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The most expensive state for insurance agent licensing is Delaware at $525. The cheapest is Michigan at $92. Budget for an average of $251 across all states.
Highest
$525
Delaware
Average
$251
across 51 states
Median
$233
26 states at or below
Range
$433
spread across states
| # | State | Total Initial Fees | Renewal Fee | CE Hours |
|---|---|---|---|---|
| #1 | Delaware | $525 | $100 | — |
| #2 | Alaska | $478 | $75 | — |
| #3 | District of Columbia | $431.5 | $100 | — |
| #4 | Wisconsin | $411 | $35 (resident) / $70 (non-resident) | — |
| #5 | Illinois | $399 | $215 | — |
| #6 | California | $391 | $188 | — |
| #7 | North Dakota | $376.25 | $25 | — |
| #8 | Hawaii | $363 | $100 | — |
| #9 | Montana | $316 | $0 | — |
| #10 | Wyoming | $315 | $100 | — |
| #11 | Massachusetts | $313 | $225 | — |
| #12 | Arizona | $310.25 | $120 per line of authority | — |
| #13 | New Jersey | $298.05 | $150 | — |
| #14 | Alabama | $279.2 | $70 | — |
| #15 | Idaho | $271.25 | $80 | — |
| #16 | Connecticut | $270 | $160 | — |
| #17 | Kansas | $269 | $90 | — |
| #18 | North Carolina | $268 | $109 | — |
| #19 | West Virginia | $267.75 | $50 | — |
| #20 | South Dakota | $258.25 | $25 | — |
| #21 | Maine | $250 | $30 | — |
| #21 | Rhode Island | $250 | $120 | — |
| #23 | Oregon | $246.25 | $45 | — |
| #24 | Georgia | $246 | $75-$100 | — |
| #25 | New Hampshire | $244 | $150 | — |
| #26 | Nevada | $233 | $185 | — |
| #27 | Kentucky | $230 | $0 if appointed | — |
| #28 | Indiana | $225 | $40 | — |
| #29 | Iowa | $222.35 | $50 | — |
| #30 | Louisiana | $220.25 | $50 per line of authority | — |
| #30 | Ohio | $220.25 | $70 | — |
| #32 | New Mexico | $209 | $30 | — |
| #33 | Missouri | $208.75 | $100 | — |
| #34 | Washington | $208 | $55 | — |
| #35 | Minnesota | $207.25 | $50 per line + $10 technology surcharge | — |
| #36 | Utah | $201 | $75 | — |
| #37 | Tennessee | $200 | $60 (major LOAs) / $30 (limited/other LOAs) | — |
| #38 | South Carolina | $193.5 | $25 | — |
| #39 | Florida | $191.05 | $0 | — |
| #40 | Vermont | $180 | $30 | — |
| #41 | Pennsylvania | $175 | $55 | — |
| #42 | Arkansas | $174 | $70 | — |
| #42 | Maryland | $174 | $69 | — |
| #42 | Texas | $174 | $50 | — |
| #45 | Virginia | $154.95 | $10 per line of authority | — |
| #46 | Mississippi | $154 | $100 | — |
| #46 | Nebraska | $154 | $50 | — |
| #48 | Colorado | $129 | $27 per line of authority | — |
| #49 | Oklahoma | $126 | $60 | — |
| #50 | New York | $116 | $80 | — |
| #51 | Michigan | $92 | $100 | — |
Total initial fees include application, exam, and license fees paid to the state (excludes education/training costs). Where fee ranges are listed, the lower bound is used for ranking. Click any state for full fee details.
Delaware has the highest total initial licensing fees at $525. The national average is $251.
There is significant variation across the 51 states with data. Values range from $92 to $525, with a median of $233.