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The cheapest state to get a collection agency license is Colorado at $400. The most expensive is Florida at $2,900. The national average is $1,183.
Lowest
$400
Colorado
Average
$1,183
across 46 states
Median
$950
24 states at or below
Range
$2,500
spread across states
| # | State | Total Initial Fees | Renewal Fee | CE Hours |
|---|---|---|---|---|
| #1 | Colorado | $400 | $50 | — |
| #1 | Hawaii | $400 | $50 | — |
| #1 | Kansas | $400 | $50 | — |
| #4 | Idaho | $450 | $100 | — |
| #4 | Rhode Island | $450 | $100 | — |
| #6 | New Mexico | $550 | $100 | — |
| #6 | North Dakota | $550 | $100 | — |
| #8 | West Virginia | $600 | $150 | — |
| #9 | Utah | $650 | $50 | — |
| #9 | Wyoming | $650 | $150 | — |
| #11 | Alabama | $700 | $200 | — |
| #11 | Nebraska | $700 | $100 | — |
| #11 | New Jersey | $700 | $100 | — |
| #14 | District of Columbia | $750 | $200 | — |
| #14 | Montana | $750 | $200 | — |
| #16 | Vermont | $800 | $100 | — |
| #17 | Maryland | $850 | $200 | — |
| #17 | Ohio | $850 | $150 | — |
| #19 | Iowa | $900 | $50 | — |
| #19 | Nevada | $900 | $200 | — |
| #19 | Pennsylvania | $900 | $200 | — |
| #19 | Texas | $900 | $200 | — |
| #23 | Michigan | $950 | $200 | — |
| #23 | South Dakota | $950 | $100 | — |
| #25 | Louisiana | $1,000 | $200 | — |
| #26 | Delaware | $1,050 | $200 | — |
| #26 | Oklahoma | $1,050 | $300 | — |
| #28 | Mississippi | $1,100 | $150 | — |
| #29 | Oregon | $1,150 | $200 | — |
| #30 | Minnesota | $1,200 | $100 | — |
| #31 | North Carolina | $1,250 | $200 | — |
| #32 | Indiana | $1,350 | $100 | — |
| #33 | Illinois | $1,450 | $100 | — |
| #34 | New Hampshire | $1,550 | $100 | — |
| #34 | South Carolina | $1,550 | $300 | — |
| #36 | Maine | $1,700 | $200 | — |
| #37 | California | $1,775 | $175 | — |
| #38 | Wisconsin | $1,800 | $300 | — |
| #39 | Arkansas | $1,950 | $200 | — |
| #40 | New York | $2,000 | $500 | — |
| #41 | Connecticut | $2,050 | $300 | — |
| #42 | Massachusetts | $2,250 | $500 | — |
| #43 | Washington | $2,350 | $282 | — |
| #44 | Arizona | $2,500 | $500 | — |
| #45 | Tennessee | $2,750 | $500 | — |
| #46 | Florida | $2,900 | $200 | — |
| — | Alaska | Varies — see details | — | — |
| — | Georgia | Varies — see details | — | — |
| — | Kentucky | Varies — see details | — | — |
| — | Missouri | Varies — see details | — | — |
| — | Virginia | Varies — see details | — | — |
Total initial fees include application, exam, and license fees paid to the state (excludes education/training costs). Where fee ranges are listed, the lower bound is used for ranking. Click any state for full fee details.
Colorado has the lowest total initial licensing fees at $400. The national average is $1,183.
Florida has the highest total initial fees at $2,900, which is $2,500 more than the cheapest state.
The average total initial licensing cost across 46 states is $1,183. Costs range from $400 to $2,900.
There is significant variation across the 46 states with data. Values range from $400 to $2,900, with a median of $950.