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How to get an insurance license in District of Columbia. P&C: Varies pre-licensing hours. L&H: Varies hours. Government fees: $431.50-$455 for both lines. 2 years renewal cycle. Verified 2026-03-22. Data verified 2026-03-22. Source: LicenseMap (getlicensemap.com).
Insurance Agent
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65% of data points are verified against official sources. 8 fields based on preliminary research. We recommend confirming details with your state's licensing authority. See sources below · Report incorrect data
Varies hrs
P&C Education
Varies hrs
L&H Education
2 years
Renewal Cycle
$431.50-$455
Gov. Fees (Both)
Insurance Producer
The District of Columbia licenses insurance producers by individual lines of authority. Available lines include Life, Health (Accident & Health), Variable Annuities, Property, Casualty, Personal Lines, Surplus Lines, and Bail Bonds (individuals only). Both individuals and agencies/firms may apply for a producer's license as a resident or non-resident applicant.
Other Available Lines of Authority
Varies hours of approved pre-licensing education required
Must show proof of pre-licensing course before exam. Title Producer license has specific course requirement.
Online courses: Allowed
DC Property and Casualty Exams (separate)
Administered by Pearson VUE
155
Questions
70%
Passing Score
Property: 120 minutes, Casualty: 120 minutes
Time Limit
$150 total ($75 per exam)
Exam Fee
Separate Property and Casualty exams. Property exam: approximately 75 questions, 2 hours. Casualty exam: approximately 80 questions, 2 hours. Each exam covers General Knowledge and DC-specific sections. Must score 70% or higher on each exam. In-person testing at Pearson VUE centers.
Varies hours of approved pre-licensing education required
Must show proof of pre-licensing course before exam. Title Producer license has specific course requirement.
Online courses: Allowed
DC Life and Health Exams (separate)
Administered by Pearson VUE
155
Questions
70%
Passing Score
Life: 120 minutes, Health: 120 minutes
Time Limit
$150 total ($75 per exam)
Exam Fee
Separate Life and Health exams. Life exam: approximately 80 questions, 2 hours. Health (Accident & Health) exam: approximately 75 questions, 2 hours. Must score 70% or higher.
Minimum Age
18 years old
Education
No formal education requirement specified beyond passing the licensing exam
Residency
Must apply as resident producer if domiciled in the District of Columbia. Resident applicants who held a like license in another jurisdiction within 90 days of applying are exempt from the exam. Non-resident licenses available through NIPR.
Background Check
Criminal background check with fingerprinting required. Fingerprinting is done through Fieldprint. Fingerprint fees vary by line of authority ($31.50 for P&C, $50 for Life).
Fingerprinting
Required
Citizenship
US citizen or authorized to work in the US
| Fee | Amount |
|---|---|
Application Fee Application fee varies by line: $100 for P&C, $105 for Life. Plus $5.60 NIPR transaction fee. | $100 |
P&C Exam Fee Total for separate Property ($75) + Casualty ($75) exams through Pearson VUE | $150 |
L&H Exam Fee Total for separate Life ($75) + Health ($75) exams through Pearson VUE | $150 |
Fingerprinting Fee Fingerprint fee through Fieldprint varies by line: $31.50 for P&C, $50 for Life | $31.50-$50 |
Total Gov. Fees (Single Line) Application ($100-$105) + two exams ($150) + fingerprint ($31.50-$50) = $281.50-$305. Does not include NIPR transaction fee ($5.60). | $281.50-$305 |
Total Gov. Fees (Both Lines) Application ($100-$105) + P&C exams ($150) + L&H exams ($150) + fingerprint ($31.50-$50) = $431.50-$455. Does not include NIPR transaction fee ($5.60). Note: Single application fee may cover all lines. | $431.50-$455 |
Pre-Licensing Course Cost: $0 (not required)(per line)
Pre-licensing education is not required. Voluntary study courses typically cost $150-$400 per line.
Register and schedule your Property exam through Pearson VUE (pearsonvue.com). Pay the $75 exam fee.
Pass the Property exam with a score of 70% or higher.
Register and schedule your Casualty exam through Pearson VUE. Pay the $75 exam fee.
Pass the Casualty exam with a score of 70% or higher.
Complete fingerprinting through Fieldprint. Pay the $31.50 fingerprint fee.
Obtain proof of a $100,000 surety bond and $1,000,000 E&O policy.
Submit your license application through NIPR with the $100 application fee plus $5.60 transaction fee.
Receive your license from DISB.
Register and schedule your Life exam through Pearson VUE (pearsonvue.com). Pay the $75 exam fee.
Pass the Life exam with a score of 70% or higher.
Register and schedule your Health exam through Pearson VUE. Pay the $75 exam fee.
Pass the Health exam with a score of 70% or higher.
Complete fingerprinting through Fieldprint. Pay the $50 fingerprint fee.
Obtain proof of a $100,000 surety bond and $1,000,000 E&O policy.
Submit your license application through NIPR with the $105 application fee plus $5.60 transaction fee.
Receive your license from DISB.
Important: A license alone does not allow you to sell insurance
After obtaining your license, you must be appointed by at least one insurance company to sell their products.
Appointment fee: Paid by carrier
Non-resident licenses available through NIPR. Non-resident applicants must hold a valid resident license in their home state. Effective February 14, 2025, DC updated exam exemption rules: applicants moving to DC are exempt from the exam if applying within 90 days of the cancellation of their former resident state's license.
Additional requirements: Non-resident applicants must submit application through NIPR with home state license in good standing
Renewal Cycle
2 years
Renewal Fee
$100
CE Required
24 hours per cycle
Ethics Hours
3 hours (included in CE total)
24 hours of CE every 2 years, including 3 hours of ethics training. CE must be completed before the renewal deadline.
Regulatory Board
Unique to District of Columbia: The District of Columbia is unique in requiring all producer applicants to provide proof of a $100,000 surety bond AND a $1,000,000 E&O (Errors & Omissions) insurance policy—a requirement virtually no state imposes. DC also has different application fees for different lines ($100 P&C, $105 Life) and different fingerprint fees ($31.50 P&C, $50 Life). DC uses Fieldprint for fingerprinting rather than standard vendors. The bond and E&O requirements significantly increase the cost of doing business in DC.
Explore requirements for other professional licenses in District of Columbia.
How this state compares to 50 others for this profession
Timeline
#1 of 51
Salary
#6 of 51
Processing
#1 of 51
Based on May 2024 Bureau of Labor Statistics OEWS data for Insurance Sales Agents (SOC 41-3021)
Entry Level
$49,030
25th percentile
Median
$75,180
+25% vs. national avg ($60,370)Experienced
$98,810
75th percentile
Wage Distribution (Annual)
510 employed in this state
Note: Insurance agent compensation is heavily commission-based. BLS OEWS data may not fully reflect total earnings including commissions and bonuses.
Source: BLS OEWS – Insurance Sales Agents (May 2024)
National employment projections for 2024-2034
Projected Growth
+4.7%
Average GrowthNew Jobs
+26,200
over 10 years
Annual Openings
41,200
per year (avg.)
555,200 currently employed nationwide (2024)
Source: BLS Employment Projections 2024-2034 (September 2025)
Insurance Career Ladder+18% salary growth potential
You are here
Insurance Agent
$75,180
Pre-licensing education + state exam
You are here
Insurance Agent
Pre-licensing education + state exam
$75,180
Adjuster licensing + claims experience
$88,920
Salary data from BLS OEWS May 2024 for this state. Career paths represent common advancement routes — actual progression may vary. Bureau of Labor Statistics — Occupational Outlook Handbook
Government fees and exam costs to obtain your initial license
Note: These are government licensing fees only. Education/training program costs (tuition, books, etc.) are not included as they vary widely by institution.
Source: District of Columbia Department of Insurance, Securities and Banking (DISB) — Licensing Requirements
Estimated total: 4–10 weeks
Timeline estimated from licensing requirements on this page.
Source: District of Columbia Department of Insurance, Securities and Banking (DISB) — Licensing Requirements
1–4 weeks
Estimated processing time
Source: District of Columbia Department of Insurance, Securities and Banking (DISB) — Licensing Requirements
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