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How to get an insurance license in Indiana. P&C: 20 pre-licensing hours. L&H: 20 hours. Government fees: $225 for both lines. 2 years renewal cycle. Verified 2026-03-22. Data verified 2026-03-22. Source: LicenseMap (getlicensemap.com).
Insurance Agent
Most information on this page has been verified.
83% of data points are verified against official sources. 3 fields based on preliminary research. 1 field needs verification. We recommend confirming details with your state's licensing authority. See sources below · Report incorrect data
20 hrs
P&C Education
20 hrs
L&H Education
2 years
Renewal Cycle
$225
Gov. Fees (Both)
Insurance Producer
Indiana issues producer licenses with lines of authority. Pre-licensing education IS required (40 hours for major combined lines, 20 hours for individual lines). Exams administered by Pearson VUE. Certain professional designations (CLU, CFP, CFC, CPCU, CIC, AAI) may exempt applicants from pre-licensing education.
Other Available Lines of Authority
20 hours of approved pre-licensing education required
10 hrs (Title); 20 hrs each (Life, Health, Personal Lines P&C); 40 hrs each (Life & Health combined, Personal & Commercial P&C combined).
Online courses: Allowed
Indiana Property & Casualty Insurance Exam
Administered by Pearson VUE
150
Questions
70%
Passing Score
180 minutes (3 hours)
Time Limit
$69
Exam Fee
150 total questions (135 scored + 15 pretest). 3 hours. 70% passing score. Includes both general and Indiana state-specific material. Available at Pearson VUE and Ivy Tech test centers. Must wait 48 hours before retaking.
20 hours of approved pre-licensing education required
10 hrs (Title); 20 hrs each (Life, Health, Personal Lines P&C); 40 hrs each (Life & Health combined, Personal & Commercial P&C combined).
Online courses: Allowed
Indiana Life, Accident & Health Insurance Exam
Administered by Pearson VUE
150
Questions
70%
Passing Score
180 minutes (3 hours)
Time Limit
$69
Exam Fee
Combined exam: 150 total questions (135 scored + 15 pretest), 3 hours. Separate Life exam: 95 questions (85 scored + 10 pretest), 2 hours. Separate A&H exam: 95 questions (85 scored + 10 pretest), 2 hours. 70% passing score.
Minimum Age
18 years old
Education
Pre-licensing education required (20-40 hours depending on line of authority)
Residency
Must apply as resident producer if domiciled in Indiana
Background Check
Criminal background check required through IdentoGO. All background checks must be completed using IdentoGO fingerprinting services.
Fingerprinting
Not required
Citizenship
Must have SSN or FEIN
| Fee | Amount |
|---|---|
Application Fee State license fee via NIPR plus ~$5.60 transaction fee | $40 |
P&C Exam Fee Pearson VUE exam fee for Property & Casualty exam | $69 |
L&H Exam Fee Pearson VUE exam fee for Life, Accident & Health exam | $69 |
Fingerprinting Fee Approximate IdentoGO fingerprint-based background check fee. UNVERIFIED exact amount - contact IdentoGO for current pricing. | $47 |
Total Gov. Fees (Single Line) $40 application + $69 exam + ~$47 fingerprinting | $156 |
Total Gov. Fees (Both Lines) $40 application + $69 P&C exam + $69 L&H exam + ~$47 fingerprinting | $225 |
Pre-Licensing Course Cost: $200-$500(per line)
Varies by provider. Per line. NOT a government fee.
Complete 40 hours of approved pre-licensing education for Property & Casualty
Obtain course completion certificate (valid for 6 months)
Schedule and pass the P&C exam with Pearson VUE ($69)
Submit fingerprints through IdentoGO for background check
Apply for license through NIPR and pay $40 application fee
Receive license and obtain carrier appointments to begin selling
Complete 40 hours of approved pre-licensing education for Life, Accident & Health
Obtain course completion certificate (valid for 6 months)
Schedule and pass the Life, Accident & Health exam with Pearson VUE ($69)
Submit fingerprints through IdentoGO (if not already completed)
Apply for license through NIPR and pay $40 application fee
Receive license and obtain carrier appointments to begin selling
Important: A license alone does not allow you to sell insurance
After obtaining your producer license, you must be appointed by at least one insurance company to sell their products.
Appointment fee: Paid by carrier
Non-resident licensing available through NIPR. Non-resident fee is $90.
Additional requirements: Must hold valid resident license in home state
Renewal Cycle
2 years
Renewal Fee
$40
CE Required
24 hours per cycle
Ethics Hours
3 hours (included in CE total)
24 hours of CE per biennial renewal cycle, including at least 3 hours of ethics training.
Regulatory Board
Unique to Indiana: Indiana is one of the states that requires pre-licensing education, but offers exemptions for holders of professional designations like CLU, CFP, CPCU, CIC, and AAI. The state uses both Pearson VUE and Ivy Tech Community College test centers for exams. The $40 application fee and $40 renewal fee are among the lower fees in the country.
Explore requirements for other professional licenses in Indiana.
How this state compares to 50 others for this profession
Timeline
#1 of 51
Salary
#16 of 51
Processing
#1 of 51
Based on May 2024 Bureau of Labor Statistics OEWS data for Insurance Sales Agents (SOC 41-3021)
Entry Level
$47,640
25th percentile
Median
$61,710
+2% vs. national avg ($60,370)Experienced
$95,410
75th percentile
Wage Distribution (Annual)
12,980 employed in this state
Note: Insurance agent compensation is heavily commission-based. BLS OEWS data may not fully reflect total earnings including commissions and bonuses.
Source: BLS OEWS – Insurance Sales Agents (May 2024)
National employment projections for 2024-2034
Projected Growth
+4.7%
Average GrowthNew Jobs
+26,200
over 10 years
Annual Openings
41,200
per year (avg.)
555,200 currently employed nationwide (2024)
Source: BLS Employment Projections 2024-2034 (September 2025)
Insurance Career Ladder+5% salary growth potential
You are here
Insurance Agent
$61,710
Pre-licensing education + state exam
You are here
Insurance Agent
Pre-licensing education + state exam
$61,710
Adjuster licensing + claims experience
$64,540
Salary data from BLS OEWS May 2024 for this state. Career paths represent common advancement routes — actual progression may vary. Bureau of Labor Statistics — Occupational Outlook Handbook
Government fees and exam costs to obtain your initial license
Note: These are government licensing fees only. Education/training program costs (tuition, books, etc.) are not included as they vary widely by institution.
Source: Indiana Department of Insurance (IDOI) — Licensing Requirements
Estimated total: 4–10 weeks
Timeline estimated from licensing requirements on this page.
Source: Indiana Department of Insurance (IDOI) — Licensing Requirements
1–4 weeks
Estimated processing time
Source: Indiana Department of Insurance (IDOI) — Licensing Requirements
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