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Insurance Agent
Training: 20 hours | Exam: Yes
Some details on this page are not yet confirmed against an official source. See sources below or contact the licensing board to verify.
20 hrs
P&C Education
20 hrs
L&H Education
2 years
Renewal Cycle
$225
Gov. Fees (Both)
Insurance Producer
Indiana issues producer licenses with lines of authority. Pre-licensing education IS required (40 hours for major combined lines, 20 hours for individual lines). Exams administered by Pearson VUE. Certain professional designations (CLU, CFP, CFC, CPCU, CIC, AAI) may exempt applicants from pre-licensing education.
Other Available Lines of Authority
20 hours of approved pre-licensing education required
10 hrs (Title); 20 hrs each (Life, Health, Personal Lines P&C); 40 hrs each (Life & Health combined, Personal & Commercial P&C combined).
Online courses: Allowed
Indiana Property & Casualty Insurance Exam
Administered by Pearson VUE
150
Questions
70%
Passing Score
180 minutes (3 hours)
Time Limit
$69
Exam Fee
150 total questions (135 scored + 15 pretest). 3 hours. 70% passing score. Includes both general and Indiana state-specific material. Available at Pearson VUE and Ivy Tech test centers. Must wait 48 hours before retaking.
20 hours of approved pre-licensing education required
10 hrs (Title); 20 hrs each (Life, Health, Personal Lines P&C); 40 hrs each (Life & Health combined, Personal & Commercial P&C combined).
Online courses: Allowed
Indiana Life, Accident & Health Insurance Exam
Administered by Pearson VUE
150
Questions
70%
Passing Score
180 minutes (3 hours)
Time Limit
$69
Exam Fee
Combined exam: 150 total questions (135 scored + 15 pretest), 3 hours. Separate Life exam: 95 questions (85 scored + 10 pretest), 2 hours. Separate A&H exam: 95 questions (85 scored + 10 pretest), 2 hours. 70% passing score.
Compare top-rated insurance pre-licensing schools in Indiana.
Minimum Age
18 years old
Education
Pre-licensing education required (20-40 hours depending on line of authority)
Residency
Must apply as resident producer if domiciled in Indiana
Background Check
Criminal background check required through IdentoGO. All background checks must be completed using IdentoGO fingerprinting services.
Fingerprinting
Not required
Citizenship
Must have SSN or FEIN
Not sure if you need a insurance agent license? Check whether your state requires one.
Indiana Life, Accident & Health Insurance Exam
Questions
150 questions
Time Limit
180 minutes (3 hours)
Passing Score
70%
Administered By
Pearson VUE
Cost of failing
Retake fee: $69Invest in preparation to pass the first time.
How long should you study? Most candidates study 2–4 weeks before taking the Indiana Life, Accident & Health Insurance Exam.
Study Materials & Exam Prep — Life & Health Insurance License Exam
Prepare for your Life & Health Insurance License Exam with Mometrix study guides, flashcards, online courses, and practice tests.
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Complete Your Pre-Licensing Education in Indiana
State-approved online courses you can start today.
| Fee | Amount |
|---|---|
Application Fee State license fee via NIPR plus ~$5.60 transaction fee | $40 |
P&C Exam Fee Pearson VUE exam fee for Property & Casualty exam | $69 |
L&H Exam Fee Pearson VUE exam fee for Life, Accident & Health exam | $69 |
Fingerprinting Fee Fingerprinting fees vary by vendor and location. The listed amount reflects the state processing fee — total cost including vendor fees may be higher. | $47 |
Total Gov. Fees (Single Line) $40 application + $69 exam + ~$47 fingerprinting | $156 |
Total Gov. Fees (Both Lines) $40 application + $69 P&C exam + $69 L&H exam + ~$47 fingerprinting | $225 |
Pre-Licensing Course Cost: $200-$500(per line)
Varies by provider. Per line. NOT a government fee.
Use our licensing cost calculator to estimate your total investment including education and exam fees.
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Complete 40 hours of approved pre-licensing education for Property & Casualty
Obtain course completion certificate (valid for 6 months)
Schedule and pass the P&C exam with Pearson VUE ($69)
Submit fingerprints through IdentoGO for background check
Apply for license through NIPR and pay $40 application fee
Receive license and obtain carrier appointments to begin selling
Complete 40 hours of approved pre-licensing education for Life, Accident & Health
Obtain course completion certificate (valid for 6 months)
Schedule and pass the Life, Accident & Health exam with Pearson VUE ($69)
Submit fingerprints through IdentoGO (if not already completed)
Apply for license through NIPR and pay $40 application fee
Receive license and obtain carrier appointments to begin selling
Important: A license alone does not allow you to sell insurance
After obtaining your producer license, you must be appointed by at least one insurance company to sell their products.
Appointment fee: Paid by carrier
Non-resident licensing available through NIPR. Non-resident fee is $90.
Additional requirements: Must hold valid resident license in home state
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Renewal Cycle
2 years
Renewal Fee
$40
CE Required
24 hours per cycle
Ethics Hours
3 hours (included in CE total)
24 hours of CE per biennial renewal cycle, including at least 3 hours of ethics training.
Regulatory Board
Unique to Indiana: Indiana is one of the states that requires pre-licensing education, but offers exemptions for holders of professional designations like CLU, CFP, CPCU, CIC, and AAI. The state uses both Pearson VUE and Ivy Tech Community College test centers for exams. The $40 application fee and $40 renewal fee are among the lower fees in the country.
Insurance Agent requirements in nearby states
Other professional licenses in Indiana
See how Indiana compares: Insurance Agent License Fees by State — Cheapest to Most Expensive →
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Insurance Agent Schools in Indiana
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Insurance Agent requirements in Indiana verified against Indiana Department of Insurance, April 2026.
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