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How to get an insurance license in Nebraska. P&C: 0 pre-licensing hours. L&H: 0 hours. Government fees: $144 for both lines. 2 years renewal cycle. Verified 2026-03-22. Data verified 2026-03-22. Source: LicenseMap (getlicensemap.com).
Insurance Agent
Not required
P&C Education
Not required
L&H Education
2 years
Renewal Cycle
$144
Gov. Fees (Both)
Insurance Producer
Nebraska licenses insurance producers by lines of authority. The state does NOT require pre-licensing education. Exams are administered by PSI. Available lines include Life & Annuities, Accident and Health or Sickness, Property, Casualty, and Personal Lines, with combined exams available for P&C and L&H.
Other Available Lines of Authority
No pre-licensing education required
Not required.
Nebraska Property & Casualty Insurance Exam
Administered by Pearson VUE
150
Questions
70%
Passing Score
2.5 hours
Time Limit
$47
Exam Fee
P&C combined exam: 150 scored questions, 2.5 hours. Individual Property or Casualty exams: 100 questions each, 2 hours each, $43 each. Exams available in-person at PSI testing locations (Omaha, Lincoln, Norfolk, Grand Island, North Platte, Sidney, Scottsbluff) and online.
No pre-licensing education required
Not required.
Nebraska Life & Annuities and Accident & Health Insurance Exam
Administered by Pearson VUE
150
Questions
70%
Passing Score
2.5 hours
Time Limit
$47
Exam Fee
L&H combined exam: 150 questions, 2.5 hours. Individual Life & Annuities or Accident & Health or Sickness exams: 100 questions each, 2 hours each, $43 each.
Minimum Age
18 years old
Education
No formal education requirement specified
Residency
Must maintain principal place of residence in Nebraska for resident licenses
Background Check
Criminal history background check is required. Fingerprinting is NOT required for Nebraska insurance licensing. The focus is on criminal history review.
Fingerprinting
Not required
Citizenship
Must have a valid SSN or FEIN
| Fee | Amount |
|---|---|
Application Fee Processing fee via NIPR plus a small NIPR transaction charge | $60 |
P&C Exam Fee Property & Casualty combined exam fee ($43 for individual line exams) | $47 |
L&H Exam Fee Life & Accident & Health combined exam fee ($43 for individual line exams) | $47 |
Fingerprinting Fee Fingerprinting is not required for Nebraska insurance licensing | $0 |
Total Gov. Fees (Single Line) Application ($50) + one exam ($43 individual line). No fingerprinting required. | $93 |
Total Gov. Fees (Both Lines) Application ($50) + P&C combined exam ($47) + L&H combined exam ($47). No fingerprinting required. | $144 |
Pre-Licensing Course Cost: $0 (not required)(per line)
Nebraska does not require pre-licensing education. Optional exam prep courses typically cost $150-$400 per line.
Register for and pass the Property & Casualty exam through PSI (psiexams.com or 833-333-4754)
Apply for your license through NIPR (nipr.com)
Pay the $50 processing fee plus NIPR transaction charge
Pass the criminal history background check
Obtain appointment from at least one insurance carrier
Register for and pass the Life & Annuities and/or Accident & Health exam through PSI
Apply for your license through NIPR
Pay the $50 processing fee plus NIPR transaction charge
Pass the criminal history background check
Obtain appointment from at least one insurance carrier
Important: A license alone does not allow you to sell insurance
After obtaining your license, you must be appointed by at least one insurance company to sell their products. Appointment renewal fee is $8.
Appointment fee: $8 renewal fee per appointment
Non-resident producers apply through NIPR. Effective August 14, 2025, non-resident producer initial and renewal fees are $100 with a $225 reinstatement fee.
Additional requirements: Non-resident applicants must hold a valid resident license in their home state
Renewal Cycle
2 years
Renewal Fee
$50
CE Required
24 hours per cycle
Ethics Hours
3 hours (included in CE total)
24 hours of CE every 2-year renewal period, including 3 hours of ethics. Applies to Life, Accident and Health or Sickness, Property and Casualty, and Personal Lines. Health licensees wishing to sell Long-Term Care Insurance must complete a one-time 8-hour training course plus ongoing 4-hour refresher every 24 months.
Regulatory Board
Unique to Nebraska: Nebraska is one of the few states that requires neither pre-licensing education NOR fingerprinting for insurance producer licensing, making it one of the most streamlined states for getting licensed. The state uses distinctive terminology for its lines of authority ('Life & Annuities' and 'Accident and Health or Sickness'). Total government fees for a single line can be as low as $93.
Explore requirements for other professional licenses in Nebraska.
How this state compares to 50 others for this profession
Timeline
#1 of 51
Salary
#34 of 51
Processing
#1 of 51
Based on May 2024 Bureau of Labor Statistics OEWS data for Insurance Sales Agents (SOC 41-3021)
Entry Level
$45,430
25th percentile
Median
$58,480
-3% vs. national avg ($60,370)Experienced
$78,510
75th percentile
Wage Distribution (Annual)
5,390 employed in this state
Note: Insurance agent compensation is heavily commission-based. BLS OEWS data may not fully reflect total earnings including commissions and bonuses.
Source: BLS OEWS – Insurance Sales Agents (May 2024)
National employment projections for 2024-2034
Projected Growth
+4.7%
Average GrowthNew Jobs
+26,200
over 10 years
Annual Openings
41,200
per year (avg.)
555,200 currently employed nationwide (2024)
Source: BLS Employment Projections 2024-2034 (September 2025)
Insurance Career Ladder+16% salary growth potential
You are here
Insurance Agent
$58,480
Pre-licensing education + state exam
You are here
Insurance Agent
Pre-licensing education + state exam
$58,480
Adjuster licensing + claims experience
$68,020
Salary data from BLS OEWS May 2024 for this state. Career paths represent common advancement routes — actual progression may vary. Bureau of Labor Statistics — Occupational Outlook Handbook
Government fees and exam costs to obtain your initial license
Note: These are government licensing fees only. Education/training program costs (tuition, books, etc.) are not included as they vary widely by institution.
Source: Nebraska Department of Insurance — Licensing Requirements
Estimated total: 4–10 weeks
Timeline estimated from licensing requirements on this page.
Source: Nebraska Department of Insurance — Licensing Requirements
1–4 weeks
Estimated processing time
Source: Nebraska Department of Insurance — Licensing Requirements
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