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How to get an insurance license in New Hampshire. P&C: 0 pre-licensing hours. L&H: 0 hours. Government fees: $354 for both lines. 2 years renewal cycle. Verified 2026-03-22. Data verified 2026-03-22. Source: LicenseMap (getlicensemap.com).
Insurance Agent
Not required
P&C Education
Not required
L&H Education
2 years
Renewal Cycle
$354
Gov. Fees (Both)
Insurance Producer
New Hampshire licenses insurance producers by individual lines of authority. Producers can obtain separate licenses for Life, Accident & Health, Property, Casualty, or combined lines (Life/Accident & Health, Property & Casualty). Personal Lines is also available as a separate line of authority.
Other Available Lines of Authority
No pre-licensing education required
Not required.
New Hampshire Property & Casualty Producer Exam
Administered by Pearson VUE
150
Questions
70%
Passing Score
150 minutes
Time Limit
$72
Exam Fee
Combined Property & Casualty exam with 150 multiple-choice questions. PSI began administering NH exams on July 1, 2025. Single-line exams (Property only or Casualty only) are 100 questions, 2 hours, and cost $59. Both in-person and remote testing options available through PSI.
No pre-licensing education required
Not required.
New Hampshire Life, Accident & Health Producer Exam
Administered by Pearson VUE
150
Questions
70%
Passing Score
150 minutes
Time Limit
$72
Exam Fee
Combined Life, Accident & Health exam with 150 multiple-choice questions. Single-line exams (Life only or Accident & Health only) are 100 questions, 2 hours, and cost $59. Exam scores valid for 2 years. Candidates with CLU or CPCU designations may take state-specific law exams only.
Minimum Age
18 years old
Education
No formal education requirement specified beyond passing the licensing exam
Residency
Must apply as resident agent if domiciled in New Hampshire. Non-resident licenses available through NIPR.
Background Check
State and federal criminal history background check required. Fingerprinting is NOT required. All affirmative responses to background questions require written explanation and attachment of corresponding legal documents.
Fingerprinting
Not required
Citizenship
Must have a Social Security Number (SSN) or Federal Employer Identification Number (FEIN)
| Fee | Amount |
|---|---|
Application Fee Non-refundable application and license fee for original/initial license. Includes both application processing and license issuance. Plus $5.60 NIPR transaction fee if applying electronically. | $100 |
P&C Exam Fee Combined Property & Casualty exam fee. Single-line (Property only or Casualty only) is $59. | $72 |
L&H Exam Fee Combined Life, Accident & Health exam fee. Single-line (Life only or Accident & Health only) is $59. | $72 |
Fingerprinting Fee Fingerprinting is not required in New Hampshire for insurance producer licensing | $0 |
Total Gov. Fees (Single Line) Application fee ($210) + one combo exam ($72) = $282. Does not include NIPR transaction fee ($5.60). | $282 |
Total Gov. Fees (Both Lines) Application fee ($210) + P&C combo exam ($72) + L&H combo exam ($72) = $354. Does not include NIPR transaction fee ($5.60). | $354 |
Pre-Licensing Course Cost: $0 (not required)(per line)
Pre-licensing education is not required. Voluntary study courses typically cost $150-$400 per line from providers like Kaplan, ExamFX.
Register and schedule your Property & Casualty exam through PSI (psiexams.com). Pay the $72 exam fee.
Pass the Property & Casualty exam with a score of 70% or higher.
Submit your license application through NIPR (nipr.com) with the $210 application fee plus $5.60 transaction fee.
Pass the state and federal criminal history background check.
Receive your license from the New Hampshire Insurance Department.
Register and schedule your Life, Accident & Health exam through PSI (psiexams.com). Pay the $72 exam fee.
Pass the Life, Accident & Health exam with a score of 70% or higher.
Submit your license application through NIPR (nipr.com) with the $210 application fee plus $5.60 transaction fee.
Pass the state and federal criminal history background check.
Receive your license from the New Hampshire Insurance Department.
Important: A license alone does not allow you to sell insurance
After obtaining your license, you must be appointed by at least one insurance company to sell their products. The appointing carrier files the appointment with the New Hampshire Insurance Department.
Appointment fee: Paid by carrier
Non-resident licenses available through NIPR. Non-resident applicants must hold a valid resident license in their home state.
Additional requirements: Non-resident applicants must submit application through NIPR with home state license in good standing
Renewal Cycle
2 years
Renewal Fee
$150
CE Required
24 hours per cycle
Ethics Hours
3 hours (included in CE total)
24 hours of CE per biennial renewal cycle, including 3 hours of ethics training specific to the license type held. CE must be completed 60 days prior to license expiration to avoid penalty fees.
Regulatory Board
Unique to New Hampshire: New Hampshire is notable for having NO pre-licensing education requirement and NO fingerprinting requirement, but has one of the higher initial application fees at $210. The state does not separate the application and license fees—it is a single combined fee.
Explore requirements for other professional licenses in New Hampshire.
How this state compares to 50 others for this profession
Timeline
#1 of 51
Salary
#18 of 51
Processing
#1 of 51
Based on May 2024 Bureau of Labor Statistics OEWS data for Insurance Sales Agents (SOC 41-3021)
Entry Level
$48,550
25th percentile
Median
$61,190
+1% vs. national avg ($60,370)Experienced
$78,110
75th percentile
Wage Distribution (Annual)
1,840 employed in this state
Note: Insurance agent compensation is heavily commission-based. BLS OEWS data may not fully reflect total earnings including commissions and bonuses.
Source: BLS OEWS – Insurance Sales Agents (May 2024)
National employment projections for 2024-2034
Projected Growth
+4.7%
Average GrowthNew Jobs
+26,200
over 10 years
Annual Openings
41,200
per year (avg.)
555,200 currently employed nationwide (2024)
Source: BLS Employment Projections 2024-2034 (September 2025)
Insurance Career Ladder+33% salary growth potential
You are here
Insurance Agent
$61,190
Pre-licensing education + state exam
You are here
Insurance Agent
Pre-licensing education + state exam
$61,190
Adjuster licensing + claims experience
$81,500
Salary data from BLS OEWS May 2024 for this state. Career paths represent common advancement routes — actual progression may vary. Bureau of Labor Statistics — Occupational Outlook Handbook
Government fees and exam costs to obtain your initial license
Note: These are government licensing fees only. Education/training program costs (tuition, books, etc.) are not included as they vary widely by institution.
Source: New Hampshire Insurance Department — Licensing Requirements
Estimated total: 4–10 weeks
Timeline estimated from licensing requirements on this page.
Source: New Hampshire Insurance Department — Licensing Requirements
1–4 weeks
Estimated processing time
Source: New Hampshire Insurance Department — Licensing Requirements
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