Do You Need an Insurance Adjuster License? State-by-State Guide

Insurance adjusters investigate insurance claims and determine the extent of the insurer's liability. Many states require adjusters to be licensed, though requirements vary by the type of adjusting (staff, independent, or public).

State-by-State Insurance Adjuster License Requirements

The table below shows whether each state requires an state-level insurance adjuster license, the regulation level (where available), and a link to the relevant licensing authority.

What If My State Doesn't Require a License?

Even if your state does not mandate an state-level insurance adjuster license, you may still need to meet local requirements. Many cities and counties impose their own licensing, registration, or permit requirements. Additionally, voluntary certification from professional organizations can enhance your credibility and job prospects. Always check with your local government and relevant professional associations.

How to Get Licensed

If your state requires an insurance adjuster license, requirements typically include completing an approved education or training program, passing an exam, and submitting an application with applicable fees. Specific requirements vary by state — visit your state's licensing board website (linked in the table above) for detailed information on the application process.

Requirements change — always verify with your state's licensing authority.