam scores in Pennsylvania are valid for 12 months. Examination fee is valid for one year from the date of payment.
No pre-licensing education required
Repealed effective April 29, 2025. Exam prep recommended but not mandatory.
Pennsylvania Life and Accident & Health Insurance Examination
Administered by PSI
100
Questions
70%
Passing Score
120 minutes (2 hours)
Time Limit
$43
Exam Fee
The Life and Accident & Health exam has 100 total questions with a 2-hour time limit. Single line exams (Life only or A&H only) cost $43; the combined exam costs the same or slightly more. A 70% passing score is required. Exam may be taken in person or via remote online proctored exam. Scores valid for 12 months.
Minimum Age
18 years old
Education
No pre-licensing education required (eliminated April 29, 2025 per Act 142 of 2024)
Residency
Must apply as resident producer if domiciled in Pennsylvania. Non-residents pay $110 application fee.
Background Check
The State of Pennsylvania requires fingerprint impressions from all unlicensed applicants. Fingerprinting fee is roughly $24.
Fingerprinting
Required
Citizenship
US citizen or authorized to work in the US
| Fee | Amount |
|---|---|
Application Fee Resident individual insurance producer application fee. Non-resident fee is $110. | $55 |
P&C Exam Fee Combined Property and Casualty exam fee. Individual Property or Casualty exam may be $43. | $53 |
L&H Exam Fee Life and Accident & Health exam fee (single line). Combined L&H exam may be $53. | $43 |
Fingerprinting Fee Approximate fingerprinting fee for unlicensed applicants | $24 |
Total Gov. Fees (Single Line) Application ($55) + exam ($43-$53) + fingerprinting (~$24) for one line of authority | $122-$132 |
Total Gov. Fees (Both Lines) Application ($55) + P&C exam ($53) + L&H exam ($43) + fingerprinting ($24). One application fee covers multiple lines. | $175 |
Pre-Licensing Course Cost: $0-$300(per line)
Pre-licensing education is NOT required. Study courses are optional and vary in price by provider. NOT a government fee.
No pre-licensing education required (eliminated April 2025)
Register for the Property and Casualty exam through PSI (online or call 888-818-5822)
Pass the Property and Casualty exam (150 questions, 70% passing score, 2 hours 50 minutes)
Complete fingerprint impressions (roughly $24)
Apply for your license through NIPR or Sircon within 12 months of passing the exam
Pay the $55 resident application fee
No pre-licensing education required (eliminated April 2025)
Register for the Life and Accident & Health exam through PSI
Pass the exam (100 questions, 70% passing score, 2 hours)
Complete fingerprint impressions if not already on file
Apply for your license through NIPR or Sircon within 12 months of passing
Pay the $55 resident application fee
Important: A license alone does not allow you to sell insurance
After obtaining your license, you must be appointed by at least one insurance company to sell their products. The carrier files the appointment with the Pennsylvania Insurance Department.
Appointment fee: Paid by carrier
Pennsylvania participates in NIPR for non-resident producer licensing. Non-resident producers (except title agents) are exempt from Pennsylvania CE requirements. Non-resident application fee is $110 (double the resident fee).
Additional requirements: Must hold active license in good standing in home state. Non-residents are exempt from PA CE requirements (except title agents).
Renewal Cycle
2 years
Renewal Fee
$55
CE Required
24 hours per cycle
Ethics Hours
3 hours (included in CE total)
Licensed resident producers must complete 24 hours of continuing education credits during each 2-year licensing cycle. This includes 3 hours of state-approved Ethics CE. Property/Casualty/Personal Lines producers must also complete 2 hours of Flood insurance CE. Non-resident producers (except title agents) are exempt from Pennsylvania CE requirements.
Regulatory Board
Unique to Pennsylvania: Pennsylvania stands out for completely eliminating pre-licensing education requirements in April 2025, making it one of the fastest pathways to getting licensed. Combined with relatively low fees, PA is among the most accessible states for new insurance producers. The state also exempts non-resident producers from CE requirements (except title agents). The recent addition of mandatory Ethics and Flood CE hours reflects new compliance priorities.
Explore requirements for other professional licenses in Pennsylvania.
How this state compares to 50 others for this profession
Timeline
#1 of 51
Salary
#15 of 51
Processing
#1 of 51
Based on May 2024 Bureau of Labor Statistics OEWS data for Insurance Sales Agents (SOC 41-3021)
Entry Level
$46,990
25th percentile
Median
$62,230
+3% vs. national avg ($60,370)Experienced
$98,020
75th percentile
Wage Distribution (Annual)
17,600 employed in this state
Note: Insurance agent compensation is heavily commission-based. BLS OEWS data may not fully reflect total earnings including commissions and bonuses.
Source: BLS OEWS – Insurance Sales Agents (May 2024)
National employment projections for 2024-2034
Projected Growth
+4.7%
Average GrowthNew Jobs
+26,200
over 10 years
Annual Openings
41,200
per year (avg.)
555,200 currently employed nationwide (2024)
Source: BLS Employment Projections 2024-2034 (September 2025)
Insurance Career Ladder+25% salary growth potential
You are here
Insurance Agent
$62,230
Pre-licensing education + state exam
You are here
Insurance Agent
Pre-licensing education + state exam
$62,230
Adjuster licensing + claims experience
$77,750
Salary data from BLS OEWS May 2024 for this state. Career paths represent common advancement routes — actual progression may vary. Bureau of Labor Statistics — Occupational Outlook Handbook
Government fees and exam costs to obtain your initial license
Note: These are government licensing fees only. Education/training program costs (tuition, books, etc.) are not included as they vary widely by institution.
Source: Pennsylvania Insurance Department — Licensing Requirements
Estimated total: 4–10 weeks
Timeline estimated from licensing requirements on this page.
Source: Pennsylvania Insurance Department — Licensing Requirements
1–4 weeks
Estimated processing time
Source: Pennsylvania Insurance Department — Licensing Requirements
Study guides for P&C, life & health, and other insurance licensing exams.
Browse Study Guides on Amazon →As an Amazon Associate, we earn from qualifying purchases.
Shop essential tools and supplies to get started in your career.
Pennsylvania does not require pre-licensing education, but you still need to pass the licensing exam. Exam prep courses can significantly improve your pass rate.
We may earn a commission if you enroll through links on our site. This does not affect our recommendations or the price you pay.