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Mortgage Loan Originator (MLO) continuing education requirements vary by state — typically ranging from 8 to 12 hours per renewal cycle. The table below summarizes total hours, cycle length, and commonly mandated topics for all 51 jurisdictions.
| State | Total CE hours | Cycle | Mandatory topics | Action |
|---|---|---|---|---|
| Alabama | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Alaska | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Arizona | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Arkansas | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| California | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Colorado | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Connecticut | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Delaware | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| District of Columbia | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Florida | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Georgia | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Hawaii | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Idaho | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Illinois | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Indiana | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Iowa | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Kansas | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Kentucky | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Louisiana | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Maine | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Maryland | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Massachusetts | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Michigan | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Minnesota | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Mississippi | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Missouri | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Montana | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Nebraska | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Nevada | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| New Hampshire | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| New Jersey | 12 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| New Mexico | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| New York | 11 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| North Carolina | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| North Dakota | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Ohio | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Oklahoma | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Oregon | 10 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Pennsylvania | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Rhode Island | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| South Carolina | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| South Dakota | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Tennessee | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Texas | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Utah | 9 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Vermont | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Virginia | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Washington | 9 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| West Virginia | 9 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Wisconsin | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
| Wyoming | 8 hrs | 1 year | Federal Law and Regulations, Ethics, Non-Traditional Mortgage Lending | View details → |
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