New York Mortgage Loan Originator (MLO) CE Requirements (2026)

New York Mortgage Loan Originator (MLO) CE at a glance

Federal Law and Regulations
3 hours
Ethics
Includes fraud, consumer protection, and fair lending
2 hours
Non-Traditional Mortgage Lending
2 hours
Elective
Federal SAFE elective
1 hour
New York State-Specific
New York requires 3 additional hours of New York-specific content beyond the federal SAFE 8-hour baseline
3 hours

Notes

11 total hrs = federal 8 + 3 NY-specific. Renewal deadline Dec 31.

Continuing education through The CE Shop

State-approved online courses you can complete at your own pace. Use code LicenseMap35 for 35% off.

LicenseMap may earn a commission on purchases made through this link.

We'll send you courtesy reminders at 90, 60, and 30 days before your license expires — so you can stay ahead of your CE and renewal deadlines.

Last reviewed: 2026-04-18

Federal Law and Regulations
3 hours
Ethics
Includes fraud, consumer protection, and fair lending
2 hours
Non-Traditional Mortgage Lending
2 hours
Elective
Federal SAFE elective
1 hour
New York State-Specific
New York requires 3 additional hours of New York-specific content beyond the federal SAFE 8-hour baseline
3 hours

Notes

11 total hrs = federal 8 + 3 NY-specific. Renewal deadline Dec 31.

Continuing education through The CE Shop

State-approved online courses you can complete at your own pace. Use code LicenseMap35 for 35% off.

LicenseMap may earn a commission on purchases made through this link.

We'll send you courtesy reminders at 90, 60, and 30 days before your license expires — so you can stay ahead of your CE and renewal deadlines.

Last reviewed: 2026-04-18