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How to get an insurance license in Oregon. P&C: 20 pre-licensing hours. L&H: 20 hours. Government fees: $246.25 for both lines. 2 years renewal cycle. Verified 2026-03-22. Data verified 2026-03-22. Source: LicenseMap (getlicensemap.com).
Insurance Agent
Most information on this page has been verified.
91% of data points are verified against official sources. 2 fields based on preliminary research. We recommend confirming details with your state's licensing authority. See sources below · Report incorrect data
20 hrs
P&C Education
20 hrs
L&H Education
2 years
Renewal Cycle
$246.25
Gov. Fees (Both)
Insurance Producer
Oregon issues separate lines of authority including Life, Health, Property & Casualty, and Personal Lines. Each line requires 20 hours of pre-licensing education (40 hours for combined P&C or combined L&H). Oregon requires fingerprinting on the same day as passing the exam at the PSI testing center.
Other Available Lines of Authority
20 hours of approved pre-licensing education required
Pre-licensing education required for most major lines.
Online courses: Allowed
Oregon Property & Casualty Insurance Exam
Administered by Pearson VUE
150
Questions
70%
Passing Score
2 hours 40 minutes
Time Limit
$55
Exam Fee
150 questions with a 2 hour 40 minute time limit. 70% passing score required. Must bring prelicensing certificate of completion to be admitted. Fingerprinting must be completed on the same day at the PSI testing center.
20 hours of approved pre-licensing education required
Pre-licensing education required for most major lines.
Online courses: Allowed
Oregon Life & Health Insurance Exam
Administered by Pearson VUE
Combined L&H: 150; Life only: 100; Health only: 100
Questions
70%
Passing Score
Combined L&H: 2 hours 40 minutes; Individual lines: 2 hours each
Time Limit
$55
Exam Fee
Combined L&H exam has 150 questions (2 hours 40 minutes). Individual Life or Health exams have 100 questions (2 hours each). 70% passing score required. Fingerprinting must be completed on the same day at the PSI testing center.
Minimum Age
18 years old
Education
No formal education requirement beyond pre-licensing course
Residency
Must apply as resident producer if domiciled in Oregon. Non-residents apply through NIPR with active home state license.
Background Check
Oregon requires fingerprinting and background checks. Fingerprinting must take place on the SAME DAY you pass the exam at the PSI testing center. You pay the fingerprinting fee on the day of testing. Fingerprinting is only available at Oregon PSI locations.
Fingerprinting
Not required
Citizenship
US citizen or authorized to work in the US
| Fee | Amount |
|---|---|
Application Fee Application fee through NIPR. Plus $5.60 NIPR transaction fee. | $75 |
P&C Exam Fee Per exam through PSI | $55 |
L&H Exam Fee Per exam through PSI | $55 |
Fingerprinting Fee Fingerprint-based background check fee paid at PSI testing center on the day of testing | $61.25 |
Total Gov. Fees (Single Line) Application ($75) + exam ($55) + fingerprinting ($61.25) = $191.25. Add $5.60 NIPR transaction fee if applicable. | $191.25 |
Total Gov. Fees (Both Lines) Application ($75) + P&C exam ($55) + L&H exam ($55) + fingerprinting ($61.25) = $246.25. Add $5.60 NIPR transaction fee if applicable. | $246.25 |
Pre-Licensing Course Cost: $150-$400(per line)
Varies by provider. Per line. NOT a government fee. Oregon requires 20 hours per line.
Complete 40 hours of approved pre-licensing education for Property & Casualty
Pass the pre-licensing certificate exam with 70% or better
Schedule the P&C exam through PSI at an Oregon PSI testing center
Bring prelicensing certificate of completion to the exam
Pass the exam with 70% or better (150 questions, 2 hours 40 minutes)
Complete fingerprinting at the PSI testing center on the same day you pass the exam
Apply for your license through NIPR (nipr.com)
Pay the $75 application fee (plus $5.60 NIPR transaction fee)
Receive license approval from Oregon Division of Financial Regulation
Obtain appointment from at least one insurance carrier
Complete 40 hours of approved pre-licensing education for Life & Health (20 hours per line)
Pass the pre-licensing certificate exam with 70% or better
Schedule the L&H exam through PSI at an Oregon PSI testing center
Bring prelicensing certificate of completion to the exam
Pass the exam with 70% or better
Complete fingerprinting at the PSI testing center on the same day you pass the exam
Apply for your license through NIPR (nipr.com)
Pay the $75 application fee (plus $5.60 NIPR transaction fee)
Receive license approval from Oregon Division of Financial Regulation
Obtain appointment from at least one insurance carrier
Important: A license alone does not allow you to sell insurance
After obtaining your producer license, you must be appointed by at least one insurance company to sell their products.
Appointment fee: Paid by carrier
Oregon participates in NIPR and has reciprocity arrangements with most states. Non-resident producers with active home state licenses can obtain Oregon licenses. Non-resident agents are exempt from Oregon CE if they meet home state requirements.
Additional requirements: Must hold active license in good standing in home state.
Renewal Cycle
2 years
Renewal Fee
$45
CE Required
24 hours per cycle
Ethics Hours
3 hours (included in CE total)
24 hours of CE per 2-year renewal cycle. 3 hours must be in ethics. 3 hours must be in Oregon statutes and administrative rules. License expires on last day of birth month every 2 years. Non-resident agents are exempt if they meet home state CE requirements.
Regulatory Board
Unique to Oregon: Oregon has a distinctive same-day fingerprinting requirement: you must complete fingerprinting at the PSI testing center on the same day you pass the exam. This means you cannot take the exam remotely and must test at an Oregon PSI location. Oregon also uniquely requires 3 hours of state-specific statutes and administrative rules as part of CE, in addition to the standard 3 hours of ethics.
Explore requirements for other professional licenses in Oregon.
How this state compares to 50 others for this profession
Timeline
#1 of 51
Salary
#21 of 51
Processing
#1 of 51
Based on May 2024 Bureau of Labor Statistics OEWS data for Insurance Sales Agents (SOC 41-3021)
Entry Level
$46,250
25th percentile
Median
$60,710
+1% vs. national avg ($60,370)Experienced
$78,790
75th percentile
Wage Distribution (Annual)
4,550 employed in this state
Note: Insurance agent compensation is heavily commission-based. BLS OEWS data may not fully reflect total earnings including commissions and bonuses.
Source: BLS OEWS – Insurance Sales Agents (May 2024)
National employment projections for 2024-2034
Projected Growth
+4.7%
Average GrowthNew Jobs
+26,200
over 10 years
Annual Openings
41,200
per year (avg.)
555,200 currently employed nationwide (2024)
Source: BLS Employment Projections 2024-2034 (September 2025)
Insurance Career Ladder+31% salary growth potential
You are here
Insurance Agent
$60,710
Pre-licensing education + state exam
You are here
Insurance Agent
Pre-licensing education + state exam
$60,710
Adjuster licensing + claims experience
$79,350
Salary data from BLS OEWS May 2024 for this state. Career paths represent common advancement routes — actual progression may vary. Bureau of Labor Statistics — Occupational Outlook Handbook
Government fees and exam costs to obtain your initial license
Note: These are government licensing fees only. Education/training program costs (tuition, books, etc.) are not included as they vary widely by institution.
Source: Oregon Division of Financial Regulation — Licensing Requirements
Estimated total: 4–10 weeks
Timeline estimated from licensing requirements on this page.
Source: Oregon Division of Financial Regulation — Licensing Requirements
1–4 weeks
Estimated processing time
Source: Oregon Division of Financial Regulation — Licensing Requirements
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