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How to get an insurance license in Georgia. P&C: 8 pre-licensing hours. L&H: 8 hours. Government fees: $246+ for both lines. 2 years renewal cycle. Verified 2026-03-22. Data verified 2026-03-22. Source: LicenseMap (getlicensemap.com).
Insurance Agent
Some information on this page has not been fully verified.
78% of data points are verified against official sources. 3 fields based on preliminary research. 2 fields need verification. We recommend confirming details with your state's licensing authority. See sources below · Report incorrect data
8 hrs
P&C Education
8 hrs
L&H Education
2 years
Renewal Cycle
$246+
Gov. Fees (Both)
Insurance Agent
Georgia licenses insurance agents with lines of authority including Life, Accident & Sickness, Property, Casualty, Personal Lines, and Variable Products. Effective June 24, 2025, Georgia reduced pre-licensing education from 20 hours to 8 hours per individual line (16 hours for combined lines such as P&C or L&H). All exams are administered by Pearson VUE. The licensing application requires a citizenship affidavit (Form GID-276-EN), fingerprinting, and a completed Resident Insurance License Application (Form GID-103-AL). Effective January 1, 2026, the appointment fee increased from $20 to $25.
Other Available Lines of Authority
8 hours of approved pre-licensing education required
8 hours per individual line (reduced from 20 effective June 24, 2025); 16 hours for combined lines.
Online courses: Allowed
Georgia Property and Casualty Insurance Examination
Administered by Pearson VUE
135
Questions
70%
Passing Score
150 minutes (2.5 hours)
Time Limit
$63
Exam Fee
The combined Property and Casualty exam has 135 total questions (125 scored + 10 pretest/unscored) with a 2.5-hour time limit. A 70% passing score is required. All questions are multiple-choice. Schedule through Pearson VUE online or call (800) 274-0488. Must cancel or reschedule at least 48 hours in advance or forfeit the exam fee.
8 hours of approved pre-licensing education required
8 hours per individual line (reduced from 20 effective June 24, 2025); 16 hours for combined lines.
Online courses: Allowed
Georgia Life and Accident & Sickness Insurance Examination
Administered by Pearson VUE
135
Questions
70%
Passing Score
150 minutes (2.5 hours)
Time Limit
$63
Exam Fee
The combined Life and Accident & Sickness exam has 135 total questions (125 scored + 10 pretest) with a 2.5-hour time limit. Individual Life or Accident & Sickness exams are 90 questions each (80 scored + 10 pretest) with a 2-hour time limit. A 70% passing score is required.
Minimum Age
18 years old
Education
No specific education requirement beyond pre-licensing course
Residency
Must apply as resident agent if domiciled in Georgia. Non-residents apply through NIPR or Sircon.
Background Check
All new resident applicants are required to submit electronic fingerprints through the vendor selected by the Georgia Bureau of Investigation for criminal background checks. The applicant bears all costs. If reinstating a license 6+ months after expiration, fingerprints must be re-submitted.
Fingerprinting
Required
Citizenship
Must submit citizenship affidavit (Form GID-276-EN) with application
| Fee | Amount |
|---|---|
Application Fee Resident application fee. Non-resident: $20 processing fee + $100 per line of authority. | $120 |
P&C Exam Fee Property and Casualty exam fee paid to Pearson VUE | $63 |
L&H Exam Fee Life and Accident & Sickness exam fee paid to Pearson VUE | $63 |
Fingerprinting Fee Fingerprinting through Georgia Bureau of Investigation vendor. Applicant bears all costs. Exact amount varies by vendor. UNVERIFIED exact amount. | Varies (paid to GBI vendor) |
Total Gov. Fees (Single Line) Application ($120) + exam ($63) + fingerprinting (varies) for one line | $183+ |
Total Gov. Fees (Both Lines) Application ($120) + P&C exam ($63) + L&H exam ($63) + fingerprinting (varies, one-time) | $246+ |
Pre-Licensing Course Cost: $100-$400(per line)
20-40 hour pre-licensing course per line. Varies by provider. NOT a government fee.
Complete the approved pre-licensing course for Property and Casualty (16 hours for combined lines, 8 hours per individual line - reduced from 20/40 effective June 24, 2025)
Pass the course final exam with 70% or higher to receive certificate of completion
Schedule the P&C exam through Pearson VUE (online or call 800-274-0488)
Pass the Property and Casualty exam within 12 months of course completion (135 questions, 70% passing score, 2.5 hours)
Submit electronic fingerprints through GBI-selected vendor
Complete the Resident Insurance License Application (Form GID-103-AL)
Submit citizenship affidavit (Form GID-276-EN)
Pay the $120 application fee
Apply through NIPR or Sircon
Complete the approved pre-licensing course for Life and Accident & Sickness (16 hours for combined, 8 hours per individual line - reduced effective June 24, 2025)
Pass the course final exam with 70% or higher to receive certificate of completion
Schedule the L&H exam through Pearson VUE
Pass the Life and Accident & Sickness exam within 12 months (135 questions, 70%, 2.5 hours)
Submit electronic fingerprints if not already on file
Complete Form GID-103-AL and Form GID-276-EN
Pay the $120 application fee
Apply through NIPR or Sircon
Important: A license alone does not allow you to sell insurance
After obtaining your license, you must be appointed by at least one insurance company to sell their products. The carrier files the appointment with OCI.
Appointment fee: Paid by carrier
Georgia participates in NIPR for non-resident licensing. Non-residents who fulfill CE requirements in their home state and whose home state reciprocates with Georgia are exempt from Georgia CE requirements. Non-residents who fail to meet these criteria must complete Georgia's CE requirements.
Additional requirements: Must hold active license in good standing in home state. CE reciprocity available if home state reciprocates.
Renewal Cycle
2 years
Renewal Fee
$75-$100
CE Required
24 hours per cycle
Ethics Hours
3 hours (included in CE total)
Producers licensed less than 20 years must complete 24 hours of CE every 2 years, including 3 hours of Ethics. Producers licensed more than 20 years need only 20 hours. Licenses expire on the last day of the licensee's birth month every other year. If reinstating 6+ months after expiration, must re-submit fingerprints in addition to forms, fees, and penalties.
Regulatory Board
Unique to Georgia: Georgia requires a citizenship affidavit (Form GID-276-EN) with every license application, which is unusual. The state uses 'Accident & Sickness' terminology rather than 'Health'. CE requirements decrease from 24 to 20 hours after 20 years of licensure. The governing body is uniquely named the 'Office of the Commissioner of Insurance and Safety Fire' (OCI). Non-resident CE reciprocity is conditional on the home state reciprocating with Georgia.
Explore requirements for other professional licenses in Georgia.
How this state compares to 50 others for this profession
Timeline
#1 of 51
Salary
#43 of 51
Processing
#1 of 51
Based on May 2024 Bureau of Labor Statistics OEWS data for Insurance Sales Agents (SOC 41-3021)
Entry Level
$42,960
25th percentile
Median
$50,210
-17% vs. national avg ($60,370)Experienced
$82,960
75th percentile
Wage Distribution (Annual)
19,520 employed in this state
Note: Insurance agent compensation is heavily commission-based. BLS OEWS data may not fully reflect total earnings including commissions and bonuses.
Source: BLS OEWS – Insurance Sales Agents (May 2024)
National employment projections for 2024-2034
Projected Growth
+4.7%
Average GrowthNew Jobs
+26,200
over 10 years
Annual Openings
41,200
per year (avg.)
555,200 currently employed nationwide (2024)
Source: BLS Employment Projections 2024-2034 (September 2025)
Insurance Career Ladder+43% salary growth potential
You are here
Insurance Agent
$50,210
Pre-licensing education + state exam
You are here
Insurance Agent
Pre-licensing education + state exam
$50,210
Adjuster licensing + claims experience
$71,750
Salary data from BLS OEWS May 2024 for this state. Career paths represent common advancement routes — actual progression may vary. Bureau of Labor Statistics — Occupational Outlook Handbook
Government fees and exam costs to obtain your initial license
Note: These are government licensing fees only. Education/training program costs (tuition, books, etc.) are not included as they vary widely by institution.
Source: Georgia Office of the Commissioner of Insurance and Safety Fire (OCI) — Licensing Requirements
Estimated total: 4–10 weeks
Timeline estimated from licensing requirements on this page.
Source: Georgia Office of the Commissioner of Insurance and Safety Fire (OCI) — Licensing Requirements
1–4 weeks
Estimated processing time
Source: Georgia Office of the Commissioner of Insurance and Safety Fire (OCI) — Licensing Requirements
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