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The cheapest state to get a insurance agent license is Florida at $0. The most expensive is Massachusetts at $225. The national average is $77.
Lowest
$0
Florida
Average
$77
across 51 states
Median
$70
28 states at or below
Range
$225
spread across states
| # | State | Renewal Fee | Initial Fees | Renewal Cycle |
|---|---|---|---|---|
| #1 | Florida | $0 | $191.05 | — |
| #1 | Kentucky | $0 if appointed | $230 | — |
| #1 | Montana | $0 | $316 | — |
| #4 | Virginia | $10 per line of authority | $154.95 | — |
| #5 | North Dakota | $25 | $376.25 | — |
| #5 | South Carolina | $25 | $193.5 | — |
| #5 | South Dakota | $25 | $258.25 | — |
| #8 | Colorado | $27 per line of authority | $129 | — |
| #9 | Maine | $30 | $250 | — |
| #9 | New Mexico | $30 | $209 | — |
| #9 | Vermont | $30 | $180 | — |
| #12 | Wisconsin | $35 (resident) / $70 (non-resident) | $411 | — |
| #13 | Indiana | $40 | $225 | — |
| #14 | Oregon | $45 | $246.25 | — |
| #15 | Iowa | $50 | $222.35 | — |
| #15 | Louisiana | $50 per line of authority | $220.25 | — |
| #15 | Minnesota | $50 per line + $10 technology surcharge | $207.25 | — |
| #15 | Nebraska | $50 | $154 | — |
| #15 | Texas | $50 | $174 | — |
| #15 | West Virginia | $50 | $267.75 | — |
| #21 | Pennsylvania | $55 | $175 | — |
| #21 | Washington | $55 | $208 | — |
| #23 | Oklahoma | $60 | $126 | — |
| #23 | Tennessee | $60 (major LOAs) / $30 (limited/other LOAs) | $200 | — |
| #25 | Maryland | $69 | $174 | — |
| #26 | Alabama | $70 | $279.2 | — |
| #26 | Arkansas | $70 | $174 | — |
| #26 | Ohio | $70 | $220.25 | — |
| #29 | Alaska | $75 | $478 | — |
| #29 | Georgia | $75-$100 | $246 | — |
| #29 | Utah | $75 | $201 | — |
| #32 | Idaho | $80 | $271.25 | — |
| #32 | New York | $80 | $116 | — |
| #34 | Kansas | $90 | $269 | — |
| #35 | Delaware | $100 | $525 | — |
| #35 | District of Columbia | $100 | $431.5 | — |
| #35 | Hawaii | $100 | $363 | — |
| #35 | Michigan | $100 | $92 | — |
| #35 | Mississippi | $100 | $154 | — |
| #35 | Missouri | $100 | $208.75 | — |
| #35 | Wyoming | $100 | $315 | — |
| #42 | North Carolina | $109 | $268 | — |
| #43 | Arizona | $120 per line of authority | $310.25 | — |
| #43 | Rhode Island | $120 | $250 | — |
| #45 | New Hampshire | $150 | $244 | — |
| #45 | New Jersey | $150 | $298.05 | — |
| #47 | Connecticut | $160 | $270 | — |
| #48 | Nevada | $185 | $233 | — |
| #49 | California | $188 | $391 | — |
| #50 | Illinois | $215 | $399 | — |
| #51 | Massachusetts | $225 | $313 | — |
Renewal fees are per renewal cycle as reported by state licensing boards. Where fee ranges are listed, the lower bound is used for ranking. Click any state for full renewal details.
Florida has the lowest renewal fee at $0. The national average renewal fee is $77.
There is significant variation across the 51 states with data. Values range from $0 to $225, with a median of $70.