Collection Agency License Difficulty by State (2026)

Compare collection agency license difficulty across 51 states. Average difficulty: 3/100. Easiest in Alaska (1), hardest in Arizona (9).

Average

Easiest

Alaska

Score: 1

Hardest

Arizona

Score: 9

#	State	Score	Grade	Label	Confidence
1	Alaska	1	A	Very Easy	33%
2	Colorado	1	A	Very Easy	33%
3	Georgia	1	A	Very Easy	33%
4	Hawaii	1	A	Very Easy	33%
5	Kansas	1	A	Very Easy	33%
6	Kentucky	1	A	Very Easy	33%
7	Missouri	1	A	Very Easy	33%
8	Virginia	1	A	Very Easy	33%
9	Idaho	2	A	Very Easy	33%
10	Iowa	2	A	Very Easy	33%
11	Nebraska	2	A	Very Easy	33%
12	New Jersey	2	A	Very Easy	33%
13	New Mexico	2	A	Very Easy	33%
14	North Dakota	2	A	Very Easy	33%
15	Rhode Island	2	A	Very Easy	33%
16	South Dakota	2	A	Very Easy	33%
17	Utah	2	A	Very Easy	33%
18	Vermont	2	A	Very Easy	33%
19	West Virginia	2	A	Very Easy	33%
20	Wyoming	2	A	Very Easy	33%
21	Alabama	3	A	Very Easy	33%
22	Delaware	3	A	Very Easy	33%
23	District of Columbia	3	A	Very Easy	33%
24	Illinois	3	A	Very Easy	33%
25	Indiana	3	A	Very Easy	33%
26	Louisiana	3	A	Very Easy	33%
27	Maryland	3	A	Very Easy	33%
28	Michigan	3	A	Very Easy	33%
29	Minnesota	3	A	Very Easy	33%
30	Mississippi	3	A	Very Easy	33%
31	Montana	3	A	Very Easy	33%
32	Nevada	3	A	Very Easy	33%
33	New Hampshire	3	A	Very Easy	33%
34	North Carolina	3	A	Very Easy	33%
35	Ohio	3	A	Very Easy	33%
36	Pennsylvania	3	A	Very Easy	33%
37	Texas	3	A	Very Easy	33%
38	California	4	A	Very Easy	33%
39	Maine	4	A	Very Easy	33%
40	Oklahoma	4	A	Very Easy	33%
41	Oregon	4	A	Very Easy	33%
42	Arkansas	5	A	Very Easy	33%
43	Connecticut	5	A	Very Easy	33%
44	South Carolina	5	A	Very Easy	33%
45	Wisconsin	5	A	Very Easy	33%
46	Florida	6	A	Very Easy	33%
47	Massachusetts	6	A	Very Easy	33%
48	Washington	6	A	Very Easy	33%
49	New York	7	A	Very Easy	33%
50	Tennessee	8	A	Very Easy	33%
51	Arizona	9	A	Very Easy	33%

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FAQ

Which state is easiest to get a collection agency license?

Alaska has the easiest collection agency license with a difficulty score of 1/100.

Which state is hardest to get a collection agency license?

Arizona has the hardest collection agency license with a difficulty score of 9/100.

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