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How to get an insurance license in Delaware. P&C: 0 pre-licensing hours. L&H: 0 hours. Government fees: $525-$535 for both lines. 2 years renewal cycle. Verified 2026-03-22. Data verified 2026-03-22. Source: LicenseMap (getlicensemap.com).
Insurance Agent
Most information on this page has been verified.
87% of data points are verified against official sources. 3 fields based on preliminary research. We recommend confirming details with your state's licensing authority. See sources below · Report incorrect data
Not required
P&C Education
Not required
L&H Education
2 years
Renewal Cycle
$525-$535
Gov. Fees (Both)
Insurance Producer / Broker-Agent
Delaware licenses insurance producers by individual lines of authority with separate exams. Available lines include Life, Accident and Health, Property, Casualty Broker-Agent, and Personal Lines Broker-Agent. All lines use the biennial renewal cycle with a fixed renewal period (December 1 to February 28 of even years).
Other Available Lines of Authority
No pre-licensing education required
Not required.
Delaware Property and Casualty Broker-Agent Exams (separate)
Administered by Pearson VUE
206
Questions
70%
Passing Score
Property: 135 minutes, Casualty: 135 minutes
Time Limit
$90 per exam
Exam Fee
Property exam: 97 questions (85 scored, 12 pretest), 135 minutes. Casualty Broker-Agent exam: 109 questions (95 scored, 14 pretest), 135 minutes. Total for both: 206 questions. Each exam costs $90 through Pearson VUE. Must achieve 70% passing grade on each exam.
No pre-licensing education required
Not required.
Delaware Life and Accident & Health Exams (separate)
Administered by Pearson VUE
211
Questions
70%
Passing Score
Life: 135 minutes, Accident & Health: 135 minutes
Time Limit
$90 per exam
Exam Fee
Life exam: 101 questions (90 scored, 11 pretest), 135 minutes. Accident & Health exam: 110 questions (92 scored, 18 pretest), 135 minutes. Total for both: 211 questions. Each exam costs $90 through Pearson VUE.
Minimum Age
18 years old
Education
No formal education requirement specified beyond passing the licensing exam
Residency
Must provide proof of residency within Delaware for a resident license. Non-resident licenses available through NIPR.
Background Check
State and federal criminal history background check required. Fingerprinting is required for all applicants. Fingerprint fee includes state criminal background report and FBI fingerprint submission.
Fingerprinting
Required
Citizenship
US citizen or authorized to work in the US
| Fee | Amount |
|---|---|
Application Fee Initial resident application fee through NIPR. Plus $5.60 NIPR transaction fee. | $100 |
P&C Exam Fee Two separate exams required: Property ($90) + Casualty ($90) = $180 total | $180 |
L&H Exam Fee Two separate exams required: Life ($90) + Accident & Health ($90) = $180 total | $180 |
Fingerprinting Fee Fingerprint fee varies by license type: $65 for P&C, $75 for Life. Covers state criminal background report and FBI fingerprint card. | $65-$75 |
Total Gov. Fees (Single Line) Application ($100) + two exams for one line ($180) + fingerprint ($65-$75) = $345-$355. Does not include NIPR transaction fee ($5.60). | $345-$355 |
Total Gov. Fees (Both Lines) Application ($100) + P&C exams ($180) + L&H exams ($180) + fingerprint ($65-$75) = $525-$535. Does not include NIPR transaction fee ($5.60). | $525-$535 |
Pre-Licensing Course Cost: $0 (not required)(per line)
Pre-licensing education is not required. Voluntary study courses typically cost $150-$400 per line.
Register and schedule your Property exam through Pearson VUE. Pay the $90 exam fee.
Pass the Property exam with a score of 70% or higher.
Register and schedule your Casualty Broker-Agent exam through Pearson VUE. Pay the $90 exam fee.
Pass the Casualty Broker-Agent exam with a score of 70% or higher.
Complete fingerprinting and background check ($65 fee for P&C).
Submit your license application through NIPR (nipr.com) with the $100 application fee plus $5.60 transaction fee.
Receive your license from the Delaware Department of Insurance.
Register and schedule your Life exam through Pearson VUE. Pay the $90 exam fee.
Pass the Life exam with a score of 70% or higher.
Register and schedule your Accident & Health exam through Pearson VUE. Pay the $90 exam fee.
Pass the Accident & Health exam with a score of 70% or higher.
Complete fingerprinting and background check ($75 fee for Life).
Submit your license application through NIPR (nipr.com) with the $100 application fee plus $5.60 transaction fee.
Receive your license from the Delaware Department of Insurance.
Important: A license alone does not allow you to sell insurance
After obtaining your license, you must be appointed by at least one insurance company to sell their products.
Appointment fee: Paid by carrier
Non-resident licenses available through NIPR. Non-resident applicants must hold a valid resident license in their home state.
Additional requirements: Non-resident applicants must submit application through NIPR with home state license in good standing
Renewal Cycle
2 years
Renewal Fee
$100
CE Required
24 hours per cycle
Ethics Hours
3 hours (included in CE total)
24 hours of CE every 2 years, including 3 hours of ethics training. CE must be completed before the February 28 renewal deadline of even years.
Regulatory Board
Unique to Delaware: Delaware is one of the more expensive states for insurance licensing, with $90 per exam and separate exams required for each line. The fixed renewal period (December to February of even years) is unusual compared to the birth month renewal used by most states. Delaware also uses the 'Broker-Agent' designation for Casualty and Personal Lines licenses.
Explore requirements for other professional licenses in Delaware.
How this state compares to 50 others for this profession
Timeline
#1 of 51
Salary
#25 of 51
Processing
#1 of 51
Based on May 2024 Bureau of Labor Statistics OEWS data for Insurance Sales Agents (SOC 41-3021)
Entry Level
$45,630
25th percentile
Median
$59,910
-1% vs. national avg ($60,370)Experienced
$78,290
75th percentile
Wage Distribution (Annual)
1,140 employed in this state
Note: Insurance agent compensation is heavily commission-based. BLS OEWS data may not fully reflect total earnings including commissions and bonuses.
Source: BLS OEWS – Insurance Sales Agents (May 2024)
National employment projections for 2024-2034
Projected Growth
+4.7%
Average GrowthNew Jobs
+26,200
over 10 years
Annual Openings
41,200
per year (avg.)
555,200 currently employed nationwide (2024)
Source: BLS Employment Projections 2024-2034 (September 2025)
Insurance Career Ladder+32% salary growth potential
You are here
Insurance Agent
$59,910
Pre-licensing education + state exam
You are here
Insurance Agent
Pre-licensing education + state exam
$59,910
Adjuster licensing + claims experience
$79,220
Salary data from BLS OEWS May 2024 for this state. Career paths represent common advancement routes — actual progression may vary. Bureau of Labor Statistics — Occupational Outlook Handbook
Government fees and exam costs to obtain your initial license
Note: These are government licensing fees only. Education/training program costs (tuition, books, etc.) are not included as they vary widely by institution.
Source: Delaware Department of Insurance — Licensing Requirements
Estimated total: 4–10 weeks
Timeline estimated from licensing requirements on this page.
Source: Delaware Department of Insurance — Licensing Requirements
1–4 weeks
Estimated processing time
Source: Delaware Department of Insurance — Licensing Requirements
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