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How to get an insurance license in Hawaii. P&C: 0 pre-licensing hours. L&H: 0 hours. Government fees: $363-$367 for both lines. 2 years renewal cycle. Verified 2026-03-22. Data verified 2026-03-22. Source: LicenseMap (getlicensemap.com).
Insurance Agent
Most information on this page has been verified.
83% of data points are verified against official sources. 4 fields based on preliminary research. We recommend confirming details with your state's licensing authority. See sources below · Report incorrect data
Not required
P&C Education
Not required
L&H Education
2 years
Renewal Cycle
$363-$367
Gov. Fees (Both)
Insurance Producer
Hawaii licenses insurance producers by lines of authority. The state does NOT require pre-licensing education. Exams are administered by Pearson VUE. Hawaii does not allow professional insurance designations as exemptions to licensing examinations. Fingerprinting is required through FieldPrint before submitting application.
Other Available Lines of Authority
No pre-licensing education required
Not required.
Hawaii Property & Casualty Insurance Exam
Administered by Pearson VUE
196
Questions
70%
Passing Score
2 hours per exam
Time Limit
$75
Exam Fee
Property exam: 93 total questions (83 scored, 10 pretest), 120 minutes, 70% passing. Casualty exam: 103 total questions (91 scored, 12 pretest), 120 minutes, 70% passing. Any two exams may be taken in one session for $75 (except certain combinations that must be taken individually). Each section (national and state) scored separately, not averaged.
No pre-licensing education required
Not required.
Hawaii Life & Accident & Health Insurance Exam
Administered by Pearson VUE
191
Questions
70%
Passing Score
2 hours per exam
Time Limit
$75
Exam Fee
Life exam: 96 total questions (85 scored, 11 pretest), 120 minutes, 70% passing. Accident & Health exam: 95 total questions (85 scored, 10 pretest), 120 minutes, 70% passing. Any two exams may be taken in one session for $75.
Minimum Age
18 years old
Education
No formal education requirement specified
Residency
Must apply as resident producer if domiciled in Hawaii
Background Check
Fingerprinting is required prior to submitting a license application. All applicants must use the code 'HI-DCCA-INS' when scheduling fingerprinting through FieldPrint. License application must be submitted within 60 days of fingerprinting or results expire.
Fingerprinting
Required
Citizenship
Must have a valid SSN or FEIN
| Fee | Amount |
|---|---|
Application Fee Initial resident application fee via NIPR plus $5.60 NIPR transaction charge | $150 |
P&C Exam Fee Up to two exams can be taken in one session for $75 | $75 |
L&H Exam Fee Up to two exams can be taken in one session for $75 | $75 |
Fingerprinting Fee FieldPrint fingerprinting fee. Includes state and federal submission fees. Schedule at fieldprinthawaii.com. | $63-$67 |
Total Gov. Fees (Single Line) Application ($150) + one exam ($75) + fingerprinting ($63-$67) + NIPR transaction fee ($5.60) for one line of authority | $288-$292 |
Total Gov. Fees (Both Lines) Application ($150) + P&C exam ($75) + L&H exam ($75) + fingerprinting ($63-$67). Any two exams can be taken in one session for $75. | $363-$367 |
Pre-Licensing Course Cost: $0 (not required)(per line)
Hawaii does not require pre-licensing education. Optional exam prep courses typically cost $150-$400 per line.
Register for and pass the Property and/or Casualty exam through Pearson VUE (1-800-274-2608 or pearsonvue.com)
Complete fingerprinting through FieldPrint using code 'HI-DCCA-INS' (schedule at fieldprinthawaii.com)
Apply for your license through NIPR (nipr.com) within 60 days of fingerprinting
Pay the $150 application fee plus NIPR transaction fee ($5.60)
Obtain appointment from at least one insurance carrier
Register for and pass the Life and/or Accident & Health exam through Pearson VUE
Complete fingerprinting through FieldPrint using code 'HI-DCCA-INS'
Apply for your license through NIPR within 60 days of fingerprinting
Pay the $150 application fee plus NIPR transaction fee ($5.60)
Obtain appointment from at least one insurance carrier
Important: A license alone does not allow you to sell insurance
After obtaining your license, you must be appointed by at least one insurance company to sell their products.
Appointment fee: Paid by carrier
Non-resident producers apply through NIPR. Hawaii participates in the NIPR electronic licensing system.
Additional requirements: Non-resident applicants must hold a valid resident license in their home state. Late renewal fee is $225 for non-residents.
Renewal Cycle
2 years
Renewal Fee
$100
CE Required
24 hours per cycle
Ethics Hours
3 hours (included in CE total)
24 credit hours of CE per renewal period. There is a state charge of $1.00 per credit hour to report CE completion. Hawaii does not require Adjusters to complete insurance continuing education.
Regulatory Board
Unique to Hawaii: Hawaii uniquely does not allow any professional insurance designations (like CPCU or CLU) as exemptions to licensing examinations - you must pass the state exam regardless of credentials. The state also has a generous exam pricing structure where any two exams can be taken in one session for $75. Hawaii charges a $1.00 per CE credit hour state reporting fee, and has a strict 60-day window from fingerprinting to application submission.
Explore requirements for other professional licenses in Hawaii.
How this state compares to 50 others for this profession
Timeline
#1 of 51
Salary
#12 of 51
Processing
#1 of 51
Based on May 2024 Bureau of Labor Statistics OEWS data for Insurance Sales Agents (SOC 41-3021)
Entry Level
$46,740
25th percentile
Median
$63,950
+6% vs. national avg ($60,370)Experienced
$76,550
75th percentile
Wage Distribution (Annual)
960 employed in this state
Note: Insurance agent compensation is heavily commission-based. BLS OEWS data may not fully reflect total earnings including commissions and bonuses.
Source: BLS OEWS – Insurance Sales Agents (May 2024)
National employment projections for 2024-2034
Projected Growth
+4.7%
Average GrowthNew Jobs
+26,200
over 10 years
Annual Openings
41,200
per year (avg.)
555,200 currently employed nationwide (2024)
Source: BLS Employment Projections 2024-2034 (September 2025)
Insurance Career Ladder+24% salary growth potential
You are here
Insurance Agent
$63,950
Pre-licensing education + state exam
You are here
Insurance Agent
Pre-licensing education + state exam
$63,950
Adjuster licensing + claims experience
$79,370
Salary data from BLS OEWS May 2024 for this state. Career paths represent common advancement routes — actual progression may vary. Bureau of Labor Statistics — Occupational Outlook Handbook
Government fees and exam costs to obtain your initial license
Note: These are government licensing fees only. Education/training program costs (tuition, books, etc.) are not included as they vary widely by institution.
Source: Hawaii Department of Commerce and Consumer Affairs - Insurance Division — Licensing Requirements
Estimated total: 4–10 weeks
Timeline estimated from licensing requirements on this page.
Source: Hawaii Department of Commerce and Consumer Affairs - Insurance Division — Licensing Requirements
1–4 weeks
Estimated processing time
Source: Hawaii Department of Commerce and Consumer Affairs - Insurance Division — Licensing Requirements
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