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The most expensive state for mortgage loan originator licensing is Hawaii at $1,031.25. The cheapest is Colorado at $221.25. Budget for an average of $411 across all states.
Highest
$1,031.25
Hawaii
Average
$411
across 51 states
Median
$396.25
32 states at or below
Range
$810
spread across states
| # | State | Total Initial Fees | Renewal Fee | CE Hours |
|---|---|---|---|---|
| #1 | Hawaii | $1,031.25 | — | — |
| #2 | Massachusetts | $811.25 | — | — |
| #3 | Rhode Island | $796.25 | — | — |
| #4 | Arizona | $696.25 | — | — |
| #4 | Delaware | $696.25 | — | — |
| #6 | Oklahoma | $656.25 | — | — |
| #7 | Montana | $596.25 | — | — |
| #7 | New Mexico | $596.25 | — | — |
| #9 | Alaska | $546.25 | — | — |
| #10 | Idaho | $526.25 | — | — |
| #11 | California | $496.25 | — | — |
| #11 | Connecticut | $496.25 | — | — |
| #11 | District of Columbia | $496.25 | — | — |
| #14 | New York | $457.25 | — | — |
| #15 | Wisconsin | $446.25 | — | — |
| #16 | Maryland | $421.25 | — | — |
| #16 | Michigan | $421.25 | — | — |
| #18 | Florida | $411.25 | — | — |
| #19 | Mississippi | $397.25 | — | — |
| #20 | Illinois | $396.25 | — | — |
| #20 | Louisiana | $396.25 | — | — |
| #20 | Ohio | $396.25 | — | — |
| #20 | Pennsylvania | $396.25 | — | — |
| #20 | Tennessee | $396.25 | — | — |
| #20 | Utah | $396.25 | — | — |
| #20 | West Virginia | $396.25 | — | — |
| #27 | Nebraska | $346.25 | — | — |
| #27 | New Jersey | $346.25 | — | — |
| #27 | South Dakota | $346.25 | — | — |
| #27 | Virginia | $346.25 | — | — |
| #31 | Texas | $341.25 | — | — |
| #32 | New Hampshire | $326.25 | — | — |
| #33 | North Carolina | $321.25 | — | — |
| #33 | Washington | $321.25 | — | — |
| #35 | Wyoming | $316.25 | — | — |
| #36 | Georgia | $296.25 | — | — |
| #36 | Kansas | $296.25 | — | — |
| #36 | Vermont | $296.25 | — | — |
| #39 | Minnesota | $286.25 | — | — |
| #40 | Maine | $276.25 | — | — |
| #40 | Oregon | $276.25 | — | — |
| #42 | Alabama | $271.25 | — | — |
| #42 | Nevada | $271.25 | — | — |
| #44 | Arkansas | $246.25 | — | — |
| #44 | Indiana | $246.25 | — | — |
| #44 | Iowa | $246.25 | — | — |
| #44 | Kentucky | $246.25 | — | — |
| #44 | Missouri | $246.25 | — | — |
| #44 | South Carolina | $246.25 | — | — |
| #50 | North Dakota | $226.25 | — | — |
| #51 | Colorado | $221.25 | — | — |
Total initial fees include application, exam, and license fees paid to the state (excludes education/training costs). Where fee ranges are listed, the lower bound is used for ranking. Click any state for full fee details.
Hawaii has the highest total initial licensing fees at $1,031.25. The national average is $411.
There is significant variation across the 51 states with data. Values range from $221.25 to $1,031.25, with a median of $396.25.