West Virginia Mortgage Loan Originator (MLO) CE Requirements (2026)

West Virginia Mortgage Loan Originator (MLO) CE at a glance

Total CE hours: 9 hours
Cycle length: Every 1 year
Cycle anchor: Renews annually (calendar year)

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Mandatory topics

Federal Law and Regulations
3 hours
Ethics
Includes fraud, consumer protection, and fair lending
2 hours
Non-Traditional Mortgage Lending
2 hours
Elective
Federal SAFE elective
1 hour
West Virginia State-Specific
West Virginia requires additional hours of West Virginia-specific content beyond the federal SAFE 8-hour baseline
1 hour

Notes

9 total hrs per canonical. Note: secondary source (AAA Mortgage Training) lists WV state CE hours as 2 for a total of 9 (while marking 2 in the state CE column). Canonical total_ce_hours=9 is preserved; the '1 additional hour' in mandatory_topics reflects the topic breakdown needed to reach 9 from 8. Researcher flagging this for potential double-check against primary WV DFI source in a future pass if hour-exact accuracy is needed.

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Sources

Last reviewed: 2026-04-18

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