Utah Mortgage Loan Originator (MLO) CE Requirements (2026)

Utah Mortgage Loan Originator (MLO) CE at a glance

Total CE hours: 9 hours
Cycle length: Every 1 year
Cycle anchor: Renews annually (calendar year)

Know when your license expires? Calculate your exact CE deadline →

Mandatory topics

Federal Law and Regulations
3 hours
Ethics
Includes fraud, consumer protection, and fair lending
2 hours
Non-Traditional Mortgage Lending
2 hours
Elective
Federal SAFE elective
1 hour
Utah State-Specific
Utah requires 1 additional hour of Utah-specific content for UT-DRE licensees; UT-DFI licensees require only the federal 8
1 hour

Notes

Utah has dual regulators: UT-DRE (9 hrs total = 8 federal + 1 UT-specific) and UT-DFI (8 hrs federal only). Canonical total_ce_hours=9 reflects UT-DRE path; UT-DFI licensees have lower requirement documented in topic notes. Renewal deadline Dec 31.

Continuing education through The CE Shop

State-approved online courses you can complete at your own pace. Use code LicenseMap35 for 35% off.

Complete your 9 Utah CE hours — browse approved courses →

LicenseMap may earn a commission on purchases made through this link.

Already Licensed? Set Up Free Renewal Reminders

We'll send you courtesy reminders at 90, 60, and 30 days before your license expires — so you can stay ahead of your CE and renewal deadlines.

Sources

Last reviewed: 2026-04-18

← Back to Mortgage Loan Originator (MLO) CE requirements by state