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How to get an insurance license in Connecticut. P&C: 20 pre-licensing hours. L&H: 20 hours. Government fees: $320 for both lines. 2 years renewal cycle. Verified 2026-03-22. Data verified 2026-03-22. Source: LicenseMap (getlicensemap.com).
Insurance Agent
Most information on this page has been verified.
91% of data points are verified against official sources. 2 fields based on preliminary research. We recommend confirming details with your state's licensing authority. See sources below · Report incorrect data
20 hrs
P&C Education
20 hrs
L&H Education
2 years
Renewal Cycle
$320
Gov. Fees (Both)
Insurance Producer
Connecticut issues separate lines of authority including Life, Accident & Health, Property & Casualty, and Personal Lines. Combined exams are available. Each line requires 20 hours of pre-licensing education (40 hours for combined lines). Connecticut does not require fingerprinting.
Other Available Lines of Authority
20 hours of approved pre-licensing education required
20 hours for single line; 40 hours for multiple lines (life/accident & health, property & casualty).
Online courses: Allowed
Connecticut Property & Casualty Insurance Exam
Administered by Pearson VUE
145 (130 scored, 15 pretest)
Questions
70%
Passing Score
2.5 hours
Time Limit
$65
Exam Fee
145 questions (130 scored, 15 pretest) with a 2.5-hour time limit. 70% passing score required. Two current forms of signature identification required (primary must be government-issued with photo and signature). Remote exams available through OnVUE.
20 hours of approved pre-licensing education required
20 hours for single line; 40 hours for multiple lines (life/accident & health, property & casualty).
Online courses: Allowed
Connecticut Life, Accident & Health Insurance Exam
Administered by Pearson VUE
Combined: 145 (130 scored, 15 pretest); Life only: 85 (75 scored, 10 pretest); Accident & Health only: 85 (75 scored, 10 pretest)
Questions
70%
Passing Score
Combined: 2.5 hours; Individual lines: 2 hours each
Time Limit
$65
Exam Fee
Combined exam has 145 questions (130 scored, 15 pretest) with a 2.5-hour time limit. Individual Life or Accident & Health exams have 85 questions (75 scored, 10 pretest) with a 2-hour time limit. 70% passing score required.
Minimum Age
18 years old
Education
No formal education requirement beyond pre-licensing course
Residency
Must apply as resident producer if domiciled in Connecticut. Non-residents apply through NIPR with active home state license.
Background Check
Connecticut requires a background check as part of the application but does NOT require fingerprinting for insurance producers. Background questions are part of the application process.
Fingerprinting
Not required
Citizenship
US citizen or authorized to work in the US
| Fee | Amount |
|---|---|
Application Fee Initial license fee of $140 plus $50 non-refundable application fee, for a total of $190. Plus NIPR transaction fee if applicable. | $140 |
P&C Exam Fee Per exam through Pearson VUE | $65 |
L&H Exam Fee Per exam through Pearson VUE | $65 |
Fingerprinting Fee Fingerprinting is not required for insurance producers in Connecticut. | $0 |
Total Gov. Fees (Single Line) Application ($50) + license fee ($140) + exam ($65) = $255. Add NIPR transaction fee if applicable. | $255 |
Total Gov. Fees (Both Lines) Application ($50) + license fee ($140) + P&C exam ($65) + L&H exam ($65) = $320. Add NIPR transaction fee if applicable. | $320 |
Pre-Licensing Course Cost: $150-$400(per line)
Varies by provider. Per line. NOT a government fee. Connecticut requires 20 hours per line.
Complete 40 hours of approved pre-licensing education for Property & Casualty
Receive pre-licensing certificate of completion (valid for 1 year)
Schedule and take the P&C exam through Pearson VUE
Bring two forms of signature identification (primary must be government-issued with photo)
Pass the exam with 70% or better
Apply for your license through NIPR or the Connecticut Insurance Department
Pay the $50 application fee + $140 license fee
Receive license approval from Connecticut Insurance Department
Obtain appointment from at least one insurance carrier
Complete 40 hours of approved pre-licensing education for Life, Accident & Health
Receive pre-licensing certificate of completion (valid for 1 year)
Schedule and take the L&H exam through Pearson VUE
Bring two forms of signature identification (primary must be government-issued with photo)
Pass the exam with 70% or better
Apply for your license through NIPR or the Connecticut Insurance Department
Pay the $50 application fee + $140 license fee
Receive license approval from Connecticut Insurance Department
Obtain appointment from at least one insurance carrier
Important: A license alone does not allow you to sell insurance
After obtaining your producer license, you must be appointed by at least one insurance company to sell their products.
Appointment fee: Paid by carrier
Connecticut participates in NIPR and has reciprocity arrangements with most states. Non-resident producers with active home state licenses can obtain Connecticut licenses. Non-residents are exempt from CT CE if actively licensed in home state.
Additional requirements: Must hold active license in good standing in home state.
Renewal Cycle
2 years
Renewal Fee
$160
CE Required
24 hours per cycle
Ethics Hours
3 hours (included in CE total)
24 hours of CE per 2-year renewal cycle. 3 hours must be approved for ethics. Non-resident producers are not required to complete CE in Connecticut if actively licensed and in good standing in their home state.
Regulatory Board
Unique to Connecticut: Connecticut has among the highest licensing fees in the country with a $140 license fee on top of a $50 application fee ($190 total before exam fees). The state also has a notably high renewal fee of $160 that doubles to $320 for late renewals. Despite the high costs, Connecticut does not require fingerprinting and has relatively standard 20-hour per line pre-licensing education requirements.
Explore requirements for other professional licenses in Connecticut.
How this state compares to 50 others for this profession
Timeline
#1 of 51
Salary
#4 of 51
Processing
#1 of 51
Based on May 2024 Bureau of Labor Statistics OEWS data for Insurance Sales Agents (SOC 41-3021)
Entry Level
$51,030
25th percentile
Median
$77,090
+28% vs. national avg ($60,370)Experienced
$105,170
75th percentile
Wage Distribution (Annual)
5,520 employed in this state
Note: Insurance agent compensation is heavily commission-based. BLS OEWS data may not fully reflect total earnings including commissions and bonuses.
Source: BLS OEWS – Insurance Sales Agents (May 2024)
National employment projections for 2024-2034
Projected Growth
+4.7%
Average GrowthNew Jobs
+26,200
over 10 years
Annual Openings
41,200
per year (avg.)
555,200 currently employed nationwide (2024)
Source: BLS Employment Projections 2024-2034 (September 2025)
Insurance Career Ladder+10% salary growth potential
You are here
Insurance Agent
$77,090
Pre-licensing education + state exam
You are here
Insurance Agent
Pre-licensing education + state exam
$77,090
Adjuster licensing + claims experience
$84,470
Salary data from BLS OEWS May 2024 for this state. Career paths represent common advancement routes — actual progression may vary. Bureau of Labor Statistics — Occupational Outlook Handbook
Government fees and exam costs to obtain your initial license
Note: These are government licensing fees only. Education/training program costs (tuition, books, etc.) are not included as they vary widely by institution.
Source: Connecticut Insurance Department — Licensing Requirements
Estimated total: 4–10 weeks
Timeline estimated from licensing requirements on this page.
Source: Connecticut Insurance Department — Licensing Requirements
1–4 weeks
Estimated processing time
Source: Connecticut Insurance Department — Licensing Requirements
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