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Insurance Agent
Training: 0 hours | Exam: Yes
Some details on this page are not yet confirmed against an official source. See sources below or contact the licensing board to verify.
Not required
P&C Education
Not required
L&H Education
2 years (biennial)
Renewal Cycle
$525-$535
Gov. Fees (Both)
Insurance Producer / Broker-Agent
Delaware licenses producers by individual lines of authority. The DOI page confirms biennial renewal and the renewal deadline of February 28, 2026 (an even year), consistent with the described cycle.
Other Available Lines of Authority
No pre-licensing education required
Not required.
Delaware Property and Casualty Broker-Agent Exams (separate)
Administered by Pearson VUE
206
Questions
70%
Passing Score
Property: 135 minutes, Casualty: 135 minutes
Time Limit
$90 per exam
Exam Fee
Property exam: 97 questions (85 scored, 12 pretest), 135 minutes. Casualty Broker-Agent exam: 109 questions (95 scored, 14 pretest), 135 minutes. Total for both: 206 questions. Each exam costs $90 through Pearson VUE. Must achieve 70% passing grade on each exam.
No pre-licensing education required
Not required.
Delaware Life and Accident & Health Exams (separate)
Administered by Pearson VUE
211
Questions
70%
Passing Score
Life: 135 minutes, Accident & Health: 135 minutes
Time Limit
$90 per exam
Exam Fee
Life exam: 101 questions (90 scored, 11 pretest), 135 minutes. Accident & Health exam: 110 questions (92 scored, 18 pretest), 135 minutes. Total for both: 211 questions. Each exam costs $90 through Pearson VUE.
Compare top-rated insurance pre-licensing schools in Delaware.
Minimum Age
18 years old
Education
No formal education requirement specified beyond passing the licensing exam
Residency
Must provide proof of residency within Delaware for a resident license. Non-resident licenses available through NIPR.
Background Check
State and federal criminal history background check required. Fingerprinting is required for all applicants. Fingerprint fee includes state criminal background report and FBI fingerprint submission.
Fingerprinting
Required
Citizenship
US citizen or authorized to work in the US
Not sure if you need a insurance agent license? Check whether your state requires one.
Delaware Life and Accident & Health Exams (separate)
Questions
211 questions
Time Limit
Life: 135 minutes, Accident & Health: 135 minutes
Passing Score
70%
Administered By
Pearson VUE
Cost of failing
Retake fee: $90 per examInvest in preparation to pass the first time.
How long should you study? Most candidates study 2–4 weeks before taking the Delaware Life and Accident & Health Exams (separate).
Study Materials & Exam Prep — Life & Health Insurance License Exam
Prepare for your Life & Health Insurance License Exam with Mometrix study guides, flashcards, online courses, and practice tests.
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Complete Your Pre-Licensing Education in Delaware
State-approved online courses you can start today.
| Fee | Amount |
|---|---|
Application Fee Initial resident application fee through NIPR. Plus $5.60 NIPR transaction fee. | $100 |
P&C Exam Fee Two separate exams required: Property ($90) + Casualty ($90) = $180 total | $180 |
L&H Exam Fee Two separate exams required: Life ($90) + Accident & Health ($90) = $180 total | $180 |
Fingerprinting Fee Fingerprint fee varies by license type: $65 for P&C, $75 for Life. Covers state criminal background report and FBI fingerprint card. | $65-$75 |
Total Gov. Fees (Single Line) Application ($100) + two exams for one line ($180) + fingerprint ($65-$75) = $345-$355. Does not include NIPR transaction fee ($5.60). | $345-$355 |
Total Gov. Fees (Both Lines) Application ($100) + P&C exams ($180) + L&H exams ($180) + fingerprint ($65-$75) = $525-$535. Does not include NIPR transaction fee ($5.60). | $525-$535 |
Pre-Licensing Course Cost: $0 (not required)(per line)
Pre-licensing education is not required. Voluntary study courses typically cost $150-$400 per line.
Use our licensing cost calculator to estimate your total investment including education and exam fees.
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Register and schedule your Property exam through Pearson VUE. Pay the $90 exam fee.
Pass the Property exam with a score of 70% or higher.
Register and schedule your Casualty Broker-Agent exam through Pearson VUE. Pay the $90 exam fee.
Pass the Casualty Broker-Agent exam with a score of 70% or higher.
Complete fingerprinting and background check ($65 fee for P&C).
Submit your license application through NIPR (nipr.com) with the $100 application fee plus $5.60 transaction fee.
Receive your license from the Delaware Department of Insurance.
Register and schedule your Life exam through Pearson VUE. Pay the $90 exam fee.
Pass the Life exam with a score of 70% or higher.
Register and schedule your Accident & Health exam through Pearson VUE. Pay the $90 exam fee.
Pass the Accident & Health exam with a score of 70% or higher.
Complete fingerprinting and background check ($75 fee for Life).
Submit your license application through NIPR (nipr.com) with the $100 application fee plus $5.60 transaction fee.
Receive your license from the Delaware Department of Insurance.
Important: A license alone does not allow you to sell insurance
After obtaining your license, you must be appointed by at least one insurance company to sell their products.
Appointment fee: Paid by carrier
Non-resident licenses available through NIPR. Non-resident applicants must hold a valid resident license in their home state.
Additional requirements: Non-resident applicants must submit application through NIPR with home state license in good standing
Moving to another state? Use our Transfer Tool to see what you need →
Compare Delaware with other states →
See how requirements, costs, and timelines differ across all 50 states.
Renewal Cycle
2 years (biennial)
Renewal Fee
$100
CE Required
24 hours per cycle
Ethics Hours
3 hours (included in CE total)
24 hours of CE every 2 years, including 3 hours of ethics training. CE must be completed before the February 28 renewal deadline of even years.
Regulatory Board
Unique to Delaware: Delaware is one of the more expensive states for insurance licensing, with $90 per exam and separate exams required for each line. The fixed renewal period (December to February of even years) is unusual compared to the birth month renewal used by most states. Delaware also uses the 'Broker-Agent' designation for Casualty and Personal Lines licenses.
Insurance Agent requirements in nearby states
| State | Timeline | |
|---|---|---|
| Delaware (you) | 4–10 wks | |
| Maryland | 4–10 wks | → |
| New Jersey | 4–10 wks | → |
| Pennsylvania | 4–10 wks | → |
Other professional licenses in Delaware
See how Delaware compares: Insurance Agent License Fees by State — Cheapest to Most Expensive →
Related Guides
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Insurance Agent Schools in Delaware
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Insurance Agent requirements in Delaware verified against Delaware Department of Insurance, April 2026.
Moving to Delaware? Use our free Transfer Tool to see what you need →
Already licensed elsewhere? See how to transfer your Insurance Agent license to Delaware →
Transfer your Insurance Agent license from Delaware to: Maryland → | New Jersey → | Pennsylvania →
Study guides for P&C, life & health, and other insurance licensing exams.
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