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The cheapest state to get a mortgage loan originator license is Colorado at $221.25. The most expensive is Hawaii at $1,031.25. The national average is $411.
Lowest
$221.25
Colorado
Average
$411
across 51 states
Median
$396.25
32 states at or below
Range
$810
spread across states
| # | State | Total Initial Fees | Renewal Fee | CE Hours |
|---|---|---|---|---|
| #1 | Colorado | $221.25 | — | — |
| #2 | North Dakota | $226.25 | — | — |
| #3 | Arkansas | $246.25 | — | — |
| #3 | Indiana | $246.25 | — | — |
| #3 | Iowa | $246.25 | — | — |
| #3 | Kentucky | $246.25 | — | — |
| #3 | Missouri | $246.25 | — | — |
| #3 | South Carolina | $246.25 | — | — |
| #9 | Alabama | $271.25 | — | — |
| #9 | Nevada | $271.25 | — | — |
| #11 | Maine | $276.25 | — | — |
| #11 | Oregon | $276.25 | — | — |
| #13 | Minnesota | $286.25 | — | — |
| #14 | Georgia | $296.25 | — | — |
| #14 | Kansas | $296.25 | — | — |
| #14 | Vermont | $296.25 | — | — |
| #17 | Wyoming | $316.25 | — | — |
| #18 | North Carolina | $321.25 | — | — |
| #18 | Washington | $321.25 | — | — |
| #20 | New Hampshire | $326.25 | — | — |
| #21 | Texas | $341.25 | — | — |
| #22 | Nebraska | $346.25 | — | — |
| #22 | New Jersey | $346.25 | — | — |
| #22 | South Dakota | $346.25 | — | — |
| #22 | Virginia | $346.25 | — | — |
| #26 | Illinois | $396.25 | — | — |
| #26 | Louisiana | $396.25 | — | — |
| #26 | Ohio | $396.25 | — | — |
| #26 | Pennsylvania | $396.25 | — | — |
| #26 | Tennessee | $396.25 | — | — |
| #26 | Utah | $396.25 | — | — |
| #26 | West Virginia | $396.25 | — | — |
| #33 | Mississippi | $397.25 | — | — |
| #34 | Florida | $411.25 | — | — |
| #35 | Maryland | $421.25 | — | — |
| #35 | Michigan | $421.25 | — | — |
| #37 | Wisconsin | $446.25 | — | — |
| #38 | New York | $457.25 | — | — |
| #39 | California | $496.25 | — | — |
| #39 | Connecticut | $496.25 | — | — |
| #39 | District of Columbia | $496.25 | — | — |
| #42 | Idaho | $526.25 | — | — |
| #43 | Alaska | $546.25 | — | — |
| #44 | Montana | $596.25 | — | — |
| #44 | New Mexico | $596.25 | — | — |
| #46 | Oklahoma | $656.25 | — | — |
| #47 | Arizona | $696.25 | — | — |
| #47 | Delaware | $696.25 | — | — |
| #49 | Rhode Island | $796.25 | — | — |
| #50 | Massachusetts | $811.25 | — | — |
| #51 | Hawaii | $1,031.25 | — | — |
Total initial fees include application, exam, and license fees paid to the state (excludes education/training costs). Where fee ranges are listed, the lower bound is used for ranking. Click any state for full fee details.
Colorado has the lowest total initial licensing fees at $221.25. The national average is $411.
Hawaii has the highest total initial fees at $1,031.25, which is $810 more than the cheapest state.
The average total initial licensing cost across 51 states is $411. Costs range from $221.25 to $1,031.25.
There is significant variation across the 51 states with data. Values range from $221.25 to $1,031.25, with a median of $396.25.