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The cheapest state to get a mortgage loan originator license is North Dakota at $226.25. The most expensive is Massachusetts at $811.25. The national average is $408.
Lowest
$226.25
North Dakota
Average
$408
across 51 states
Median
$396.25
31 states at or below
Range
$585
spread across states
| # | State | Total Initial Fees | Renewal Fee | CE Hours |
|---|---|---|---|---|
| #1 | North Dakota | $226.25 | — | — |
| #2 | Colorado | $244.25 | — | — |
| #3 | Arkansas | $246.25 | — | — |
| #3 | Indiana | $246.25 | — | — |
| #3 | Iowa | $246.25 | — | — |
| #3 | Kentucky | $246.25 | — | — |
| #3 | Missouri | $246.25 | — | — |
| #3 | South Carolina | $246.25 | — | — |
| #9 | Alabama | $271.25 | — | — |
| #9 | Nevada | $271.25 | — | — |
| #11 | Maine | $276.25 | — | — |
| #11 | Oregon | $276.25 | — | — |
| #13 | Minnesota | $286.25 | — | — |
| #14 | Georgia | $296.25 | — | — |
| #14 | Kansas | $296.25 | — | — |
| #14 | Vermont | $296.25 | — | — |
| #17 | Wyoming | $316.25 | — | — |
| #18 | North Carolina | $321.25 | — | — |
| #18 | Washington | $321.25 | — | — |
| #20 | New Hampshire | $326.25 | — | — |
| #21 | Texas | $341.25 | — | — |
| #22 | Nebraska | $346.25 | — | — |
| #22 | New Jersey | $346.25 | — | — |
| #22 | South Dakota | $346.25 | — | — |
| #22 | Virginia | $346.25 | — | — |
| #26 | Illinois | $396.25 | — | — |
| #26 | Louisiana | $396.25 | — | — |
| #26 | Ohio | $396.25 | — | — |
| #26 | Tennessee | $396.25 | — | — |
| #26 | Utah | $396.25 | — | — |
| #26 | West Virginia | $396.25 | — | — |
| #32 | Mississippi | $397.25 | — | — |
| #33 | Pennsylvania | $418.25 | — | — |
| #34 | Maryland | $421.25 | — | — |
| #34 | Michigan | $421.25 | — | — |
| #36 | Florida | $435.25 | — | — |
| #37 | Wisconsin | $446.25 | — | — |
| #38 | New York | $457.25 | — | — |
| #39 | California | $496.25 | — | — |
| #39 | Connecticut | $496.25 | — | — |
| #39 | District of Columbia | $496.25 | — | — |
| #42 | Idaho | $526.25 | — | — |
| #43 | Alaska | $546.25 | — | — |
| #44 | Montana | $596.25 | — | — |
| #44 | New Mexico | $596.25 | — | — |
| #46 | Oklahoma | $656.25 | — | — |
| #47 | Arizona | $696.25 | — | — |
| #47 | Delaware | $696.25 | — | — |
| #49 | Hawaii | $796.25 | — | — |
| #49 | Rhode Island | $796.25 | — | — |
| #51 | Massachusetts | $811.25 | — | — |
Total initial fees include application, exam, and license fees paid to the state (excludes education/training costs). Where fee ranges are listed, the lower bound is used for ranking. Click any state for full fee details.
North Dakota has the lowest total initial licensing fees at $226.25. The national average is $408.
Massachusetts has the highest total initial fees at $811.25, which is $585 more than the cheapest state.
The average total initial licensing cost across 51 states is $408. Costs range from $226.25 to $811.25.
There is significant variation across the 51 states with data. Values range from $226.25 to $811.25, with a median of $396.25.
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