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How to get an insurance license in Idaho. P&C: 0 pre-licensing hours. L&H: 0 hours. Government fees: $401.25 for both lines. 2 years renewal cycle. Verified 2026-03-22. Data verified 2026-03-22. Source: LicenseMap (getlicensemap.com).
Insurance Agent
Most information on this page has been verified.
87% of data points are verified against official sources. 3 fields based on preliminary research. We recommend confirming details with your state's licensing authority. See sources below · Report incorrect data
Not required
P&C Education
Not required
L&H Education
2 years
Renewal Cycle
$401.25
Gov. Fees (Both)
Insurance Producer
Idaho licenses insurance producers by individual lines of authority: Health, Life, Property & Casualty, or any combination. Idaho does NOT require pre-licensing education. Exams are administered by Pearson VUE. License applications must be submitted within 180 days of passing the exam.
Other Available Lines of Authority
No pre-licensing education required
Not required.
Idaho Property & Casualty Insurance Exam
Administered by Pearson VUE
163
Questions
70%
Passing Score
105 minutes per individual exam
Time Limit
$65
Exam Fee
Property exam: 80 total questions (68 scored, 12 pretest), 105 minutes. Casualty exam: 83 total questions (70 scored, 13 pretest), 105 minutes. Combined total: 163 questions. Two sections (General Knowledge and State Law) must each be passed with 70%. You can retake a failed section without retaking the passed section (within 180 days). Exam fee is $65 per exam.
No pre-licensing education required
Not required.
Idaho Life & Accident & Health Insurance Exam
Administered by Pearson VUE
172
Questions
70%
Passing Score
2 hours per individual exam
Time Limit
$65
Exam Fee
Life exam: 86 total questions (75 scored, 11 pretest), 2 hours. Accident & Health exam: 86 total questions (75 scored, 11 pretest), 2 hours. Combined total: 172 questions. Two sections (General Knowledge and State Law) must each be passed with 70%. $65 per exam.
Minimum Age
18 years old
Education
No formal education requirement specified
Residency
Must apply as resident producer if domiciled in Idaho
Background Check
Fingerprint-based background check is required after passing the exam. Processing fee of $61.25 for fingerprinting. Must be completed as part of the licensing application process.
Fingerprinting
Required
Citizenship
Must have a valid SSN or FEIN
| Fee | Amount |
|---|---|
Application Fee Non-refundable application fee per insurance line, regardless of number of lines applied for simultaneously | $80 |
P&C Exam Fee Per exam (Property or Casualty separately) through Pearson VUE | $65 |
L&H Exam Fee Per exam (Life or Accident & Health separately) through Pearson VUE | $65 |
Fingerprinting Fee Non-refundable fingerprint processing fee | $61.25 |
Total Gov. Fees (Single Line) Application ($80) + one exam ($65) + fingerprinting ($61.25) for one line of authority | $206.25 |
Total Gov. Fees (Both Lines) Application ($80 x 2 lines = $160) + Property exam ($65) + Casualty exam ($65) + Life exam ($65) + Health exam ($65) + fingerprinting ($61.25). Note: Idaho charges $80 per line, and has separate exams per individual line. | $401.25 |
Pre-Licensing Course Cost: $0 (not required)(per line)
Idaho does not require pre-licensing education. Optional exam prep courses typically cost $150-$400 per line.
Register for and pass the Property and/or Casualty exam through Pearson VUE (866-904-4432 or pearsonvue.com)
Complete fingerprint-based background check ($61.25)
Apply for your license online via Sircon (sircon.com/idaho) or NIPR within 180 days of passing the exam
Pay the $80 non-refundable application fee per line
Obtain appointment from at least one insurance carrier
Register for and pass the Life and/or Accident & Health exam through Pearson VUE
Complete fingerprint-based background check ($61.25)
Apply for your license online via Sircon or NIPR within 180 days of passing the exam
Pay the $80 non-refundable application fee per line
Obtain appointment from at least one insurance carrier
Important: A license alone does not allow you to sell insurance
After obtaining your license, you must be appointed by at least one insurance company to sell their products.
Appointment fee: Paid by carrier
Non-resident producers apply through NIPR or Sircon. Idaho participates in the NIPR electronic licensing system.
Additional requirements: Non-resident applicants must hold a valid resident license in their home state
Renewal Cycle
2 years
Renewal Fee
$80
CE Required
24 hours per cycle
Ethics Hours
3 hours (included in CE total)
24 hours of CE every 2-year renewal period, including 3 hours of ethics. Life or Accident & Health licensees must complete an approved 8-hour Long-term Care course before selling LTC insurance. P&C or Personal Lines licensees must complete a one-time 3-hour NFIP course by end of first renewal period if selling Flood insurance.
Regulatory Board
Unique to Idaho: Idaho charges an $80 application fee per line of authority (not a single flat fee), which makes obtaining multiple lines more expensive. The state also has a unique partial retake policy allowing candidates to retake only the failed section of an exam within 180 days. Additionally, Idaho has specific one-time training requirements for flood insurance (3 hours for P&C) and long-term care insurance (8 hours for L&H).
Explore requirements for other professional licenses in Idaho.
How this state compares to 50 others for this profession
Timeline
#1 of 51
Salary
#45 of 51
Processing
#1 of 51
Based on May 2024 Bureau of Labor Statistics OEWS data for Insurance Sales Agents (SOC 41-3021)
Entry Level
$38,410
25th percentile
Median
$48,140
-20% vs. national avg ($60,370)Experienced
$78,740
75th percentile
Wage Distribution (Annual)
2,690 employed in this state
Note: Insurance agent compensation is heavily commission-based. BLS OEWS data may not fully reflect total earnings including commissions and bonuses.
Source: BLS OEWS – Insurance Sales Agents (May 2024)
National employment projections for 2024-2034
Projected Growth
+4.7%
Average GrowthNew Jobs
+26,200
over 10 years
Annual Openings
41,200
per year (avg.)
555,200 currently employed nationwide (2024)
Source: BLS Employment Projections 2024-2034 (September 2025)
Insurance Career Ladder+42% salary growth potential
You are here
Insurance Agent
$48,140
Pre-licensing education + state exam
You are here
Insurance Agent
Pre-licensing education + state exam
$48,140
Adjuster licensing + claims experience
$68,300
Salary data from BLS OEWS May 2024 for this state. Career paths represent common advancement routes — actual progression may vary. Bureau of Labor Statistics — Occupational Outlook Handbook
Government fees and exam costs to obtain your initial license
Note: These are government licensing fees only. Education/training program costs (tuition, books, etc.) are not included as they vary widely by institution.
Source: Idaho Department of Insurance — Licensing Requirements
Estimated total: 4–10 weeks
Timeline estimated from licensing requirements on this page.
Source: Idaho Department of Insurance — Licensing Requirements
1–4 weeks
Estimated processing time
Source: Idaho Department of Insurance — Licensing Requirements
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